Tag Archive: PSA Birth Certificate Delivery


 

Apr 17

Are you enrolling your child as a Senior High School student or college freshman in a few months?  Here are the basic requirements you need to prepare in order to achieve a hassle-free school admission.

Senior High School (K-12)

  1. Certificate of Junior High School Completion.
  2. Certificate of Good Moral Character (from the previous school, if you are transferring to another school).
  3. Form 138 (Report Card)
  4. Form 137 (Secondary Student’s Permanent Record).
  5. National Career Assessment Examination (NCAE) Certificate
  6. PSA Birth Certificate (formerly NSO birth certificate)
  7. ID pictures (white background)
  8. Medical Exams (schools may have a designated partner clinic for this).

College Freshman

  1. Certificate of Good Moral Character
  2. Form 138 (Report Card)
  3. Form 137 (Secondary Student’s Permanent Record)
  4. National Career Assessment Examination (NCAE) Certificate
  5. PSA Birth Certificate (formerly NSO birth certificate)
  6. PSA Marriage Certificate (if married)
  7. Medical Exams (schools may have a designated partner clinic for this).

College Transferees

  1. Honorable Dismissal or Transfer Credential
  2. Transcript of Records (CIIT provides crediting of subjects from your previous colleges especially for minor subjects).
  3. Course Description
  4. Copy of College Diploma (for second coursers only).
  5. PSA Birth Certificate (formerly NSO birth certificate).
  6. PSA Marriage Certificate (if married)
  7. Medical Exam (schools may have a designated partner clinic for this).

Prepare photocopies of your documents, as some schools require that you submit the original copies.  You may conveniently order for several copies of your PSA documents (birth, marriage) at www.psahelpline.ph and have these delivered to your home.

 

Reference:

www.deped.gov.ph

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Mar 19

There are a total of 112 state universities and colleges and about 78 local universities and colleges that are covered by the free tuition fee law signed by the President last week.  We are sharing the list of schools that are expected to comply with the free tuition fee law beginning June 2018.

National Capital Region

  • Eulogio ‘Amang’ Rodriguez Institute of Science and Technology
  • Marikina Polytechnic College
  • Philippine Normal University
  • Philippine State College of Aeronautics
  • Polytechnic University of the Philippines
  • Rizal Technological University
  • Technological University of the Philippines
  • University of the Philippines System
  • Pamantasan ng Lungsod ng Maynila
  • Pamantasan ng Lungsod ng Muntinlupa

Region I – Ilocos Region

  • Don Mariano Marcos Memorial State University
  • Ilocos Sur Polytechnic State College
  • Mariano Marcos State University
  • North Luzon Philippines State College
  • Pangasinan State University
  • University of Northern Philippines
  • Ilocos Sur Community College
  • University of Eastern Pangasinan
  • Binalatongan Community College
  • Urdaneta City University

Cordillera Administrative Region

  • Abra State Institute of Science and Technology
  • Apayao State College
  • Benguet State University
  • Ifugao State University
  • Kalinga State University
  • Mountain Province State University

Region II – Cagayan Valley

  • Batanes State College
  • Cagayan State University
  • Isabela State University
  • Nueva Vizcaya State University
  • Quirino State University

Region III – Central Luzon

  • Aurora State College of Technology
  • Bataan Peninsula State University
  • Bulacan Agricultural State College
  • Bulacan State University
  • Central Luzon State University
  • Don Honorio Ventura Technological State University
  • Nueva Ecija University of Science and Technology
  • Pampanga State Agricultural University
  • Philippine Merchant Marine Academy
  • Ramon Magsaysay Technological University
  • Tarlac College of Agriculture
  • Tarlac State University
  • Mabalacat College
  • Baliuag Polytechnic College
  • Bulacan Polytechnic College
  • City College of Angeles
  • City College of San Fernando, Pampanga
  • Eduardo L. Joson Memorial College
  • Guagua Community College
  • Kolehiyo ng Guiguinto
  • Kolehiyo ng Subic
  • Limay Polytechnic College
  • Norzagaray College
  • Pambayang Dalubhasaan ng Marilao
  • Polytechnic College of Botolan
  • Polytechnic College of the City of Meycauayan

 Region IV-A – CALABARZON

  • Batangas State University
  • Cavite State University
  • Laguna State Polytechnic University (Laguna State Polytechnic College)
  • Sourthern Luzon State University
  • University of Rizal System
  • Balian Community College
  • City College of Calamba
  • Colegio de Montalban
  • Colegio ng Lungsod ng Batanga
  • Dalubhasaan ng Lungsod ng Batangas
  • Dalubhasaan ng Lungsod ng Lucena
  • Kolehiyo ng Lungsod ng Lipa
  • Laguna University
  • Pambayang Kolehiyo ng Mauban
  • San Mateo Municipal College
  • Trece Martires City College
  • Antipolo Institute of Technology (AiTech)
  • Tanauan City College (TCC)
  • Pamantasan ng Cabuyao (PNC)
  • Dalughasaan ng Lungsod ng San Pablo
  • City College of Tagaytay (CCT)

