Tag Archive: PSA

Oct 11 (1)

If you are still having a hard time getting a passport appointment with the DFA, here’s some good news for you!

The DFA opens at least 10,000 appointment slots daily and you are sure to be able to book one if you go online at the right time.

According to yesterday’s advisory, 5,000 slots are made available at 12:00 noon and another 5,000 at 9:00 p.m. every day.  If you are to choose a DFA branch, it might help to know that the DFA Aseana Consular Office is open even during Saturdays with expanded courtesy lanes for OFWs, Senior Citizens, Solo Parent ID-holders, and PWDs.

There are five more DFA Consular Offices that are set to be opened to accept passport applications and renewals before the end of 2018.

Isn’t that good news?  Now set your alarms to 12:00 noon and 9 p.m. to be reminded of the best times to get an appointment for your passport application!

Source: www.dfa.gov.ph

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Oct 9

We are all familiar with maternity leave but not everyone may be well-versed with paternity leave and benefits.  Some of my guy friends are not even aware that there is such a thing.  So today’s blog will be all about the paternity leave and other benefits that soon-to-be fathers can take advantage of.

Read on!

Maternity Benefits vs. Paternity Benefits

Apart from the fact that maternity only applies to women and paternity, to men, it is also good to know that maternity benefits are honored by the PhilHealth and the Social Security System.  This means that a female member of the PhilHealth and SSS is entitled to certain benefits (leaves and monetary) during and after their pregnancy.  The said government agencies do not have such benefits and privileges reserved for soon-to-be fathers.

What is Paternity Leave?

Philippine laws dictate that male employees shall be allowed a maximum of seven days of paternity leave with full pay.  This includes the employee’s basic salary, monetary benefits, and COLA; this applies to both private and government male employees.

Is the Paternity Leave convertible to cash?

Although the paternity leave is essentially paid because the employee is entitled to all the wages due him for the days that he is on leave, it is not convertible to cash. This means that if the male employee does not apply for a paternity leave in a year, he could not claim that in cash at the end of the year (unlike other types of leaves such as vacation or sick leaves).

What are the eligibilities to avail the paternity leave?

  1. The male employee must have a wife who is pregnant, has given birth, or had a recent miscarriage.
  2. He must be employed at the time of the childbirth (or miscarriage).
  3. The pregnancy or miscarriage has not happened more than four times.
  4. The male employee must be married to his wife and they live in the same address.  Some employers may require you to submit a copy of your marriage certificate.
  5. The male employee must have reported his wife’s pregnancy to his employer, including the expected date of delivery.

When can a male employee apply for paternity leave?

  1. A male employee can claim the paternity benefit before, during, and after his wife’s pregnancy.
  2. He can take one whole week off from work, or seven consecutive days.  He also has the option to take several days off on different dates as long as it does not exceed the 7 days allowable period and all leaves are applied within 60 days after the child’s birth.

Your office may require documentary evidence of your wife’s pregnancy, including copies of her ultrasound and medical records that will prove her pregnancy.  After giving birth, you may be required to submit a copy of your child’s birth certificate as well.  In cases when the pregnancy is unsuccessful (miscarriage), the father may still be required to provide medical proof or a death certificate.  It is best to have these documents processed and made ready at the soonest possible time.

If you have more questions about paternity leaves in the Philippines, drop us a line and we will try our best to find the best answers for you.

Reference: http://www.psahelpline.ph

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Sept 27

Good news to all SSS members!  We can now conveniently access our SSS membership information by simply swiping our phone’s screen and tapping on the SSS mobile app.

How does it work?

  1. Download the SSS Mobile App from Google Play Store (for Android users) and App Store (for Apple users). Your smartphone or tablet must be running on Android 4.4 Kitkat or higher and IOS 8.0 or higher. Downloading and using the mobile app is free of charge.
  2. Mobile users should log in using their existing My.SSS account’s user ID and password. If you still have not created an online SSS account, just tap on the “Register” button located at the mobile app’s sidebar.
  3. You should be connected to the internet through mobile data or wifi connection in order to use the SSS Mobile App.

