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Filipinos who wish to travel to the U.S. with the purpose of marrying their U.S. citizen fiancé must secure a K-1 visa from the U.S. Embassy.  This is otherwise known as a Fiance Visa.

Here is a summary of the application process as well as the list of documents needed to file the petition:

Step 1:File the Petition

  1. The U.S. citizen sponsor shall file a Petition for Alien Fiance at the USCIS office of the area where the sponsor resides.  File Form I-129F.  Take note that this cannot be filed at a U.S. Embassy, a Consulate, or at a USCIS office abroad.
  2. Wait for the USCIS’ approval of the petition which will then be forwarded to the National Visa Center.  Upon reaching the NVC, the sponsor will be given a case number; the NVC will forward the petition to the U.S. Embassy in the Philippines.

Step 2:Apply for a Visa

  1. The petitioner will receive a letter from the NVC when the case has been forwarded to the U.S. Embassy in the Philippines.
  2. Petitioner may now advise the Filipino fiancé to apply for a K-1 visa and appointment for interview.
  3. If the fiance has children as dependents and he or she plans to take her children with her to the U.S., they need to apply for K-2 visas for them.  Applications and fees are unique for each dependent.

List of Required Documents:

All the applicants (fiance and eligible children) are required to submit the following forms and documents during their interview at the U.S. Embassy:

  1. Duly accomplished Form DS-160, online Nonimmigrant Visa Application.
    • 1 copy of the completed Form DS-160
    • 2 copies of the DS-160 confirmation page
  2. Valid passport
    • Passport must be valid for at least six months beyond the fiance’s intended period of stay in the U.S.
    • Keep in mind that a Fiance visa holder must be married to the U.S. citizen petitioner within 90 days from the time he or she landed in the U.S.
    • Read this previous article for the complete process of renewing your passport.
  3. Divorce or Death Certificates
    • Both parties, the U.S. citizen petitioner and the Filipino fiance, must present applicable divorce, annulment, and death certificates should they have had previous marriages.
  4. Police Certificates
    • The Filipino fiance must be able to present Police Clearances not just from the Philippines but from all other countries where he or she lived for at least six months, since he or she was 16 years old.
    • Accompanying children aged 16 years or older are likewise required to present Police Clearances.
  5. Medical Examinations
    • Medical exams for the Filipino fiance and accompanying children (if any) must be done before an appointment for interview is set.
    • The U.S. Embassy in the Philippines will provide all the information on authorized physicians and other instructions regarding the Medical Examination.
    • Fiance visa applicants need to get vaccinated as required by U.S. Immigration Laws; best to have these taken during your medical examination.
  6. Evidence of Financial Support
    • This is needed to prove that the Filipino fiance will not eventually come under the public charge of the United States.
    • Either the Filipino fiance provide proof that he or she has enough savings or passive income, sufficient enough to cover his expenses abroad or
    • The U.S. Citizen fiance provide proof that he or she is capable of supporting the needs of the Filipino fiance.
    • Accomplish a Form I-134 (Affidavit of Support) as this will be requested by the Consular Officer.
  7. Two copies of a 2×2 photograph of the Filipino fiance.
  8. Evidence of relationship.
    • This may vary from letters, emails, and text message exchanges between the U.S Citizen petitioner and the Filipino fiance.
    • Photographs of them together, if any.
    • Other proofs that the Consul may require.
  9. Payment of fees.
    • Filing an Alien Fiance Petition – Form I-129F.
    • Nonimmigrant visa application processing fee – Form DS-160 (required of each K visa applicant).
    • Medical Examination (of each K visa applicant).
    • Other incidental expenses such as translation and photocopying fees.
    • Application to Register Permanent Residence or to Adjust Status – Form I-485.




We all know that the process of applying for a Housing Loan with the Pag-IBIG fund can be a long and daunting course.  Most of the time, applicants are compelled to take a leave from work and hop from one government office to another in order to complete the necessary documents.  After submitting all the documents, applicants are requested to wait for a long time before they are given the results of the Pag-IBIG’s evaluation.

Well, Pag-IBIG has some good news for housing loan applicants!

The Pag-IBIG Online Housing Loan Application has been launched and interested home buyers may now submit their applications online!  This makes the entire process of applying for a home loan so much easier because you can do it right at the comfort of your home!  The site is currently on its soft launch phase but all the links are working perfectly already.