Region IV-B – MIMAROPA

  • Marinduque State College
  • Mindoro State College of Agriculture and Technology
  • Occidental Mindoro State College
  • Palawan State University
  • Romblon State University
  • Western Philippines University
  • Baco Community College
  • MIMAROPA City College of Calapan

Region V – Bicol Region

  • Bicol University
  • Bicol State College of Applied Sciences and Technology
  • Camarines Norte State College
  • Camarines Sur Polytechnic Colleges
  • Catanduanes State University
  • Central Bicol State University of Agriculture
  • Emilio B. Espinosa, Sr. Memorial State College of Agriculture and Technology
  • Partido State University
  • Sorsogon State College
  • Community College of Manito
  • Ligao Community College
  • Baao Community College
  • Calabanga Community College
  • Caramoan Community College
  • City College of Naga
  • Daraga Community College
  • Libon Community College
  • Oas Community College
  • Polangui Community College
  • Rapu-Rapu Community College
  • San Jose Community College
  • Sorsogon Community College
  • Donsol Community College (DCC)
  • San Pascual Polytechnic College (SPPC)
  • Aroroy Municipal College (AMC)
  • Governor Mariano E. Villafuerte Community Colleges

Region VI – Western Visayas

  • Aklan State University
  • Capiz State University
  • Carlos C. Hilado Memorial State College
  • Guimaras State College
  • Iloilo State College of Fisheries
  • Central Philippines State University
  • Northern Iloilo Polytechnic State College
  • Northern Negros State College of Science and Technology
  • University of Antique
  • Iloilo Science and Technology University
  • West Visayas State University
  • Iloilo City Community College (ICCC)
  • Passi City College
  • Libacao College of Science and Technology
  • Bago City College

Region VII – Central Visayas

  • Bohol Island State University
  • Cebu Normal University
  • Cebu Technological University
  • Negros Oriental State University
  • Siquijor State College
  • Buenavista Community College
  • Carcar City College
  • Sibonga Community College
  • Trinidad Municipal College

Region VIII – Eastern Visayas

  • Eastern Samar State University
  • Eastern Visayas State University
  • Leyte Normal University
  • Naval State University
  • Northwest Samar State University
  • Palompom Polytechnic State University
  • Samar State University
  • Southern Leyte State University
  • University of Eastern Philippines
  • Visayas State University
  • Maasin City College

Region IX – Zamboanga Peninsula

  • H. Cerilles State College
  • Jose Rizal Memorial State University
  • Western Mindanao State University
  • Zamboanga City State Polytechnic College
  • Zamboanga State College of Marine Sciences and Technology
  • Zamboanga del Sur Provincial Government College (ZdSPGC)

Region X – Northern Mindanao

  • Bukidnon State University
  • Camiguin Polytechnic State College
  • Central Mindanao University
  • University of Science and Technology of Southern Philippines – Cagayan De Oro Campus
  • MSU – Iligan Institute of Technology
  • University of Science and Technology of Southern Philippines – Claveria Campus
  • Northwestern Mindanao State College of Science and Technology
  • Pangantucan Bukidnon Community College (PBCC)
  • Magsaysay College
  • Initao College
  • Alfonso D. Tan College
  • Northern Bukidnon Community College
  • Opol Community College
  • Tagoloan Community College

Region XI – Davao Region

  • Compostela Valley State College
  • Davao Del Norte State College
  • Davao Oriental State College of Science and Technology
  • Southern Philippines Agri-Business and Marine and Aquatic School of Technology
  • University of Southern Philippines
  • Kapalong College of Agriculture, Sciences, and Technology (KCAST)
  • Governor Generoso College of Arts, Sciences, and Technology (GGCAST)
  • Monkayo College of Arts, Sciences, and Technology
  • Kolehiyo ng Pantukan (KNP)

Region XII – Main SOCCSKSARGEN

  • Cotabato State University
  • Cotabato Foundation College of Science and Technology
  • Sultan Kudarat State University
  • University of Southern Mindanao
  • Glan Institute of Technology
  • Makilala Institute of Science and Technology
  • Autonomous Region in Muslim Mindanao
  • Adiong Memorial Polytechnic State College
  • Basilan State College
  • Mindanao State University
  • MSU-Tawi-Tawi College of Technology and Oceanography
  • Sulu State College
  • Tawi-Tawi Regional Agricultural College

Region XIII – Caraga Administrative Region

  • Agusan del Sur State College of Agriculture and Technology
  • Caraga State University (Northern Mindanao State Institute of Science and Technology)
  • Surigao del Sur State University
  • Surigao State College of Technology
  • Hinatuan Southern College

According to the CHED, the recipients of the free tuition fee privilege shall be required to render services to their respective colleges and universities.  Menial tasks like providing assistance in the library and other similar activities may be required by the school administration from qualified students.  Whatever these tasks are going to be, the schools must make sure that the service does not get in the way of the students’ academic requirements and study time.

