Tag Archive: PSAHelpline


10 - 24

Walang estudyante pag Linggo. A sign often found inside jeepneys and meant to say that students need to pay full fare rates during weekends.  As a sarcastic remark, students would murmur, Bakit, yumayaman ba kami pag Linggo? (Do we become rich during weekends?).

Students, senior citizens, and PWDs are entitled to a 20% discount on PUV fares; so that if the minimum fare is P8, a student should only be paying P6.40.  Sadly though, the discount is not automatically given by drivers even if the passenger is obviously a student (or a senior citizen, or a PWD – how do you even conceal these facts?).  They need to remind the driver that they are any one of the three and must be allowed to pay the discounted fare.  Sometimes, drivers will purposely “forget” to hand them their change; the passengers, not wanting to engage in an argument with the driver, will just shrug off the experience and hope that the next jeepney, bus, or UV Express driver is more considerate of the law.

This silent war between PUV drivers and students will finally be laid to rest beginning October 28, 2017.  Yesterday, the Land Transportation Franchising and Regulatory Board (LTFRB) announced that the 20% student discount on public transportation fare must be implemented even on Saturdays, Sundays, and holidays.  This means that even if classes are suspended or students are on vacation, they are still entitled to the government-mandated student discount on PUV fares.

This does not include students taking post-graduate studies, and those taking up medicine and law as such students are expected to already be gainfully employed and capable of paying the full fare amount.

This is good news for parents and students, but maybe not so for drivers and PUV operators who just recently staged a 2-day nationwide protest, as they sought a win-win solution for the government’s modernization of transport system program.  We are interested to hear what you think of this news from the LTFRB.

To view a copy of the Memorandum Circular released by the LTFRB, visit: http://ltfrb.gov.ph/main/memorandum

Source: www.ltfrb.gov.ph

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10 - 23

About 15 years ago when I first worked on my passport application, I got overwhelmed with all the documents and IDs I needed to prepare.  I thought to myself, if this is how complicated the process is, how can senior citizens, PWDs, and other citizens with special needs and cases manage to get everything done.

A lot has changed since the first time I applied for a passport (and have only been renewing my passport ever since.  Passport renewals are simpler than applying for the first time).  And now that I have been given the facility to help and reach out to others, I decided to come up with a quick guide on the general requirements, fees, and turn-around-time for the applicants to receive their passports.

Save this article in your bookmarks to serve as your ready reference when you or a family member, friend, or even a total stranger asks for the basics when applying for a Philippine passport.

Read on!

GENERAL REQUIREMENTS

  1. Personal appearance of applicant.
  2. Confirmed appointment.  You may set an appointment at www.passport.gov.ph/appointment
  3. Accomplished application form.  You may download a copy at www.dfa.gov.ph
  4. PSA-issued Birth Certificate.  You may order for a copy of your PSA documents at www.psahelpline.ph
  5. Government-issued picture ID with photocopy.
  6. Supporting documents and IDs.  You may check the list of acceptable documents and IDs here: http://dfa.gov.ph/images/OCA/Forms/RequirementsForPassportApplication.pdf

FEES AND PROCESSING TIME

  1. Express processing fee – P1,200

Ideal processing time is:

    • 7 working days for Metro Manila applicants
    • 10 working days outside Metro Manila.
    • The stated processing period does not include the delivery time.

     2. Regular processing fee – P950

Processing time is:

  • 20 working days for Metro Manila applicants
  • 30 working days outside Metro Manila.
  • The stated processing period does not include the delivery time.

VALID IDs

The DFA accepts any one of the following:

  1. Digitized SSS ID
  2. Driver’s License
  3. GSIS E-card
  4. PRC ID
  5. IBP ID
  6. OWWA ID
  7. Digitized BIR ID
  8. Senior Citizen’s ID
  9. Unified Multi-purpose ID (UMID)
  10. Voter’s ID
  11. Old College ID
  12. Alumni ID
  13. Employment ID

FOR APPLICANTS WHO DO NOT HAVE ANY BIRTH RECORD

  1. If born in or after January 1, 1950:
    • All general requirements listed above.
    • Apply for the delayed registration of birth at the local civil registry office at the applicant’s place of birth.
    • Submit the following documents:
  2. Born in or before December 31, 1949:
    • All general requirements as listed above.
    • Certificate of Non-availability of Record from the Philippine Statistics Authority.
    • Notarized Joint Birth Affidavit of Two Disinterested Persons.
    • Any public document with the correct full name, and date and place of birth such as:
      • Baptismal certificate with readable dry seal.
      • National Commission on Muslim Filipinos (NCMF) Certificate with photo and readable dry seal (for Muslim applicants).