What information can I access using the SSS mobile app?

You can view the following information when logged into your mobile app:

  1. Contribution status
  2. Sickness
  3. Maternity
  4. Disability and retirement claim information
  5. Employees’ Compensation (EC) Medical status
  6. Salary loan application status and outstanding balance
  7. Location of branch offices
  8. Documentary requirements for SSS membership
  9. Benefit claims application (including funeral and death)
  10. Personal data amendment
  11. UMID card enrollment

Are my information secured now that the mobile app is available to everyone?

Yes.  The SSS assures the public that the SSS Mobile App has its own security features and requires the entry of a user ID and password so that only the account owner would have access to his or her data.

For further information on the SSS Mobile App, you may visit the SSS website at www.sss.gov.ph or call the SSS Call Center Hotline at 02-920-6446 up to 55 or local toll-free number 1-800-10-2255-777.  You may also send an email to onlineserviceassistance@sss.gov.ph.


Source: www.sss.gov.ph

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Sept 26

My aunt is a 65-year-old retired private school teacher.  She began receiving her SSS pension almost immediately after her 60th birthday.  Two years into her retirement, she fell ill and needed additional funds for her maintenance medications and regular check-up.  It was then that she was compelled to take on a loan of Php 25,000.00 from a lending company in our area.  The primary requirement of the lending company was for my aunt to surrender her ATM where her SSS pension is credited monthly.

In five days, the loan was granted and my aunt was able to purchase all the medicines she needed to complete her treatment.  However, she now has to go to the lending company’s office every month to claim the portion of her SSS pension – or at least the remaining portion after the lender has deducted her monthly loan amortization, plus a hefty 8% interest.  It was a painful ordeal but at that time, it was my aunt’s only option.

She is happy to know that the SSS has finally launched its SSS Pension Loan Program for pensioners like herself.  This one promises to be more affordable and will be sufficient for short-term needs such as medical expenses, household purchases, and maybe even a quick vacation.

Here are the details of the SSS Pension Loan Program (PLP) that was announced by the SSS last September 3, 2018:

Who are qualified to avail of the SSS Pension Loan Program?

  • SSS pensioners who are 80 years old and below at the end of the month loan term;
  • Must have no outstanding loan balance and benefit overpayment payable to SSS.
  • Does not have advance pension under the SSS Calamity Package
  • Have been receiving their regular monthly pensions for at least six months.

What are the loan amounts?

According to SSS, the minimum loan amount for a qualified pensioner is twice the amount equivalent to their basic monthly pension plus a Php 1,000 benefit.

The maximum loanable amount is six times their basic monthly pension plus an additional Php 1,000 benefit, but must not exceed a total of Php 32,000.00

How much is the interest rate?

An interest of 10% per annum shall be applied on the loan amount until it is fully paid.  This is computed on a diminishing principal balance and shall then become part of the loan’s monthly amortization.

What are the loan repayment terms?

A pensioner may choose to pay for his loan in three, six, or 12 months depending on the multiple of the loan amount.  The loan payments shall be deducted from the monthly pension of the borrower.

Where can pensioners apply for the PLP?

As of this writing, there are 20 SSS branches that are ready to receive PLP applications, these are:

  • Diliman
  • Kalookan
  • Pasig-Pioneer (Shaw)
  • New Panaderos (Mandaluyong)
  • Manila
  • Makati-Gil Puyat
  • Alabang
  • Naga
  • Dagupan
  • Baguio
  • Ilagan
  • Bacoor
  • Binan
  • Cebu
  • Tacloban
  • Iloilo Central
  • Cagayan De Oro
  • Davao
  • General Santos
  • Zamboanga

What are the loan requirements and how do we apply?

  1. The pensioner must personally visit any of the above-mentioned SSS branches. He or she must submit a photocopy of any of the following IDs:
  • Social Security ID
  • Unified Multi-purpose ID card (UMID)
  • Passport
  • Two other valid IDs with identical signatures, at least one of the IDs must bear the pensioners photo.
  1. Get the cash card or quick card of your chosen bank where the loan proceeds will be deposited. You may also enroll your UMID card as an ATM at any branch or kiosk of the Union Bank of the Philippines.
  2. Choose your desired loan amount and loan term.
  3. Review the information and loan details that will be flashed on the screen.
  4. Sign the Pension Loan Assistance Application and Disclosure Statement and submit.