A student’s tuition and miscellaneous fees will be waived for as long as:

  1. They pass or meet the admission and retention policies of the institution;
  2. They have no previous undergraduate degree; and
  3. They are not overstaying.

Needless to say, schools will now be more stringent in monitoring their students’ grades to make sure that the privilege is not abused and the objectives of the law are met.  At the end of the day, what we all want is for every Filipino, regardless of economic status, to be provided with quality education and equipped to perform in the corporate or business arena later on.

Reference: www.ched.gov.ph

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Mar 08

As an SSS member, you are entitled to retirement benefits as soon as you hit your 60s.  This can be a lump sum amount that you can use to start a small business, or go on a trip as a reward to yourself.  Or you can choose to receive a monthly pension, as if you are still being salaried monthly by an employer.

Can you at least have a ball park figure of how much pension you can expect to receive from the SSS later on?  You may still have about 40 years ahead of you before you hit your 60s but it won’t hurt to get a glimpse.  This way, you can think of alternative ways to secure your finances when you finally become a Senior Citizen.

SSS follows three formulas when computing for a member’s pension.  Keep in mind too that the amount of your pension will largely depend on the salary you received during your employment years, and the amount of contribution you religiously remitted to the system.

If your monthly salary is P30,000.00 and you decide to retire at the age of 60, and you have a total of 30 years of employment behind you with 30 years’ worth of contributions, your pension will be based on whichever amount is higher based on the following calculations:

Example: Average total contribution is P1,790.00 x 30 years x 12 months = P644,400.00

a. The sum of P300 + 20% of average MSC + 2% of the average MSC for each credited year of service in excess of 10 years.

P300 + 20% (AMSC) + 2% (AMSC) for each year of service in excess of 10 years

P300 + (P16,000*20%) + (P16,000 *2%*20 years)

P300 + P3,200 + P6,400

Pension: P9,900.00

 

b. 40% of the AMSC

P16,000 * 40%

Pension: P6,400.00

 

c. P1,200 if the CYS is at least 10 but less than 20; or P2,400 if the CYS is 20 or more.

Pension: P2,400 since you have more than 20 CYS.

Given the above, the retiree will be granted the P9,900 pension as it is the highest value yielded by any of the formulas.

Remember that you shall qualify as a pensioner only if you have contributed at least 120 months or 10 years to the SSS.  If not, you shall be granted a lump sum amount equivalent to your total contribution plus interests.

Most of us may still have about 20 or so years to go before we start thinking about retiring and claiming our monthly pension; but if we start right now, we would be reaping the rewards in due time.  It is our responsibility to ourselves and our families to secure our future and make sure that we shall be properly compensated for all the hard work.

One way to monitor the timely and proper posting of your contributions is by creating an online SSS account.  This way, you can check all the details of your SSS account even without going to an SSS office.

 

Reference: http://www.sss.gov.ph

 

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Mar 07

Getting sick is inevitable.  Whether you are an employee, a business person, or a stay-at-home parent, you will eventually have to take some rest to recuperate from a viral or bacterial infection.  Other times, you might get injured at work and will need some time off to heal and rehabilitate before you are able to go back to your normal daily routine.

The good news is, if you are a member of the SSS, you are entitled to sickness benefits to help you defray expenses when your capacity to earn is lessened due to being confined in bed, a wheelchair, or a hospital.

How to know if you are qualified for SSS Sickness Benefits?

  1. You have to be an SSS member.
  2. You have been sick or are injured and unable to work; you have been confined in a hospital or at home for at least 4 days.
  3. Your contributions are updated or have at least paid three months of monthly contributions before your illness or injury.
  4. All your “leave with pay” credits have been used up.
  5. Your employer is duly notified of your sickness or injury; if unemployed, voluntary, or self-employed, you must have notified SSS prior to claiming.

If your answer to all five qualifiers is “yes”, you can proceed to the nearest SSS branch to apply for the sickness benefit.

How do I notify the SSS about my illness or injury?

For EMPLOYED members:

An employed member must advise his or her employer within five calendar days of his sickness or injury.  It is the employer’s obligation to advise SSS of the employee’s condition.

  • Should you fail to notify your employer within the five-day timeframe, your confinement will be considered to have started five days before you notified him.
  • If the employer fails to notify the SSS within the five-day timeframe, your employer will be compensated only for each day of confinement from the 10th calendar day prior to notifying SSS.
  • If you notified your employer but he failed to notify the SSS and as a result, your benefits were denied, he or she must not be able to recover your daily sickness allowance.