Here are the updates you can expect from the simplified housing loan process:

  1. You may now apply for a Housing Loan online by logging in to  Once logged, key in your MID Number (Membership ID Number) or your RTN (Registration Tracking Number) in order to access the application page.
  2. In the same site, you also have the option to view a rough estimate of your amortization using the Amortization Calculator.  There is a clickable link at the bottom of the page.
  3. If all the documents you have submitted for your loan have fully satisfied the requirements, you can expect to be given the results of your application in 20 days.
  4. From 14 basic documents, you are now only required to submit 7.  Take note though that the Pag-IBIG might require for additional papers, depending on the results of evaluation:
    • Housing Loan Application with recent ID photo
    • Proof of Income
    • One valid ID
    • Transfer Certificate of Title (TCT)
    • Updated Tax Declaration and Updated Real Estate Tax Receipt
    • Contract-to-sell
    • Vicinity Map

Apart from the online application, Pag-IBIG is also targeting to turn their offices into one-stop shops.  This means that members, beneficiaries, and applicants no longer need to go from one government office to another to secure copies of documents required by Pag-IBIG.  There will be designated desks in Pag-IBIG offices where applicants can simply request for copies of their documents and these will be processed while they wait (similar with the presence of LRA personnel in some Pag-IBIG offices).

Applicants may still file their housing loan applications in any of the 113 branches of Pag-IBIG.  Word of the wise: Pag-IBIG offices tend to have lesser foot traffic during the first two weeks of the month.  You may want to schedule your visit during these days.

Follow us for more updates on Pag-IBIG application processes!




After you have successfully set an appointment online for your interview at the U.S. Embassy, you are one step closer (or farther!) from your objective of setting foot in the land of the free and the home of the brave.  Here comes the inevitable question: will you be granted a U.S. Visa?

According to recent statistics, 75% of US visa applications are approved yearly; roughly three out four applicants leave the U.S. Embassy with victorious smiles on their faces.  On the other hand, the 25% that are denied their chance to see the U.S. are left wondering what could have gone wrong with their interview.

Was it the nature of my employment?

Did I have to have an invitation letter from my Ninang who lives in Florida?

I’ve traveled to different countries in Asia, didn’t the Consul see those in my passport?

Sadly though, there are no hard and fast rules when it comes to getting a nod from a Consul at the U.S. Embassy.  The decision will depend on how you are able to prove that you only intend to visit the U.S. without any intention of staying there illegally.

We did a thorough research on the most probable causes why Pinoys are denied their U.S. Visa applications.  These were lifted from an online article featuring the US Consul General.  These can help you prepare for your interview at the US Embassy (although it does not guarantee that you will be granted your visa).

Read on!

  1. You must be able to prove that you have the following:
    • A good and stable job;
    • Strong family ties;
    • A “reason to return in timely fashion”;
    • No reason to remain indefinitely in the US;
    • And enough resources to support the trip.
  2. Young travelers (fresh graduates, first-job seekers) must be able to present proof of the following:
    • “Parallel support” from his family since he may still have limited financial resources.
    • Family members have US visas and have traveled to the US before.
    • Applicant has traveled to other countries before (visa or non-visa countries).
  3. You must be a tenured employee at your company, receiving monthly compensation that can easily finance your travel.
  4. Avoid bringing a cheat sheet or kodigo to your interview.
    • Be comfortable during the interview and anticipate questions like “What will you do there?” which you are expected to answer without the aid of notes.
    • Some of the questions will be lifted from the answers you provided online when you submitted your application.  If you have not read our article on the things you need to prepare and remember when applying for a US visa online, you can read it here.
  5. Be honest.
    • Do not omit any information about your trip.
    • Do not be afraid to admit that you have family and relatives who are residing in the U.S.
    • Do not lie about your financial status; state your real income.  The embassy simply wants to know if you are capable of funding your trip and still have enough to get by when you return.
    • Do not lie about your work status or your tenure at your company.

People who are caught lying about their information run the risk of being permanently banned from entering the U.S.  This is not a good thing to happen to any applicant.  According to the Consul General, the following are ineligible from acquiring a US visa forever:

  • Impostors, or those who commit fraud in their applications.
  • Those with criminal history.
  • Those with medical conditions that might pose a health threat in the US.
  • Those who have previous records of narcotic dependency.