FOR APPLICANTS WHO HAVE BEEN NATURALIZED

  1. All general requirements as listed above.
  2. Identification Certificate of Naturalization
  3. Oath of Allegiance.

Note that the DFA may require additional documents and IDs, especially if the applicant is a minor, adopted, traveling without his parents, and many other cases involving legitimacy, age, and physical condition of the minor or the traveler.  It would be best to be ready with the above documents as these are the basic requirements when applying for a passport.  Preparing these in advance will help you save time, effort, and money.

For more information on passport application, you may visit the DFA’s website at www.dfa.gov.ph

Reference:

www.dfa.gov.ph

 

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10 - 17

As part of Taiwan’s goodwill to the Filipinos and in observance of their “New Southbound Policy”, Pinoys may now visit and tour Taiwan for 14 days, without a visa!

In October of 2016, we released an article on the conditions that Pinoy tourists must meet in order to enjoy a visa-free entry to Taiwan.  Back then, you must have a valid visa to Australia, Canada, Japan, Korea, New Zealand or any of the Schengen countries before you are granted free entry to Taiwan.  With this new policy, Pinoys can do away without the above requirements and enjoy hassle-free vacations to the country.

Below are the details of the good news released just yesterday by the Taipei Economic and Cultural Office (TECO) in the Philippines.

  1. Pinoys who intend to visit Taiwan for purposes of tourism, business, or visiting relatives can enjoy visa-free entry for 14 days, beginning November 1, 2017.
  2. This initiative will undergo a nine-month trial period that will last until July 31, 2018.
  3. Pinoy visitors must have at least six months remaining validity in their passports, while diplomatic and official passport holders are not eligible for visa-free treatment.
  4. A return ticket or a ticket with visa if needed for the next destination must be presented upon entry.
  5. Tourist must have no criminal records in Taiwan.
  6. Tourist must be able to show proof of accommodation while in the country.

Exemptions:

Those who intend to stay for more than 14 days to study, work, or are part of missionary activities are required to obtain the necessary visas before entering Taiwan.

Now is your chance to explore the sights and sounds of Taiwan!  Remember that the policy takes effect on November 1, so plan your trip accordingly.

Enjoy your vacation!

 

References:

www.philstar.com

www.roc-taiwan.org

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10 - 09

What are the benefits that OFWs can enjoy as bona fide PhilHealth members?  Are their dependents entitled to the same benefits as well?

Below are the latest case rates applicable to OFW members.  The amount stated in this summary is PhilHealth’s participation in the member’s hospital and medical expenses.  Any amount over the stated coverage will be shouldered by the member or by his Health Maintenance Organization (HMO).

1. Examples of Case Rates

ILLNESS AMOUNT OF BENEFIT
Pneumonia Moderate Risk (Pulmonya) P15,000
Pneumonia High Risk P32,000
Stroke – Infarction P28,000
Stroke – Hemorrhagic or Stroke with Bleeding P38,000
Hypertensive Emergency/Urgency P9,000
Dengue (Severe) P16,000
Acute Gastroenteritis (AGE) or Diarrhea with Dehydration P6,000
Asthma in Acute Exacerbation (Hika) P9,000
Newborn Care Package or Services for Newborn Babies P1,750
SURGERIES AMOUNT OF BENEFIT
Hemodialysis P4,000
Maternity Care Package (Normal delivery in lying-in clinics) P8,000
Normal Spontaneous Delivery Package (Normal delivery in a hospital) P6,500
Cesarean Section P19,000
Radiotherapy Linear Accelerator (Linac) P3,000
Cataract Package P16,000
Dilatation and Curettage (Raspa) P11,000
Cholecystectomy P31,000
Appendectomy P24,000

1.1 Z Benefits

These types of packages are for those stricken by diseases that need long and continuous medication.  These normally entail costs beyond one’s usual hospitalization budget.  Z Benefit packages have pre-conditions and selection criteria that need to be met in order to qualify for the benefits at selected government hospitals.