For SELF-EMPLOYED members:

You must notify the SSS within five days after getting sick or injured.  If you are confined in a hospital, you have one year to notify the SSS.

What are the requirements when filing?

For EMPLOYED members:

Submit the following to your HR or to your company’s representative to SSS:

  1. Duly accomplished sickness notification.
  2. Identification card/s and documents (ex: PSA birth certificate)
  3. Medical documents, if any.

If the claim is work-related (or if you incurred the sickness or injury at work):

  1. Accident/sickness report from the employer, if work-connected; and
  2. Police Report (for a vehicular accident with third party involvement);
  3. Photocopy of employer’s logbook.

In case of prolonged confinements or sickness, original/certified true copy of the following:

  • Laboratory, X-ray, ECG, and other diagnostic results.
  • Operating room/clinical records that will support the diagnosis.

In case of sickness that occurred while on strike/shutdown, the member will file the necessary documents directly at the SSS.  He or she must submit the above requirements, including the following:

  • Certificate of Notice of Strike issued by the DOLE.
  • Certificate of Foreclosure.
  • Certification from the DOLE that the employee or employer has a pending labor case.
  • Certificate of Non-advancement of Payment from Employer.

For SELF-EMPLOYED Members:

  1. Duly accomplished Sickness Benefit Application (SBA)
  2. If filed by the member, present original of any one (1) of the primary ID cards/documents or two (2) secondary ID cards/documents, both with signature and at least one (1) with a photo.
  3. If filed by member’s representative:
    1. Original of any one of the Authorized Representative’s primary ID cards/documents or two secondary ID cards/documents, both with signature and at least one with a photo.
    2. Original of any one of the Member’s Primary ID cards/documents or two secondary ID cards/documents, both with signature and at least one with a photo.
  4. In case of prolonged confinements or sickness, original/certified true copy of the following:
    1. Laboratory, X-ray, ECG and other diagnostic results.
    2. Operating room/clinical records that will support the diagnosis.

How much will I receive from the SSS?

The amount you will receive will be equal to 90& of your average daily salary credit.  For example: if your average daily credit is Php 1,000, then you will receive Php 900 per day of sickness or confinement.

If you are an employed member, your employer should give you the sickness benefit in advance.

The sickness benefit is granted up to a maximum of 120 days in one calendar year.

 

Reference: http://www.sss.gov.ph

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Feb 14

Sofie has always known that her mother’s name is Emelita.  That is the name written on all her mother’s IDs and on the birth certificates of Sofie and her siblings.  However, when Aling Emelita requested for a copy of her PSA birth certificate, they were shocked to see that her name is actually not Emelita but Maria Rosario!  All other information on her birth certificate is correct, her birth date, birthplace, and the names of her parents.  Everything, except her name.

They discovered this in the early ‘90s when Aling Emelita was preparing to work abroad.  Since she was in a hurry to get a passport, she resolved to use her Maria Rosario birth certificate and was granted a passport as Maria Rosario.

When Sofie graduated from high school with flying colors, her parents gifted her and her siblings a trip to Tokyo Disneyland.  Sofie and her three siblings, all minors, trooped to the DFA to get their passports.  But they were all horribly disappointed when their applications were put on hold because of the inconsistency in their mother’s name as written on their birth certificates and the name that appears on their mother’s birth certificate.  On their birth certificates, their mother is Emelita.  But on Aling Emelita’s, her name is Maria Rosario.

How does one correct their parent’s name as it appears on their birth certificate?

While it is clear that Aling Emelita has chosen to simply adopt her name as written on her birth certificate (Maria Rosario), she failed to work on correcting the details on her children’s birth certificates, where her name is still written as Emelita. 

Sofie and her siblings need to have their birth certificates corrected to reflect their mother’s name as Maria Rosario.  Here’s what they need to do:

  1. They need to go to the Local Civil Registry of their birthplace and request for correction of their mother’s name as it appears on their birth certificates.
  2. They must bring a copy of Aling Emelita’s PSA birth certificate where her name is written as Maria Rosario.  Any other government-issued ID of Aling Emelita (as Maria Rosario) will likewise help in further solidifying their petition.
  3. Fees vary according to municipality and payments must be made only with the city or municipal hall’s cashier.  All payments must be issued with a government receipt.  Be wary of fixers.
  4. When the petition is successfully filed by the LCR, Sofie and her siblings will be given a copy of the Finality and Endorsement pertaining to the correction they requested.
  5. After three to six months, they can begin following up with the PSA for the corrected copies of their birth certificates.  When making a follow-up, bring the Finality and Endorsement documents from the LCR.
  6. The first corrected copies of their birth certificates must be claimed at the PSA head office in Sta. Mesa, building 2.  All other succeeding copies may be requested online at www.psahelpline.ph.