Should you be denied on your first attempt to secure the coveted US visa, it is advisable that you wait it out before submitting a new application.  There is no limit to the number of times you apply for a visa and secure an interview appointment, but it would better to prepare for your next appointment to save on money and time.  When your circumstances have strengthened, (you have been promoted to a higher position at work or you earned another year of tenure on your business) you can easily create a new application with your updated details.

Best of luck on your application!



If you missed our first article on this year’s auspicious crystals and stones, you can read it here.  We are adding more to the list as the eve of the Chinese New Year draws near.


Also, don’t forget to check out how your animal sign fares in the year of the Fire Rooster in this previous article.  Is it a good year for you to travel?  Will your new business venture flourish this year or would you rather wait until next year before you go full blast?  Will romance take a turn for the better as the Fire Rooster flaps its majestic wings on your love life?

Best of luck in the coming year!




To travel to the United States, a Filipino must be granted one of two Visa types available to Pinoys: a Nonimmigrant Visa or an Immigrant Visa.

Nonimmigrant Visas are for travelers who wish to enter the United States and stay there for a definite period of time.  It is given to Pinoys who wish to tour the U.S., visit friends and relatives who reside there, seek medical treatment, or attend company and business functions.  Nonimmigrant Visa holders are expected to return to the Philippines within a prescribed period.

Immigrant Visa on the other hand are for those who wish to relocate to the U.S. and live there permanently.

In this article, we will be providing the step-by-step process needed when applying for a U.S. Nonimmigrant Visa and setting your interview appointment online.  These were lifted from the U.S. Embassy website.

Read on!

  1. Your Passport must be valid.

If it is your first time to apply for a US Visa, you may want to go beyond the minimum six-month validity required of Pinoy travelers.  You can find the complete list of requirements and procedure in renewing your passport here.

2. Accomplish your U.S. Visa application online by logging on to the US Embassy website (

Read the instructions carefully.  Do not rush into completing the online forms and questionnaire as the answers you will be providing on the website will be reviewed by the embassy and may form part of your interview.  Avoid asking someone else to accomplish the online forms for you as well.

3. Pay for your Visa Application Fee

As of this writing, the Visa Application Fee is $160.00.  You can make your payments at any Bank of the Philippine Islands branch.  Just bring the print-out copy of the US Visa Application Deposit Slip which you can get after you have completed the forms online.

There is an expiration date on the deposit slip that you will be printing out; make sure you are aware of the last date when you can make your payment.  Should you miss the deadline, you can simply visit the US Embassy website again to have the system generate a new deposit slip for you.

After you have made your payment, keep your bank receipt and take note of your receipt number.  This will be asked of you when set your appointment online.  The bank cannot generate a new receipt number for you so take care not to lose your copy.

Whether you are granted a visa or not, you are required to make the payment.  This is non-refundable.

4. Complete the DS-160 form and submit online.

  • You have the option to save your answers and then come back later to continue filling out the online form.
  • Follow the prescribed guidelines for taking and submitting your photo. The system will not accept  your file if it does not meet the requirements.
  • Email yourself a copy of the accomplished DS-160 to serve as your reference.  Do not bring a copy of the DS-160 to your interview.

5. Create your profile in the Visa Application system.

  • This is where you gain access to creating an appointment for your interview.
  • Prepare the following when creating your profile:
    • Your Passport number.
    • Receipt number from the bank payment you made.
    • The ten-digit barcode number from your DS-160 confirmation page.

Once you have a confirmed schedule for your interview, all you need to do is prepare the documents you need and wait for your appointment date!

In our next article, we will feature tips and guidelines to help you ace your interview.  Stay tuned!




So you’re traveling to a different country soon?  Here are some tips that you may find useful as you embark on your first journey ever outside the Philippines.

  1. Make sure your Passport is updated and not expiring within the next six months.

If you haven’t renewed your passport yet, read our previous article on the new requirements when renewing passports here.

2. The Departure Card

Secure a copy of the Immigration Form (or Departure Card) at the check-in counter and fill it out.  Be ready with the address of the place where you will be staying abroad; if you are staying in a hotel, indicate the complete hotel name and its address.

3. The Travel Tax

Yes, be prepared with cash while you’re at the airport because you will be paying additional fees before you board your plane.  Check to make sure that the travel tax has been included in your ticket price already; if this is the case, you no longer need to pay the tax at the airport.  If not, check-in first and have the check-in agent verify that the travel tax is not covered by your ticket price.  You may then proceed at the travel tax counters and pay a fee of Php1,620 (per traveler).  Hold on to your receipt.