Wait for up to 5 working days from the date of your loan approval for the proceeds to be credited to your cash card or UMID card.

This is definitely good news to our SSS pension followers, especially since the Christmas season is just around the corner!  If you have more questions about the SSS Pension Loan Program, you may call the SSS hotline at 02-920-6446 to 55 or send an email to member_relations@sss.gov.ph

Source: www.sss.gov.ph

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Sept 19

The Philippine Statistics Authority (PSA) is anticipated to pilot run the National ID system in December this year, targeting one million Filipinos to be given their very own national ID under the Philippine Identification System.  The national ID shall be honored in both private and government transactions, especially those that require the confirmation of a person’s identity, marital status, birth, and other pertinent personal information.

Application Requirements

All Filipinos residing in and outside the country are encouraged to secure their own national IDs as soon as the government opens its doors for applications.  The only requirement at this point is your PSA birth certificate to be presented during application.  This may be the best time to secure a copy of your birth certificate so you can be first in line when PSA starts accepting ID applications.

You can have your PSA birth certificate delivered to you by ordering online at www.psahelpline.ph.

Quick Facts About the National ID

  • The ID will contain 10 basic information: the owner’s full name, sex, date of birth, place of birth, blood type, address, and citizenship (whether he is a Filipino or an alien).
  • Optional information are: marital status, mobile number, and email addresses.  These are subject to change over time.
  • Biometric information to be collected from the applicant are: front-facing photograph, full set of fingerprints, and iris scan.
  • Parents can register their children for a PhilSys Number (PSN) as soon as the child is issued his birth certificate.  The child’s biometric information will only be captured when he turns five years old and will be repeated by the time he turns 15 to 18 years old.
  • The national ID shall not be considered to replace the Philippine Passport, a Professional Regulation Commission license, and a driver’s license.

The rest of the details of the National ID, its requirements and processes, shall be released to the public as soon as the Implementing Rules and Regulations have been finalized.

Reference: www.psa.gov.ph

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Here are some tips that can help you make the most of your appointment with the DFA for your passport application or renewal.

Before applying for a Philippine passport:

  • All applicants should secure an online appointment when applying for a passport.
  • The public is advised to secure their passports prior to booking their flights.  Flight bookings should only be made if passports are still valid for at least six (6) months.
  • A confirmed appointment is required for all applicants except for those who would qualify for the courtesy lane.
  • Applicants are reminded to be on site not earlier than 30 minutes on their selected date and time of appointment at their chosen consular office.
  • Personal appearance is required for all applicants.
  • Please be warned that dealing with fixers is at your own risk and expense.
  • Prepare all the originals and photocopies of the documentary requirements for passport application.
  • To ensure entry to countries with strict dress codes, all applicants are required to wear decent clothing for passport photo capture.  Plunging necklines, sleeveless clothing, spaghetti strapped tops, see-through tops, sando, tube tops, halters and the like are prohibited.
  • Jewelry such as earrings and necklaces and colored contact lenses are not allowed during photo capturing;
  • The DFA adheres to “No Escort” policy; escorts shall be prohibited from entering the DFA consular premises to accompany the applicants.

After Applying for a Philippine passport:

  • The applicant shall bring the passport receipt for the release of their passport.  In case of lost passport receipt, an Affidavit of Loss is required.
  • Check if all the data on the passport are correct before leaving the Consular Office.
  • For applicants 13 years old and above, immediately affix the signature on the third page of the passport booklet upon receipt of the passport.  For minors 12 years old and below, leave it blank.
  • If the applicant cannot personally claim his/her passport, an immediate family member or an authorized representative shall present an Authorization Letter or a Special Power of Attorney respectively, to claim the passport in behalf of the applicant.  Both documents should contain the name and photocopy of the ID of the authorized individual.
  • Passports unclaimed after one hundred and eighty (180) days will be canceled per Department Order No. 37-03.
  • Do not staple anything on the passport booklet especially the covers as it may damage the electronic chip and render the epassport unreadable.