ILLNESS / SURGERY AMOUNT OF BENEFIT
Acute Lymphocytic Leukemia or ALL P210,000
Breast Cancer (Stage 0 to 3) P100,000
Prostate Cancer (Low to Intermediate Risk) P100,000
Kidney Transplant (Low Risk) P600,000
Coronary Artery Bypass Graft Surgery P550,000
Surgery of Tetralogy of Fallot in Children P320,000
Surgery for Ventricular Septal Defect in Children P250,000
Cervical Cancer Chemoradiation with Cobalt and Brachytherapy (Low Dose)

Linear Accelerator and Brachytherapy (High Dose)

P120,000

P175,000

External Lower Limb Prostheses P15,000

1.2 Outpatient Benefits under All Case Rates

SERVICES AMOUNT OF BENEFIT
Tuberculosis – Directly Observed Treatment Short-course administered at accredited TB-DOTS centers P4,000
Malaria treatment administered at accredited rural health units. P600
Outpatient HIV/AIDS Treatment P30,000
Treatment package for animal bites administered at accredited government animal bite centers. P3,000
Vasectomy and Tubal Ligation P4,000

Important Reminder: A member is allotted 45 days of hospitalization in one year and another 45 days to be divided among his qualified dependents.

What are the conditions before an OFW member or dependent may avail of PhilHealth benefits?

  1. Updated contributions as shown in the member’s MDR.
  2. Make sure you are seeking consultation or treatment at a PhilHealth-accredited hospital and by a PhilHealth-accredited doctor.
  3. You have not yet used up the 45-day hospitalization period (OFW or dependents).

How does an OFW member and his dependents avail of PhilHealth benefits?

  1. Before checking out of the hospital, submit the following documents at the Billing Section of the hospital:
  • Duly accomplished PhilHealth Claim Form 1. You may request for a form at the hospital, PhilHealth offices and branches, or download from the PhilHealth website at philhealth.gov.ph
  • Health Insurance ID Card and or Updated Member Data Record (photocopies).
  • Proof of contributions (photocopies).
  1. Medicines purchased outside of the hospital while member is confined may be reimbursed at the hospital if the patient has not yet used up the allocated benefit amount. Make sure that PhilHealth benefits have been deducted from the total hospital bill and professional fees before signing the Claim Form 2.

What if the OFW member is confined in a hospital abroad?  Can he still use his PhilHealth benefits?

 A member confined abroad may file for benefits claim in the Philippines by submitting the following documents to any PhilHealth office, within 180 days after he has been discharged from the hospital abroad:

  1. Copy of Medical Certificate where the following are clearly stated:
    • Final diagnosis
    • Confinement period
    • Services rendered
  2. Duly accomplished PhilHealth Claim Form 1
  3. Copy of Official Receipt or detailed Statement of Account
  4. Updated Member Data Record or proof of payment.

For further information on OFW’s PhilHealth membership, claims, and benefits, you may call the PhilHealth call center at 02-441-7442.  They are available to take your calls, 24/7.

Source: www.philhealth.gov.ph

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09 - 27

If you are fond of taking care of pets, or are in an area where dogs and cats freely roam the streets, you are at a higher risk of getting bitten by stray animals and exposed to the rabies virus.  Animal bites must be taken seriously because when left untreated, can cause irreversible infections and in worse cases, death.  According to the Department of Health, rabies is considered to be a neglected disease; it is 100% fatal yet also 100% preventable.  It is regarded as a significant public health problem.

One of the reasons why people neglect to see a doctor after they have been bitten by an animal is because they think the vaccines are expensive.  This is true especially if you intend to get the treatment from a private hospital.  In cases when the bite is almost superficial, nothing more than a scratch or a gash, people think it is nothing significant and therefore, can be passed off as just some wound that will heal on its own.

Exposure to rabies is a serious matter and all measures must be taken to arrest its spread in a person’s circulatory system.  It is for this reason that Philhealth has in its long list of care packages, the Animal Bite Treatment Package (ABTP) amounting to P3,000.  This provides additional financial assistance to members who have been exposed to rabies and needs to complete the series of vaccines to help fight the virus.