4. Checking in.

Simply present the filled out Departure Card and Travel Tax receipt at the check-in counter and wait for the agent to hand you your boarding pass.

5. Immigration

You will then be directed to the Immigration Booths where the officers will be asking you about your trip.  You may refer to this previous blog for tips on how to breeze your Immigration interview and avoid getting offloaded from your flight.

6. Final security check

 You will be asked to remove all metallic items attached to your clothing (including belt buckles, coins, gadgets, and in some cases, even your jewelry and accessories).  Word of the wise: avoid wearing too much bling-bling when traveling to save time at security counters.

A friend of mine was wearing a pair of gladiator-type sandals when he went through security check.  He was confident that his sandals would pass as it was basically open except for the elaborate strings tied around his legs.  Unfortunately, the guards asked him to untie his sandals and walk barefoot through the scanners.  He spent about 5 minutes lacing the sandals after security let him through.  Again, wear shoes that can be taken on and off without too much hassle.

Also, avoid carrying liquids in your bag like colognes in big bottles, bottled water, alcohol, etc.  You might be asked to leave these behind anyway for security reasons.

7. Be early.

Give yourself at least two hours to go through all the verification, interviews, and security checks because it really does take at least two hours to finish all those, sometimes even longer.

8. Keep a checklist of the following and keep these within reach (a messenger bag, one with an easy to open flap, will do the trick):

  • Your updated passport
  • Travel Itinerary and plane tickets
  • Your company ID
  • DSWD clearance if you are traveling with a minor who is not your child.
  • Cash
  • Hotel addresses, contact numbers, email addresses. If you are staying at a friend’s house, keep a copy of her name, address, and contact numbers too.
  • A pen (Don’t use red-inked pens.  An immigration officer nearly denied me my boarding pass because I filled out his logbook with a red pen).

9. Exchanging Currencies

You may have your Pesos exchanged right at the NAIA or wait until you land at your destination.  It helps that you know how much the exchange rates are before leaving so that you would know where it would be wiser to “buy” money.  The safest place to do this though is within airport premises.

10. Ditch the book and enjoy the scene!

Only frequent travelers take reading materials when traveling.  If this is your first time out, indulge yourself in the atmosphere of the airport, walk around the lobby while waiting for your flight.  Once you have boarded, take as much photos as you can until they ask you to switch off your phone.  Don’t waste the moment buried in some magazine.

Enjoy your trip!



10 Best Tips to Avoid Getting Offloaded from Your Flight


One of the worst things that can happen to a traveler is to get offloaded from his flight.  The truth is, there is no definite list of things that one can do in order to completely avoid being barred from boarding his plane.  It can happen to a tourist, a CEO on a business trip, and even OFWs.

This article intends to inform travelers of what they need to have on hand when checking in and boarding their planes.  These are based on actual experiences of other travelers as well as tips from Immigration Officers (who have seen one too many passengers suffer the consequences of incomplete and insufficient documents to corroborate the veracity for their trip).