If you have similar concerns about your birth certificate, send us your questions and we will do our best to find the best answer for you.

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Reference: www.psa.gov.ph

 

Feb 08-a

Question: Can I apply for a passport even if my gender in my PSA birth certificate is wrong? I can have this corrected but that will take time. I already have an appointment with the DFA and I need my passport asap.

Answer: You may go ahead and appear at the DFA on the date of your appointment, bring all the required IDs and supporting documents as listed in the passport.gov. website.  You may be required by the DFA to submit an Affidavit of Undertaking in support of your claim that your birth certificate is undergoing a correction. Take note that the DFA may also simply advise you to come back when a copy of your birth certificate is already available.  It is up to you to explain to them why you still cannot execute a copy of the document.

Question: My wife and I will be accompanying our 3-year-old son for his passport application. Can we both access the priority lane so we can have our passports renewed at the same time?

The Priority Lanes at DFA offices are reserved for Senior Citizens, OFWs, PWDs, pregnant women, and children below 7 years old.  Only one companion is allowed to be with the applicant inside the DFA premises; only this companion may take advantage of the no-appointment privilege.

Question: My middle and last names were interchanged in my birth certificate so that my last name appears to be my middle name, and my middle name appears to be my last name.  What do I do? 

This can be corrected by filing a Petition for Correction at the LCR of the city or municipality where the birth was registered.  It would be wise to prepare copies of your parents’ PSA birth certificates as well to serve as supporting documents to your petition.

Question: When our daughter was born, we weren’t married yet.  We placed a false date of marriage in our daughter’s birth registration. Now we are already married, how do we correct the date of marriage in our child’s birth certificate?

Never, under any circumstance, place false information in your civil registry documents.  These types of cases need to be referred to a lawyer and may undergo a court proceeding.

Question: My child is 2 years old and is already registered at the LCR.  Can I add three more letters to his name when I get his PSA birth certificate?  Is there a fee for this and how much?

If the error is considered clerical (typographic error), you may simply file a petition for correction.  However, if the petitioner wants to “change” the name (in this case, add a few letters to the original name), you will be asked by the LCR why you wish to do so.  Your request may be granted (or denied!), depending on the veracity of your reason for changing the name.

Question: Will the DFA accept the LCR petition letter as proof that the spelling of my name in my birth certificate is already in process. I already have an appointment for passport interview.

No.  You will have to wait until your PSA birth certificate is made available.  The DFA will only accept birth certificates in PSA Security Paper.

Question: Can we apply for the late registration of birth certificate of a deceased person?  We need his birth certificate so we can claim the death benefits. 

You will have to explain to the LCR why you need to “late register” the birth of a deceased person.  Normally, this type of request is not allowed.

Question: I am scheduled to pick up my PSA birth certificate on February 13, 2018 between 1PM to 4PM at the Releasing Area, 5th floor of PSA Sta. Mesa. However, I can’t make it to Manila on the said date.  Is it okay if I pick it up after February 13?

Yes.  Requested PSA documents are kept on file for 30 days until the requesting party comes to claim the document.  PSA reserves the right to dispose of the documents if these remain unclaimed for more than 30 days.

Question: When I was 18 years old, I was “married” to my girlfriend who was only 17 years old then. We separated a few years later and I found out she got married to another man. I am planning to marry my partner too but when I requested for my CENOMAR, the details of my previous marriage are written on the document.  When I asked my ex, she said that her CENOMAR did not show the same.  What do I do?

In order for you to be allowed to remarry, your previous marriage must be dissolved by virtue of an annulment.  There is a huge possibility that your petition for an annulment will be easily granted because both you and your ex-wife were underage at the time you were supposedly married.

Question: I had my birth certificate “endorsed” by the LCR to the PSA.  How many days or weeks or months does it usually take before I am able to get a PSA copy of my birth certificate?

Normally, a week after you are given a copy of the finality an endorsement with the courier receipt by the LCR, you may begin following up at the PSA Sta. Mesa office, building 2.  Bring all the documents given to you by the LCR as proof of your transaction.

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08 - 29

My mom is a senior citizen enjoying all perks and privileges offered by our government to citizens her age.  She gets to beat long lines at grocery stores and rest rooms, watches movies for free at the mall at least once a week, and gets discounts when dining out.

As her designated carer, my major concern is her health.  Because of her age and deteriorating immune system, she now easily catches minor illnesses like cough and colds.  Lately, she has been complaining of a nagging pain in her right eye; sometimes, it would radiate to her right temple and then progress to a full-blown headache.  In times like these, we are thankful that our senior citizen mom is covered by Philhealth.  We are assured of assistance if only with her hospital bills.