What are included in the ABTP?

The ABT package includes payments for Post Exposure Prophylaxis:

  • Rabies vaccine
  • Rabies immunoglobulins
  • Tetanus toxoid and anti-tetanus serum
  • Wound dressing
  • Supply of antibiotics

It covers the following animal type bites as well as the wound’s category, as recommended by the DOH:

  • Dog and cat bites, as well as cow, pig, horse, goat, bat, and monkey bites.
  • Category II exposure on the head and neck areas.  These are the bite types that resulted to superficial gashes and had minimal to no bleeding at all.
  • Category III
      • Bites that resulted to deep wounds or gashes that bled.
      • Exposure to a person infected by the rabies virus through bites, or contamination through mucus membranes such as the eyes, nose, mouse, or genitals.
      • Exposure to an animal’s carcass.
      • Ingestion of animal meat contaminated by the rabies virus.

Do not take animal bites for granted, whether among children or adults.  This could lead to serious physical and mental illnesses, and in most cases, death.  Infected individuals can also easily transfer the virus to other people.

For more information on the Philhealth’s Animal Bite Treatment Package (ABTP), you may call the Philhealth call center at 02-441-7442.

Reference: www.philhealth.gov.ph

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09 - 07

There are two types of Philhealth members, those whose contributions are regularly remitted by their employers, part of which is deducted from their salaries, and those who pay for their contributions voluntarily.  Of the two types, the latter often fall into the trap of foregoing monthly remittances to Philhealth and as a result, their claims for benefits and assistance are adversely affected.

We ran a research on how Pinoys can keep their contributions regular and consistent, and why we all need to make an effort to ensure that our Philhealth memberships are updated.

Read on!

Why must a member pay his contributions regularly?

Regularly contributing to Philhealth assures the member of hassle-free availment of hospitalization benefits when medical needs arise.  This will also ensure the member’s qualification/eligibility to register under the Lifetime Member Program upon reaching the age of 60 years old, provided he has paid at least 120 monthly premium contributions.

How much is the premium contribution rate?

The premium contribution that each member has to pay is detailed in the following table:

09 - 07 TABLE (2)

Are overtime pay, commissions, and allowances included in the computation of premium contributions of employees?

No they are not included.  The amount of monthly premium contribution of members shall be based on the employee’s salary or wage, which is the basic monthly compensation received for services rendered.

Where can the members remit their contributions?

  1. Philhealth has over 100 service offices all over the country wherein members can pay for their premiums.
  2. Philhealth has also accredited the following collecting agents:
  • More than 1,000 CIS Bayad Centers
  • Collecting Banks
  • MLhuillier Philippines Pawnshops
  • LBC Express outlets
  • Offices of the Philippine Postal Corporation
  • Selected Local Government Units
  1. For Overseas Workers Program Members, i-Remit branches, other partner agents, and foreign offices of Philippine Veterans Bank (UK, Abu Dhabi, and Qatar) also accept premium payments.

When is the deadline for paying my premium contributions?

The following table summarizes when premiums have to be in for each member category:

Membership Category Deadline for Paying Premium
Overseas Worker Before leaving the country or before the last contribution expires.
Employed Tenth day of the following month.
Sponsored Based on the agreement between the Sponsor and Philhealth
Individually Paying 1. Semi-annually/Annually – last day of the third month of the first quarter.

2. Quarterly – last day of the third month of a quarter.

3. Monthly – last day of the month.

What is the effectivity date of Philhealth coverage?

Philhealth benefit coverage starts upon payment of premium (no waiting period) and is valid for one year from the date of payment.

 What are the requirements for eligibility?  When is a member eligible to claim?

In order to become eligible to claim benefits, a member must pay premium contributions regularly.  If the member missed paying for a certain period, he/she and his/her dependents may not be able to use the benefits.  The table below summarizes the eligibility requirements:

Sponsored Members Date of hospitalization/availment must be within the effectivity period indicated in the member’s ID and MDR.
Individually Paying Members 1. There are certain confinement cases wherein three months’ worth of premium within the last six months (3/6) prior to confinement is acceptable.