Source: http://consular.dfa.gov.ph/passport

Sept 12

Securing an appointment with the DFA to apply for a passport or have your old one renewed has proven to be quite a challenge for most.  Good thing the DFA has made courtesy lanes available for certain types of applicants.

Here is the list of requirements in order to be eligible for the DFA’s courtesy lanes:

  1. Senior Citizens (60 years old and over).
  • Senior citizens are allowed one companion.
  • The companion of the senior citizen must be an immediate family member (i.e. spouse, siblings, adult children, adult grandchildren, and children-in-law of the senior citizen and must show proof of relationship.
  • If the companion is not an immediate family member, the companion has to show proof of travel arrangements (e.g. confirmed plane or hotel booking) with the senior citizen to be able to avail of the courtesy lane facility.
  1. People with disabilities (PWDs) with proof of disability.
  • PWD is allowed one (1) companion.
  • The companion of the PWD must be an immediate family member, i.e. spouse, siblings, adult children, adult grandchildren, parents-in-law, and children-in-law of the PWD and must show proof of relationship.
  • If the companion is not an immediate family member, the companion has to show proof of travel arrangements (e.g. confirmed plane or hotel booking) with the PWD to be able to avail of the courtesy lane facility.
  1. Solo parent with valid solo parent card, and his/her minor children.
  2. Minors seven years old and below and his/her parents and minor siblings.
  3. Pregnant women
  • If pregnancy is not visible, the applicant must present medical certificate/records.
  1. Overseas Filipino Workers (Land and Sea-based) with valid proof of status, such as:
  • Valid iDOLE card
  • Valid employment contract
  • Valid work visa
  • Seaman’s book stamped at international border less than 365 days from the date of application.

Senior citizens, PWDs, solo parents, and their minor children, pregnant women, and OFWs have the option to choose from regular or expedited processing of their passport application.

The companion of the senior citizens and PWDs, minors seven years old and below, their parents and minor siblings, are to be assessed expedited processing fee because they are not entitled to use the courtesy lane; they are accommodated for their convenience.

All applications made on Saturdays – whether those entitled to use the Courtesy Lane Facility or those accommodated for their convenience – shall be assessed expedited processing fees based on the relevant provision of the Passport Act.


Source: http://consular.dfa.gov.ph

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Sept 06

Sa October 1, 2018, ang lahat ng PhilHealth members ay dapat nakakumpleto ng hindi bababa sa 9 months na contributions sa loob ng 12 months BEFORE or BAGO ang hospital confinement, upang magamit ang kanilang mga benepisyo.  Ito ang 9/12 rule na papalit sa 3/6 (3 months paid contributions within the last 6 months prior to confinement) rule na kasalukuyang sinusunod ng mga members at mga hospitals.

Paano ang pagbilang ng 9 months sa 9/12 rule?

Kung ang date of confinement mo ay October 2, 2018 (isang araw matapos mag effect ang 9/12 rule), bumilang ka ng 12 months pabalik, kasama ang buwan ng confinement (October).

  • 12 months: October 2018 to November 2017
  • Kailangang bayad ang contributions ng 9 na buwan between October 2018 to November 2017,
  • Hindi kailangang consecutive o sunod-sunod na buwan ang bayad; basta’t nakabuo ng at least 9 months na premium payments, eligible ang miyembro sa PhilHealth benefits.

Para sa lahat ng types ng PhilHealth members ba ang 9/12 rule?

Ito ay applicable sa lahat ng uri ng members MALIBAN SA MGA SUMUSUNOD:

  • Members na may Validity Dates ang PhilHealth cards tulad ng mga Sponsored Members, Land-based OFWs, at Indigent Members.

Magkano ang monthly PhilHealth contributions ng mga Individual Payors?