If you are caring for a senior parent or grandparent, it is important that you are well-versed with the Philhealth’s medical assistance coverage for the elderly.  I have summarized the following information about senior citizens’ automatic membership with the Philhealth; this has helped me and my siblings understand and appreciate Philhealth’s efforts at providing much-needed assistance in our parents’ medical needs.

Read and share!

In what membership category will Philhealth enroll senior citizens with no coverage?

The Senior Citizen category shall be for a senior citizen who is:

  1. Not yet issued with a Philhealth Identification Number or PIN;
  2. A member in the formal or informal economy but has not qualifying contributions to be entitled to the Program benefits;
  3. Not an identified indigent under the National Household Targeting Systems for Poverty Reduction (NHTS-PR) or listahan of the Department of Social Welfare and Development (DSWD);
  4. Not currently a Sponsored Member;
  5. Not yet qualified as a Lifetime Member; and
  6. A qualified dependent of an NHIP member who has been declared in Philhealth’s membership database.

Can a Senior Citizen member declare dependents?

Yes, just like any other Philhealth Member.

What if the dependent of a Senior Citizen is a senior citizen as well?

Dependents of Senior Citizen members who are senior citizens themselves, e.g. legal spouses, can be enrolled as “Senior Citizen” members too.

What about senior citizens who are gainfully employed?  Will they continue to remit contributions?

Yes, senior citizens who are gainfully employed or remains to have a regular source of income shall continue to contribute to the NHIP.

Is the Senior Citizen category the same with the Lifetime Member Category?

No.  The LMP members need not pay contributions to be eligible to the benefits.  The Senior Citizen members have premium contributions which are paid from the proceeds of the Sin Tax Law.

What are the benefit entitlements of Senior Citizens?

Senior Citizen members will be entitled to benefits for inpatient hospital care, day/ambulatory services, Z-benefits and other special benefit packages.

Starting January 2015, Senior Citizen members along with the Lifetime Members and those registered as Kasambahays aged 60 years old and above shall also be entitled to the Primary Care Benefit Package: Tamang Servisyo sa Kalusugan ng Pamilya (Tsekap).

Will Senior Citizen Members be entitled to the No Balance Billing Policy of Philhealth?

Yes, along with Lifetime Members and those registered as Kasambahays aged 60 years old and above.

How will Senior Citizens avail of the benefits?

Senior Citizens only need to present their senior citizen card, MDR or any accepted proof of identity and age; provided the hospital has an HCI Portal installed.

A PBEF that says “YES” – the patient is entitled to the benefits shall serve as a basis for automatic deduction.

In case the hospital has no portal installed, the PBEF says ‘NO’, or the senior citizen was not able to enroll before discharge, then the following may be attached to the usual claims documents:

  1. duly accomplished Philhealth Member Registration Form (PMRF); and
  2. an acceptable proof of status as senior citizen including but not limited to the Senior Citizen’s Identification Card and Birth Certificate.

Source: http://www.philhealth.gov.ph

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08-15

Now that the rainy season is upon us, a lot of areas in Metro Manila as well as in the provinces are once again on guard for the anticipated onslaught of typhoons and flash floods.  Sadly, no matter how well a community, city, or province prepare for the worst, a lot of families still get adversely affected by the wrath of these typhoons and thunderstorms.  Houses, vehicles, and businesses are destroyed mercilessly by nature, leaving its helpless owners wondering how they can rebuild their hard-earned investments.

The Social Security System responds to such emergency needs by offering its Calamity Loan privileges to SSS members in calamity-stricken areas, as declared by the government.

What is the SSS Calamity Loan?

This is a new and separate loan window from the regular salary loan offered to members who live or work in areas declared to be under the State of Calamity by the government.

The salary loan amount is determined by the SSS and is payable in two years in 24 equal monthly installments, with an annual interest rate of 10% and 1% monthly penalty for late payments.

How does a member qualify for the SSS Calamity Loan?

Members should have a home address or property in the covered areas and a minimum of 36 monthly contributions, six of which should be paid within the 12-month period preceding the date of application.

SSS will announce when they will start accepting calamity loan applications over the counter at their branches and only then will members’ applications be entertained.

Are OFWs and Seafarer members qualified to apply?

Yes they are, as long as they can show proof that their property is covered by the calamity.  They can apply through their designated representatives who should present an authorization letter to the SSS.

What are the requirements when applying for a calamity loan?

Apart from their SSS ID, a member must submit a Barangay Certification that will attest to their residence in the declared calamity area or to their current status as an OFW or seafarer.  Any previous calamity loans must be fully paid before the member can avail of another calamity loan.

My property is covered by the calamity area, how come my application for an SSS calamity loan was denied?

Those who availed of the SSS Loan Restructuring Program and those with final benefit claims such as for total permanent disability and retirement, are excluded from the program.

