Tag Archive: PSA Marriage Certificate


Nov 12

Are you excited to receive this year’s 13th-month pay?  I know a lot of employees are eagerly awaiting the release of this yearly windfall.  It is always good to have extra funds for the holidays.

Today we will be sharing with you the top 10 things you need to know about your 13th-month pay.  If this is your first time to receive such, it is best that you are aware of its basic details such as the covered months of the pay, how it is computed, who are entitled to it, and when it should be released to the employees.

These pointers were lifted from the Handbook on Workers’ Statutory Monetary Benefits published by the DOLE.

  1. COVERAGE

All employers are required to pay their rank-and-file employees’ 13th-month pay, regardless of the nature of their employment and irrespective of the methods by which their wages are paid, provided they worked for at least one month during a calendar year.

The 13th-month pay should be given to the employees not later than December 24 or every year.

  1. DEFINITION OF RANK-AND-FILE EMPLOYEES

The Labor Code, as amended, distinguishes a rank-and-file employee from a managerial employee.  A managerial employee is one who is vested with powers or prerogatives to lay down and execute management policies and/or to hire, transfer, suspend, layoff, recall, discharge, assign, or discipline employees, or to effectively recommend such managerial actions.  All employees not falling within this definition are considered rank-and-file employees.

The above distinction shall be used as a guide for the purpose of determining who are rank-and-file employees entitled to the thirteenth-month pay.

  1. MINIMUM AMOUNT

The thirteenth-month pay shall not be less than 1/12th of the total basic salary earned by an employee in a calendar year.

What are included as basic salary?

  • Remunerations or earnings paid by his employer for services rendered.

What are NOT included as basic salary?

  • Allowances
  • Monetary benefits which are not considered or integrated as part of the regular or basic salary.
  • Cash equivalent of unused vacation leaves and sick leave credits, overtime pay, night shift differential, and holiday pay.
  • Cost of Living Allowance (COLA).

However, these salary-related benefits should be included as part of the basic salary in the computation of the 13th-month pay if these are treated as part of the basic salary of the employees, through individual or collective agreement, company practice, or policy.

  1. FORMULA AND COMPUTATION OF 13TH MONTH PAY

TOTAL BASIC SALARY EARNED DURING THE YEAR

——————————————————————      = PROPORTIONATE 13TH MONTH PAY

12 MONTHS

 EXEMPTED EMPLOYERS

The following types of employers are not covered by PD 851 (Presidential Decree 851 Requiring All Employers to Pay their Employees the 13th-month Pay):

  • The government and any of its political subdivisions, including government-owned and controlled corporations, except those corporations operating essentially as private subsidiaries of the government;
  • Employers who are already paying their employees 13th-month pay or more in a calendar year or its equivalent at the time of the issuance of the PD 851;
  • Persons in the personal service of another in relation to such workers; and
  • Employers of those who are paid on purely commission, boundary, or task basis, and those who are paid a fixed amount for performing specific work, irrespective of the time consumed in the performance thereof (except those workers who are paid on piece-rate basis, in which case their employer shall grant them 13th month pay).
  1. TIME OF PAYMENT

The 13th-month pay shall be paid not later than December 24 of every year.  An employer, however, may give to his or her employees one-half (1/2) of the 13th-month pay before the opening of the regular year and the remaining half on or before December 24 of every year.

The frequency of payment of this monetary benefit may be the subject of an agreement between the employer and the recognized/collective bargaining agent of the employees.

  1. 13th MONTH PAY FOR CERTAIN TYPES OF EMPLOYEES
  • Employees who are paid on piecework basis are entitled to the 13th-month pay.
  • Employees who are paid a fixed or guaranteed wage plus commission are also entitled to the 13th-month pay, based on their earnings during the calendar year (ex: on both their fixed or guaranteed wage and commission).
  • Employees with multiple employers.