2. For pregnancy-related cases, dialysis, chemotherapy, radiotherapy, and other selected surgical procedures, the member must have paid nine months worth of premium within the last 12 months (9/12) prior to confinement in order to become eligible.

Lifetime Members and Senior Citizens The member just has to show their Lifetime ID Card or Senior Citizen ID; no need to pay premiums anymore.
Employed Members Three months worth of premium within the last six months (3/6) prior to hospitalization.
Overseas Workers Date of hospitalization/availment must be within the coverage period specified in the member’s MDR.

Just remember the 3/6, 9/12, and effectivity period requirements and you’re good to go!

We will continue with more information on eligibility, contributions, and benefits availment tomorrow.  Meantime, if you have questions about Philhealth membership, send us a message and we will answer your questions to the best of our abilities (and as far as our research will take us!).  You are most welcome to share your knowledge on related topics as well.

Source: www.philhealth.gov.ph

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08 - 23

Dual citizenship among natural-born Filipinos is made possible by RA 9225 or the Citizenship Retention and Re-acquisition Act of 2003.   Pinoys who have lost their Filipino citizenship by virtue of naturalization in a foreign country may now reacquire or retain their Philippine citizenship and enjoy the same benefits afforded to Filipinos in our country.

One such benefit is the social health insurance coverage provided by Philhealth.

Yes!  Pinoys with dual citizenship can now avail of Philhealth benefits.  This good news was shared through the Philhealth website last August 10, 2017.

Here’s how a Filipino with Dual Citizenship (FDC) can register his Philhealth membership:

  1. Submit a properly filled out Philhealth Member Registration Form (PMRF);
  2. Submit a copy of your Certificate of Re-acquisition/Retention of Philippine Citizenship (CRPC) or Identification Certificate (IC) issued by the Philippine Embassy or Philippine Consulate abroad, or by the Bureau of Immigration.

For FDCs declaring legal dependents, the same requirements above, including:

  1. Copy of the CRPC or IC to the PMRF for children below 21 years old who are not gainfully employed and unmarried.
  2. If declaring children above 21 years old but are suffering from disability, either physical or mental, or any disability acquired that renders them totally dependent on the member for support, the FDCs should attach a copy of the CRPC or IC and a Medical Certificate stating and describing the extent of disability.

For FDCs declaring their spouses as dependents:

A legitimate spouse who is similarly a Filipino with dual citizenship but is not a Philhealth member may be declared as dependent.  Here are the requirements:

  1. Copy of the marriage contract;
  2. CRPC or IC must be attached to the PMRF.
  3. Foreign spouses are not considered qualified legal dependents of FDCs.

For FDCs declaring their Filipino parents as dependents:

  1. Parents who are below 60 years and are suffering from disability, either physical or mental, or any disability acquired that renders them totally dependent on the member for support.
  2. Copy of the FDC’s birth certificate;
  3. Copy of the parents’ birth certificate;
  4. Medical Certificate stating the extent of the parents’ disability must be attached to the PMRF as support documents.

How much should an FDC remit as his monthly contribution?

The premium contribution of FDCs is pegged at Php 3,600.00 a year.  This shall be remitted to any Philhealth office or to any accredited local or overseas collecting agent.  Advance payment of premiums shall be allowed for a maximum period of two consecutive years only.

Where can FDC members and their dependents avail of Philhealth benefits?

The FDCs and their qualified dependents can avail themselves of Philhealth benefits in any accredited health care institution in the Philippines, or in health care facilities abroad, provided that they have paid their premium contributions or at least three (3) months within the six-month period prior to the first day of availment.

What benefits can FDC Philhealth members avail of and where?

FDCs and their qualified dependents can avail themselves of Philhealth benefits in any accredited health care institution  in the Philippines, or in health care facilities abroad, provided that they have paid their premium contributions of at least three (3) months within the six-month period prior to the first day of availment.

Aside from the in-patient benefits, they are also entitled to the following:

  1. Special benefit packages
  2. Z benefits subject to implementing guidelines on availment.
  3. Eligible to reimburse benefits for confinements abroad equivalent to the full Case Rate amount, payable in Philippine peso.