  1. Be ready with sufficient travel documentation.
    • Your passport must have at least six months before expiration.
    • Your visa must be updated (if visa is required in your destination).
    • Print out your hotel booking confirmation as well as receipts to prove that you have paid your accommodation in full.
    • Be able to present a return ticket to the Philippines, where the date and time of your flight are clearly stated.  The date on your return ticket must not exceed your allowed period of stay.
    • If on a guided tour, print out a copy of your itinerary and familiarize yourself with the places you will be visiting.
    • OFWs must have their work contracts handy.
    • If traveling with a minor who is not your child, or minor is illegitimate and traveling with the father only, be able to present the necessary travel permits secured from the DSWD.
    • Your PSA Marriage Certificate and PSA Birth Certificates could come in handy to verify your age and affinity.
  2. Provide consistent, clear, and confident answers to the Bureau of Immigration officers.
    • Maintain your composure when being interviewed by an Immigration officer.  Listen carefully to his questions and provide honest answers.
    • Avoid saying too much; simply state what is being asked of you.
    • Expect questions such as: “What attractions are you planning to visit in….?” and “Who will be paying for your trip?”  Again, it pays to be familiar with your travel itinerary and be prepared to prove that you can afford the trip.
  3. Dress appropriately.
    • While travelers are free to dress as they please, it would do a first time traveler good to choose clothing that is not too revealing or too casual.
    • If traveling to a country during winter season, you are expected to bring a jacket, beanies, and gloves.  When traveling to the Middle East, you are expected to wear the prescribed clothing in the country, especially for women.
    • Showing too much skin might trigger an impression of a sex worker which is a red flag among immigration officers.
  4. Immigration Officers look out for solo travelers.
    • When traveling alone, be prepared for further questions from Immigration officers as the Immigration is particular on travelers’ safety and security, more particularly for female solo travelers.
    • Any inconsistency in the traveler’s answers and documents, however minor this may be, could be grounds for the passenger to be denied his flight.
  5. Be firm with the purpose of your trip.
    • If you have nothing to hide, you should be able to ace the interview and be allowed to board faster.
    • Immigration officers do not only listen to your answers, they also observe your body language.  Be confident and sincere when talking to them.
  6. Be able to prove that you can afford the trip.
    • Sponsored travelers must be able to provide an affidavit of support and guarantee, including letters of invitation authenticated by the Philippine consulate or embassy in your destination country.
    • Prepare a copy of your financial statements, certificate of employment, proof of salary, credit cards, and other proofs of residency.  Unemployed travelers must be prepared to show how they will be paying for the trip; if someone else is paying for the trip, prepare authenticated letters of invitation and other proofs that someone else will be shouldering your expenses while abroad.
  7. Be able to provide information about your sponsor (if you have one).
    • If someone else is paying for your trip (a friend or relative who resides in your destination country, your school or office), you should be able to support this with documents.
    • Have their complete names, addresses, and contact information handy during the interview.
  8. If traveling as a government worker, secure the necessary clearances and other permits.
    • If you are a public school teacher, barangay councilor, etc., keep your clearance or travel permit handy during your interview.  Failure to present a travel clearance could prevent you from boarding your flight.
    • Private employees must have sufficient documents to prove they are employed and have been granted leave by their employers.
  9. Review your travel history.
    • If you have been traveling for some time, review your old passports and be able to recall your most recent trips.  First time travelers must be consistent in their reason for traveling abroad (will visit parents who live abroad, giving myself a break, would like to experience snow, etc.).
    • Any history of being offloaded in the past could raise red flags.  You need to be able to state the reason why you were denied your flight in the past and how the issue was resolved.
  10. Watch your attitude.
    • Avoid getting into an argument with the Immigration Officer.
    • Answer politely at all times.
    • Do not attempt to bribe the officer in order to get past inspection.

Immigration Officers are there to help keep the safety and security of travelers.  It is our obligation to submit to their inspection and provide them with truthful statements and authentic documents, if only to prove that our trip is what we declared it to be: tour, business trip, emergency, etc.

These are tips that can help travelers better prepare for their flights and be able to enjoy a hassle-free journey to their destinations.  The decision to detain a passenger and prevent him from taking his flight is entirely the discretion of the Immigration Officers or any other circumstances that may arise even if the passenger has met all the items listed in this article.



In the past, people used crystals to enhance physical, emotional, mental, and spiritual balance.  The Romans, Egyptians, Chinese, and Ancient Greeks relied on the healing power of crystals and gems to ward off diseases, attract good luck, and ensure victory in wars and battles.  To this day, crystals are believed to contain properties that help the user maintain a healthy body and keep off negative energies from their finances, businesses, careers, and relationships.

As the world prepares to welcome the Year of the Fire Rooster, certain crystals are identified to possess exceptional characteristics that will help people born under animal signs that are not favorable to the vibrant and proud energy that the Rooster exudes.  Likewise, even those born under animal signs that are seen to enjoy excellent luck this year must also be in possession of certain charms that would keep away negative energies that might come in conflict with their good luck.

Find out which crystal can help you achieve balance, peace, and help attract positive energy during the year of the Fire Rooster.

May you have a meaningful celebration of the Chinese New Year!





No one can really say if there is a definite means to avoid getting questioned at your point of entry when travelling as a tourist.  We did a research on the types of documents that are often asked of Filipino travelers and some basic reminders to avoid being detained unnecessarily at Immigration points.  We hope this article helps in shedding light to your questions about getting through Immigration and points of entry.