Government employees working part-time in a private enterprise, including private educational institutions, as well as employees working in two or more private firms, whether on a full-time or part-time basis, are entitled to the 13th-month pay from all their private employers, regardless of their total earnings from each of their employers.

  1. 13TH MONTH PAY OF RESIGNED OR SEPARATED EMPLOYEE

An employee who has resigned or whose services are terminated at any time before the time of payment of the 13th-month pay is entitled to this monetary benefit in proportion to the length of time he or she has worked during the year, reckoned from the time he or she has started working during the calendar year up to the time of his or her resignation or termination from the service.

Thus, if he or she worked only from January to September, his or her proportionate 13th-month pay should be equal to 1/12th of his or her total basic salary earned during that period.

  1. NON-INCLUSION IN REGULAR WAGE

The 13th-month pay is not part of the regular wage of employees for purposes of determining overtime and premium payments, fringe benefits, contributions to the State Insurance Fund, Social Security System, National Health Insurance Program, and private retirement plans.

  1. COVERAGE FROM INCOME TAX OF THE 13TH MONTH PAY

The 13th-month pay and other benefits, such as productivity incentives and Christmas bonus, not exceeding Php 90,000.00 are exempted from taxation.

 

Sources:

National Wages and Productivity Commission (www.nwpc.dole.gov.ph)

Department of Labor and Employment (www.dole.gov.ph)

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Nov 5

PhilHealth members no longer need to guess how much of their hospital bills will be shouldered by PhilHealth.  With the Case Rate Search app, you can begin exploring the different medical cases and corresponding rates that are covered by PhilHealth and take the guesswork out of the entire billing process.

Before the app was made available, PhilHealth members would have to wait for the hospital’s billing department to facilitate their accounts before they can get a view of PhilHealth’s participation in their hospital bill.  This is a concern for most members and has even become a reason for others to refuse confinement.  When patients are unaware of how much of their bill PhilHealth will be paying, they become concerned with their expenses and decide against having themselves admitted for proper treatment and observation.

Although PhilHealth’s participation is not applied on the patient’s bill until the attending physician has given a final diagnosis, it is still best to have an advance view of the possible deductions that the patient can look forward to.  This serves as a guideline for the patient and his family, assuring them that they will not have to shoulder all of the medical expenses on their own.

To download the app, make sure your Android phone or tablet is connected to the internet.  Launch the Play Store app and search for the ‘PhilHealth ACR’ mobile application.  Tap on the ‘download’ button and wait until the app is successfully installed in your device.  Non-android users can access the search engine at the PhilHealth’s website at www.philhealth.gov.ph.  Downloading and use of the app is free of charge.

Tell us about your experience when using the PhilHealth Case Rate Search app!

 

Source: www.philhealth.gov.ph

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Oct 3

Since most (if not all!) first-time job applicants have very limited financial resources to support their job-hunting, the government is now pushing to get the First-time Jobseekers Assistance Act approved and implemented.  This bill seeks to waive the fees and charges on government documents and clearances that are required by offices and establishments from applicants.

When applying for a job, an applicant will be required to submit several documents as proof of their identity, residency, and legal clearance to engage in government or private employment.  These documents are issued with corresponding fees and charges that could be a bit hefty for a jobseeker’s limited budget.  Among these documents are (but not limited to these):

  • Police Clearance Certificate
  • National Bureau of Investigation (NBI) Clearance
  • Cedula (Community Tax Certificate)
  • Barangay Clearance
  • Medical Certificate from public hospitals
  • Work Permit (Mayor’s Permit)
  • Birth Certificate
  • Marriage Certificate
  • TIN
  • UMID

How much do these documents and clearances cost?

  • Police Clearance Certificate – Php 100
  • NBI Clearance – Php 130
  • Health Certificate – Php 300 to Php 500 (depends on the laboratory fees)
  • Work Permit (Mayor’s Permit) – Php 235
  • Pag-IBIG Number – Php 100
  • Birth Certificate – Php 155
  • Marriage Certificate – Php 155

If you are to secure all of the above, you have to at least have Php 1,175 for the documents and clearances alone.  This amount still does not include your food, transportation, printing, and photocopying expenses.