If you have further questions about FDCs’ Philhealth membership, you may call the Philhealth Action Center hotline at 02 441 7442 or through the Overseas Filipinos Program at ofp@philhealth.gov.ph.

Source: www.philhealth.gov.ph

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08 - 17

Our family will be traveling to Japan later this year and we are currently in the process of completing all our documentary requirements for our visa application.  I was tasked to take care of everyone’s copies of PSA birth and marriage certificates, and make sure these are ready for submission by the end of the month.

Back in the ‘90s, this would have been a herculean task – traveling all the way to an NSO branch (PSA used to be called NSO), lining up for my turn, and waiting until they are able to release my requested documents.  With the 15 names and 4 marriages in my list that needed PSA certificates, it would have taken me the whole day to get the errand done.  I would have had to take a leave from work and spend extra on gas, parking, and food.

Good thing I can do all these online now, through PSAHelpline.ph.  The moment I got my assignment from my Tita during our Sunday family lunch, I immediately borrowed by cousin’s laptop and began submitting my orders online.  The process is really easy and simple:

  1. Log on to www.psahelpline.ph and click on the type of certificate you need (in my case, 15 birth certificates and 4 marriage certificates).  Take note that you will be placing one order for each person’s certificate (I had to be patient, but only for 30 minutes, not an entire day!).
  2. Choose the reason for ordering the certificate.  I chose the first one: Passport/Travel; I also had to select the country we were traveling to.
  3. You will be taken to a page where you’ll have to type the certificate owner’s information.  If you are applying for a different person (other than yourself), it’s best to have their complete information handy so you don’t waste your time going back and forth, asking for their personal details.  This is why I endeavored to finish the task while the entire family was literally, “under the same roof”.
  4. After submitting all your information, you will be asked if you had any procedure done on your certificate such as: Correction of Entries, Legitimation, Adoption, Court Hearings, and Supplemental.  If you’ve never had any, just click on “None”.
  5. The next page will ask who is requesting for the document.  Anybody can request for a person’s birth certificate PROVIDED he is of legal age and has a valid ID that matches the name on the application form.  The ID will be presented to the courier upon delivery.  On the same page, you will also be asked for authorized representatives who can receive the documents on your behalf in case you are not around when the courier arrives.  Again, these representatives must have valid IDs that they can present upon documents’ delivery.  As the requesting party, you must also provide the representatives with a Letter of Authorization and one of your valid IDs.
  6. On the Checkout page, you have a chance to double check all the information you provided.  Before submitting your request, you will be asked to provide your contact information, the complete delivery address, and the number of copies you need delivered.  One copy costs P350, this already includes processing and delivery.
  7. Upon hitting the “Submit” button, you will be taken to the confirmation page.  You will then receive an email from PSAHelpline with your order number and the different modes of payments.
  8. Pay and wait for your orders to be delivered.

And now, the easier part: paying for my orders!  I was delighted to see that PSAHelpline now has various payment center partners that we could choose from.  Normally, I would simply whip out my credit card and pay online but since the transactions involved a lot of other people, I opted not to offer my card (hehe!).

Visit my blog again tomorrow for details on the different payment options of PSAHelpline.  Meantime, let me go online to shop for preloved winter clothes to prepare for our Japan trip!

Arigatou gozaimasu!

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08-15

Now that the rainy season is upon us, a lot of areas in Metro Manila as well as in the provinces are once again on guard for the anticipated onslaught of typhoons and flash floods.  Sadly, no matter how well a community, city, or province prepare for the worst, a lot of families still get adversely affected by the wrath of these typhoons and thunderstorms.  Houses, vehicles, and businesses are destroyed mercilessly by nature, leaving its helpless owners wondering how they can rebuild their hard-earned investments.

The Social Security System responds to such emergency needs by offering its Calamity Loan privileges to SSS members in calamity-stricken areas, as declared by the government.

What is the SSS Calamity Loan?

This is a new and separate loan window from the regular salary loan offered to members who live or work in areas declared to be under the State of Calamity by the government.

The salary loan amount is determined by the SSS and is payable in two years in 24 equal monthly installments, with an annual interest rate of 10% and 1% monthly penalty for late payments.

How does a member qualify for the SSS Calamity Loan?