Take note that calamities are not restricted to natural disasters such as storms, earthquakes, drought, and the like.  SSS members in war-torn Marawi have been declared qualified to avail of the said calamity loan.

For more information on the SSS calamity loan, you may visit their website at www.sss.gov.ph or visit the nearest SSS office in your area.

 

Source:

www.sss.gov.ph

Chips And Nibblers (1)

Closet Queen

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06- 16

Getting married is a once-in-a-lifetime event and all brides-to-be want nothing less than a perfect wedding day.  From the weather, to the place of ceremony, to the littlest of details in the bride’s wedding gown, everything should be flawless.  All because in the Philippines, you’re only supposed to marry once.

Over the years, weddings have become more and more elaborate, more detailed, and more personal.  From the basic white and ecru color motifs, couples have learned to be more bold and creative with their choices in colors, clothing, and quite recently, even the look and feel of the ceremony and reception areas.  Yes, weddings have become more fun and meaningful, yet it has also elevated the costs involved in achieving the desired “themes and motifs”, as wedding organizers would often say.

So how exactly do you plan, organize, and celebrate the perfect dream wedding without breaking the bank?  We researched on this topic and found quite a handful of information from wedding suppliers, organizers, and even brides themselves!  We are sharing everything that we’ve gathered so far and hope these could help you plan the perfect, yet not too expensive, wedding day for you.

  1. Choose the date and time.

According to wedding bloggers, you actually need to decide on the date and time before you even decide on the budget.  A wedding in June could be cheaper than a wedding in December or February since the latter months are considered by most businesses as peak months.

  1. Draft your entourage and guest list.

After you’ve confirmed the date, it is easier to list down the people you wish to be present on your wedding day, including and most importantly, your wedding entourage.  Save up on call toll charges by creating an online group chat or call them through the internet.

  1. Budget. Budget. Budget.

Now that you have a pretty good idea how many people will attend your big day, it is time to work on the wedding budget.  Before deciding how much you intend to spend, you would need to first discuss who will shoulder which expenses.

Filipino wedding traditions are very different from Western culture where the father of the bride shoulders majority, if not all, of the wedding expenses.  Filipino parents seldom shoulder their kids’ weddings unless extremely necessary.  If at all, it is the groom’s parents who share more in the wedding expenses than the bride’s.  Case in point: if you can’t afford your wedding yet, how do you plan to manage a lifelong marriage?

You will have to create a long list of items that need to be purchased, built, and sewn.  Keep in mind too that expenses do not end when you’ve made your way to the altar and exchanged “I dos”.  Your suppliers, drivers, relatives, and other people who will be helping out in your celebration need to be fed, sheltered, and dressed up too.  Prepare your petty cash for incidental expenses that are sure to crop up during the day itself.

  1. Finalize your booking for the ceremony and reception venue.

Weddings are commonly held during the dry months, beginning in December to the early weeks of June.  Top wedding destinations are the cool cities of Tagaytay, Batangas, and Baguio, while more adventurous couples are also keen on celebrating their union by the seashores of La Union, Boracay, Cebu, and Bohol.  The choices are endless and choosing could be fun except you have a budget and guests to consider.  Choose a venue that is not too far from where most of your guests will be coming from.  If you are on a tight budget, we suggest that you hold your ceremony and reception in the same place.  This cuts your expenses on rental fees, decorations, and travel by more than half.

  1. Book your wedding suppliers.

When choosing wedding suppliers, gather as much information from other newlyweds, relatives, and friends as you can.  This gives you first-hand information on the suppliers’ quality of service, negotiable rates, and other important details.  Remember, you do not need to “outsource” everything.  You can borrow, ask for, and create things on your own.  Wedding organizers were non-existent in the ‘80s and ‘90s but are now virtually indispensable.  If they were able to hold grand weddings in the past without the expensive services of a coordinator, why can’t you now?  Ask for your friends’ assistance and delegate assignments to your bride’s maids.  You’d be surprised to find out how much your “squad” wants to be part of your wedding preparations!

If you should spend (or splurge!) on suppliers, you’d be wise to focus on your caterer and photographers.  Your guests will remember your wedding more from the kind and quality of food you served and the candid and wacky photos they will be posting in social media.

And then again, if you have a brother who cooks mean dishes and friends who like to take beautiful photos, you can consider yourself one blessed woman!

  1. Save-the-dates and Wedding Invitations

If you can tap the limitless reach of social media to let everyone know when you’re getting married, use that.  Save-the-date cards add to your expenses and do not do much in ensuring that your guests will show up, so why bother?