Required Documents:

  1. Passport issued by the Department of Foreign Affairs (DFA)
    • Not expired
    • Must be valid for six (6) months from the date of departure.
  2. Visa
    • If required at the tourist’s destination
    • Must not be expired
  3. Return ticket
    • Backpackers (or tourists who will be hopping from one country to another) still need to present a return ticket as this will also be asked of them upon arrival at the different countries they will be traveling to.
    • It serves as proof that the tourist does not intend to stay in that country illegally or any longer than his visa permits him.
    • If tourist fails to show a return ticket, he may be denied entry to his destination country.

Prepare to be asked for additional documents at your point of entry.

When my mom travelled to the US as a tourist for the first time, she was questioned at the Immigration by an officer because of a letter found in her handbag.  Apparently, one of her co-workers asked her to hand-carry an envelope to a relative who lives in the same city where my mom will be staying.  One of the immigration officers asked to unseal the letter and read it.  The co-worker mentioned in her letter that my mom will be staying in the U.S. to work and tour.

My mom had a return ticket, her passport was updated, and she had a 1-year multiple entry visa to the U.S.  Still, she was held for questioning because of the letter that she agreed to deliver as a favor for a friend.

Good thing my mom was carrying the same set of documents she presented at the U.S. Embassy when she was interviewed for her tourist visa.  These and her firm statement that she does not intend to work in the U.S. at all somehow convinced the Immigration officers that she is telling the truth.  She stressed that she had been working for 25 years straight and it’s time she gave herself a break.  She said that she does not know what her co-worker’s intentions were and that the letter was sealed when it was handed to her, she accepted it based only on trust and confidence.  They let her go after two hours of more questions and several calls to my mom’s office in the Philippines.

Of course, not all travelers are as lucky as my mom and not all Immigration officers are as trusting as the one assigned to her.  So just to be on the safe side, consider the following tips when traveling as a tourist:

  1. Be familiar with your itinerary and study the places you will be visiting by heart. Some travelers get in trouble at their point of entry when they fail to mention even one attraction they intend to visit.
  2. Never ever attempt to show a fake I.D.
  3. Immigration officers also consider the following details when assessing the traveler, as a means to arrest instances of human trafficking, smuggling, and illegal recruitment:
    • Traveler’s age and health condition
    • Educational attainment
    • Financial capacity to travel
    • Travel history (if any)
    • Final destination

Again, these are reminders and tips gathered from frequent travelers and should not be taken as the standard list of requirements to avoid being held by an Immigration officer.  As travelers, it is our responsibility to prepare all necessary documents that will attest to the purpose of our trip and our sincere intention to come back to our country.  When preparing your file, keep in mind the following pointers:

Immigration officers will want to make sure of three things:

  1. That you can afford your trip;
  2. That you are traveling only for your stated purpose (tourism); and
  3. That you are coming back to the Philippines.

Based on my mom’s experience, it is best to have the following documents handy when you are lined up at the Immigration center of your destination:

  • Your old passports to show that you have traveled before and you came back to the Philippines.
  • Round-trip ticket with receipt or any other proof that the ticket is fully paid.
  • Hotel reservations, with receipt and other proof that your accommodations are fully paid.
  • Bank statements and bank certifications, if available. Again, the amount of money you have in your account does not guarantee a seamless encounter with your Immigration Officer.  You may need to justify how much you intend to spend on the trip and if you would still have enough left in your account when you come home.
  • Proof of ownership of assets.
  • Certificate of employment and approved leave of absence, photocopies of your company ID and the IDs of the people who signed your employment certificates.
  • Income Tax Return
  • Tour itinerary.
  • Marriage certificate and birth certificates of your children.

Visit us again for more articles about passports, visas, and traveling abroad.




For our information and guidance, the Philippine Health Insurance Corporation or PhilHealth, has released their new contribution schedule for employed and self-employed members, OFWs, and Sponsored Program Members for 2017.  Below is the table of contributions and other important announcements from PhilHealth.


Philhealth Contribution Table for OFWs:

OFWs or those under the Overseas Workers’ Program (OWP) shall pay Php 2,400.00 as their annual premium contribution to PhilHealth.  This is also applicable to land-based OFWs, whether documented or undocumented.  Payments may be made in two increments (Php 1,200 every six months) or the full amount of Php 2,400.

PhilHealth Contribution Table for Self-employed, Individually Paying Member:

  1. Members with monthly income of Php25,000 and below shall pay Php2,400 per year.
  2. Members with monthly income above Php25,000 shall pay Php3,600 per year.

Sponsored Program Members:

Whether fully or partially subsidized by the sponsor, members under this category shall pay an annual premium of Php2,400.




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