Mananatili sa Php 200 per month ang required monthly contribution (para sa P2,400 annually) at Php 300 per month (para sa Php 3,600 annually).

Ang mga employed, seafarers, at kasambahay members lamang ang nag increase ang monthly premium payments.


Hindi tatanggapin ng PhilHealth ang same day settlement o ang mga miyembro na nag bayad ng kanilang contribution (para mabuo ang 9 months) sa mismong araw ng confinement.  Ibig sabihin, kahit nagbayad ka ng umaga ng October 2, 2018 at ikaw ma-admit sa hospital ng gabi ng parehong araw, hindi ico-consider ng PhilHealth na nakatupad ka sa 9/12 rule.  Kaya’t importanteng regular na nakakapag bayad ng contributions buwan-buwan para laging siguradong eligible ka, ano man ang mangyari.

Ang 9/12 rule ay mag-uumpisa sa October 1, 2018.

Source: www.philhealth.gov.ph

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Aug 22

Even Filipinos who work abroad, whether land-based or sea-based, must be covered by the Philippine Health Insurance Corporation or PhilHealth.

Here is a quick guide that can help OFWs stay updated on their membership:

How to register for membership:

  1. If currently in the Philippines:
  • Visit the nearest PhilHealth Regional Office, Local Health Insurance Office, PhilHealth Business Center, or PhilHealth Express outlet in your area.
  1. If currently overseas:
  • Visit any branch of the PhilHealth accredited collecting partners, iRemit, and Ventaja Corporation.
  • Access the Electronic Registration facility and follow the step-by-step procedure.
  • Download the PhilHealth Member Registration Form, fill out, and email to ofp@philhealth.gov.ph

Checking one’s Member Data Record:

To verify if your PhilHealth Member Data Record contains updated information about your membership profile and your list of qualified dependents, click on the Member Inquiry icon under the Online Services section, follow the log-in procedures and check on the accuracy of your member data.

Updating the Member Data Record

  1. Download the PhilHealth Member Registration Form.
  2. Click FOR UPDATING on the upper right-hand side of the form.
  3. Indicate the necessary revisions.
  4. Email the accomplished form to ofp@philhealth.gov.ph
  5. Await via email a copy of your updated Member Data Record.

Premium Contribution Rates

  1. For land-based OFW:
  • Based on the amount prescribed by the PhilHealth.
  • Minimum current rate is Php 2,400 per year.
  • This can be paid in advance for two years to five years, or depending on the duration of the employment contract with the overseas employer.
  1. For sea-based OFW:
    • The premium contribution rate is salary-based following the premium schedule for the Formal Economy.

Where to pay premium contributions:

  • Premium payments can be made overseas through any PhilHealth accredited collecting agents and tie-ups.
  • Payments may also be made at any accredited collecting partners in the Philippines or through PhilHealth Counter at the Philippine Overseas Employment Administration (Ortigas Ave., Mandaluyong City).

Notes for Filipino Seafarers

PhilHealth coverage need not end when your contract with manning agency ends.  If vacationing in the Philippines while waiting for contract renewal, sea-based OFW members should pay their premium contributions to ensure benefits availment should the need arises.

Source: www.philhealth.gov.ph

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Aug 15

Every cloud has a silver lining.

This adage could not have been more real (or literal!) to SSS and GSIS members whose properties, sources of income, and places of work have been devastated by the recent typhoons and monsoon rains that flooded areas in Metro Manila and Luzon provinces this weekend.

Last Monday, August 13, the SSS announced that they shall be accepting calamity loan applications for members who have been adversely affected by typhoons Henry, Inday, Josie, and the monsoon rains experienced last month and last weekend.  A qualified member may be granted up to Php 16,000 calamity loan while pensioners may receive up to three months’ worth of their monthly pension.

On the other hand, GSIS invites its government employee members to avail of the consolidated loan program which is equivalent to a member’s three to 14 months’ combined salary.

If your home or place of work is affected by the recent typhoons and monsoon rains, you may want to call or visit a GSIS or SSS office to inquire about your loan privileges.

Source: www.news.abs-cbn.com

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