While there are hundreds of wedding invitation suppliers who undoubtedly could come up with the most creative invitations for you, remember, you can easily copy a design online and print these yourself!  Invitations end up in people’s waste baskets or filed in a long forgotten shelf anyway, so why spend so much on these stuff?  Take a trip to the bookstore and channel the Martha Stewart in you.  Creating your wedding invitations could also be a good bonding opportunity with your mom, your sisters, and friends.

  1. Buying your wedding apparel.

Divisoria and Baclaran boast of designer quality fabrics that you can send to your trusty seamstress who can create lovely pieces for you and your groom.  If you are paying for your entourage’s gowns, then these two places in Manila are your best bets.  Buying off the rack is convenient but can be too pricey.  Also, expect to lose some weight (or gain some if you’re the type who eats when stressed) after all the stressful wedding preparations so having your gown done by a seamstress will prove to be more convenient when you need some adjustments  done before the big day (because having your gowns altered by designer stores cost money!).

  1. Wedding Permits, Licenses, and Seminars

Now these are the things your wedding suppliers, not even your expensive wedding coordinators, will remind you to accomplish.  Ironically, all your pricey wedding preparations will go to waste if you fail to secure the necessary documents for getting married.

First, you need to secure a Marriage License.  Keep in mind that a marriage license is only valid for 120 days.

Also, secure copies of your PSA birth certificates and CENOMAR (Certificate of No Marriage).  Check your documents for spelling errors and other inaccuracies.

Attend required seminars and retreats (required by either your parish or your municipality) and secure the necessary certifications.  These requirements vary per municipality and parish.

Word of the wise: Accomplish all permits, documents, and seminars yourselves, do not hire the services of fixers no matter how busy you think you are.

  1. Account your expenses

Keep a journal of your expenses and mark off all items that have been paid off and those that will be settled at a later date.  Keep track of your checks, receipts, acknowledgments, and other proofs of payment to avoid confusion and unnecessary expenses.

  1. Hold a pre-wedding gathering of your entourage and suppliers.

It does not have to be fancy; you just need to get them together to ease any tension and encourage coordination.  This is best done a week before the big day.  Include a rehearsal of sorts just to fine tune each person’s responsibility and involvement in the occasion.

Remember, you cannot achieve perfection so leave room for last-minute emergencies and allow your team some errors and oversights.  No matter how hard you prepare, something is bound to go wayward and it’s all part of the fun and excitement.

So enjoy the moment while it lasts.  You will soon realize that preparing for a wedding that lasts for a day pales in comparison to preparing for the marriage that is expected to last a lifetime.

Best wishes!

Chips And Nibblers (1)

Closet Queen

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06 - 05 (2)

Minerva was already 23 years old when she learned that her father is married with children before she was born.  She learned about it the hard way – when she landed her first job, her supervisor turned out to be her father’s eldest son from his previous marriage, making him her half-brother.

She did her research and found out that her father’s marriage with his previous wife is still in effect; he had not filed for an annulment and in fact, has been sending financial support for his children while staying with Minerva and her mom!

What proved to be more difficult and confusing for Minerva is the fact that her status in her birth certificate is ‘Legitimated’ (due to subsequent marriage).  As far as she knows, she was born before her father (who was presumed to be single then) and mother were ‘married’.  They got married when Minerva was 7 years old, she even stood as flower girl during their wedding!

Now that it looks like her father is not even legally capable of ‘marrying’ her mother in the first place, what does that make of her ‘legitimation’?

What is ‘Legitimation’?

According to the Philippine Statistics Authority (PSA) website, legitimation is a remedy by means of which those who in fact were not born in wedlock and should, therefore, be considered illegitimate, are by fiction, considered legitimate, it being supposed that they were born when their parents were already validly married.

Who can be ‘Legitimated’?

Legitimation may be done for children who were conceived before their biological parents were married, provided that their parents were not disqualified by any impediments to marry each other.

For a child to be considered legitimated by subsequent marriage, it is necessary that:

  • The parents could have legally contracted marriage at the time the child was conceived;
  • That the child has been acknowledged by the parents before or after the celebration of their marriage; and
  • The acknowledgment was made with the consent of the child, if age or with the approval of the court, if a minor, unless it has been made in the certificate before a court of record, or in any authentic writing.

In all aspects, Minerva’s legitimation would have been legal and binding except for the fact that her father is married to another woman at the time he ‘married’ Minerva’s mother.  Effectively, this invalidates Minerva’s legitimation because the marriage between her parents is invalid.  In fact, she is not even qualified for legitimation.

Can a legitimation be cancelled?

Yes it can be cancelled by filing a petition for cancellation before the court where the petitioner’s birth certificate was registered.  The petitioner will need the assistance and guidance of a lawyer.  When approved, the civil registrar shall again annotate in the birth certificate that the ‘legitimation’ (also a previous annotation) is hereby cancelled.

Source: www.psa.gov.ph

Chips And Nibblers (1)

Closet Queen

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