Members should have a home address or property in the covered areas and a minimum of 36 monthly contributions, six of which should be paid within the 12-month period preceding the date of application.

SSS will announce when they will start accepting calamity loan applications over the counter at their branches and only then will members’ applications be entertained.

Are OFWs and Seafarer members qualified to apply?

Yes they are, as long as they can show proof that their property is covered by the calamity.  They can apply through their designated representatives who should present an authorization letter to the SSS.

What are the requirements when applying for a calamity loan?

Apart from their SSS ID, a member must submit a Barangay Certification that will attest to their residence in the declared calamity area or to their current status as an OFW or seafarer.  Any previous calamity loans must be fully paid before the member can avail of another calamity loan.

My property is covered by the calamity area, how come my application for an SSS calamity loan was denied?

Those who availed of the SSS Loan Restructuring Program and those with final benefit claims such as for total permanent disability and retirement, are excluded from the program.

Take note that calamities are not restricted to natural disasters such as storms, earthquakes, drought, and the like.  SSS members in war-torn Marawi have been declared qualified to avail of the said calamity loan.

For more information on the SSS calamity loan, you may visit their website at www.sss.gov.ph or visit the nearest SSS office in your area.

 

Source:

www.sss.gov.ph

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07 - 07

Z Benefit Packages were created by the government to help address patients’ needs of some cancer cases and other illnesses that require longer hospital confinement and special treatment procedures.  These are available through Philhealth and may be availed by contributing members and their qualified dependents.

In the third installment of our blog series on Philhealth benefits, we are going to feature the partial list of illnesses categorized as “Z” cases and the corresponding amount of Philhealth benefits for each:

Benefit Package and Amount of Benefit Selections Criteria
Acute Lymphocytic / Lymphoblastic Leukemia (standard risk)

Php 210,000.00

a. Signed Member Empowerment (ME) Form;

b. Age 1 to less than 10 years old;

c. White blood cell count <50,000/µL;

d. No CNS leukemia diagnosis

Breast Cancer (Stage 0 to IIIA)

Php 100,000.00

a. Signed ME form

b. Follow Philhealth’s prescribed clinical and TNM staging.

Prostate Cancer (low to maintenance risk)

Php 100,000.00

a. Signed ME Form;

b. Male patients age up to 70 years old;

c. Follow Philhealth’s prescribed clinical stage.

d. Localized prostate cancer; and

e. No uncontrolled co-morbid conditions.

End-state renal disease eligible for requiring kidney transplantation (low risk)

Php 600,000.00

a. Signed ME Form;

b. Age >10 and <70 years old;

Single organ transplant

c. Follow prescribed conditions for kidney transplant for recipient.

d. Certification from social service of the hospital that they can maintain anti-rejection medicines for the next three years.

Coronary Artery Bypass Graft Surgery (standard risk)

Php 550,000.00

a. Signed ME Form

b. Age 19 to 70 years

c. Should pass current medical status and past history as prescribed by Philhealth.

Surgery for Tetralogy of Fallot in Children

Php 320,000.00

a. Signed ME Form

b. Age: 1 to 10 years + 364 days

c. Should pass 2D Echo and Functional Class specifications prescribed by Philhealth.

Surgery for Ventricular Septal Defect in Children

Php 250,000.00

a. Signed ME Form

b. Age: 1 to 5 years + 364 days

c. Must pass 2D Echo results as prescribed by Philhealth.

d. No previous cardiac surgery.

e. Must pass pulmonary artery pressure as prescribed by Philhealth.

Cervical Cancer:

a. Chemoradiation with Cobalt and Brachytherapy (low dose).

Php 120,000.00

 

b. Chemoradiation with Linear Accelerator and Brachytherapy (high dose)

Php 175,000.00

a. Signed ME Form

b. No previous chemotherapy

c. No previous radiotherapy

d. No uncontrolled co-morbid conditions

e. Treatment plan from gynecologic oncologist

On Monday, we will feature Z benefits dealing with fractures, orthopedic implants, and rehabilitation, so stay tuned.

If you have questions about Philhealth benefits, send us a message and we will do our best to search for the best answers for you.

Have a great weekend!

Source: https://www.philhealth.gov.ph/benefits/

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