Should the bill be approved and signed into law, the above fees shall be waived and first-time job seekers can secure copies of these documents for free.  They need only to submit the certified true copy of their diplomas or certifications from academic, vocational, or technical institutions.  First-time job seekers include fresh graduates, students on leave from school and out-of-school youth.

The exemption from paying fees and charges may only be given to an individual once and does not include fees in connection with an application for licensure examinations such as those conducted by the Professional Regulation Commission, DFA, document authentication, Civil Service Commission exams, and applications for driver’s licenses.

What do you think of this proposed law?  Let us know!

Source: www.senate.gov.ph

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Sept 27

Good news to all SSS members!  We can now conveniently access our SSS membership information by simply swiping our phone’s screen and tapping on the SSS mobile app.

How does it work?

  1. Download the SSS Mobile App from Google Play Store (for Android users) and App Store (for Apple users). Your smartphone or tablet must be running on Android 4.4 Kitkat or higher and IOS 8.0 or higher. Downloading and using the mobile app is free of charge.
  2. Mobile users should log in using their existing My.SSS account’s user ID and password. If you still have not created an online SSS account, just tap on the “Register” button located at the mobile app’s sidebar.
  3. You should be connected to the internet through mobile data or wifi connection in order to use the SSS Mobile App.

What information can I access using the SSS mobile app?

You can view the following information when logged into your mobile app:

  1. Contribution status
  2. Sickness
  3. Maternity
  4. Disability and retirement claim information
  5. Employees’ Compensation (EC) Medical status
  6. Salary loan application status and outstanding balance
  7. Location of branch offices
  8. Documentary requirements for SSS membership
  9. Benefit claims application (including funeral and death)
  10. Personal data amendment
  11. UMID card enrollment

Are my information secured now that the mobile app is available to everyone?

Yes.  The SSS assures the public that the SSS Mobile App has its own security features and requires the entry of a user ID and password so that only the account owner would have access to his or her data.

For further information on the SSS Mobile App, you may visit the SSS website at www.sss.gov.ph or call the SSS Call Center Hotline at 02-920-6446 up to 55 or local toll-free number 1-800-10-2255-777.  You may also send an email to onlineserviceassistance@sss.gov.ph.

 

Source: www.sss.gov.ph

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Here are some tips that can help you make the most of your appointment with the DFA for your passport application or renewal.

Before applying for a Philippine passport:

  • All applicants should secure an online appointment when applying for a passport.
  • The public is advised to secure their passports prior to booking their flights.  Flight bookings should only be made if passports are still valid for at least six (6) months.
  • A confirmed appointment is required for all applicants except for those who would qualify for the courtesy lane.
  • Applicants are reminded to be on site not earlier than 30 minutes on their selected date and time of appointment at their chosen consular office.
  • Personal appearance is required for all applicants.
  • Please be warned that dealing with fixers is at your own risk and expense.
  • Prepare all the originals and photocopies of the documentary requirements for passport application.
  • To ensure entry to countries with strict dress codes, all applicants are required to wear decent clothing for passport photo capture.  Plunging necklines, sleeveless clothing, spaghetti strapped tops, see-through tops, sando, tube tops, halters and the like are prohibited.
  • Jewelry such as earrings and necklaces and colored contact lenses are not allowed during photo capturing;
  • The DFA adheres to “No Escort” policy; escorts shall be prohibited from entering the DFA consular premises to accompany the applicants.

After Applying for a Philippine passport:

  • The applicant shall bring the passport receipt for the release of their passport.  In case of lost passport receipt, an Affidavit of Loss is required.
  • Check if all the data on the passport are correct before leaving the Consular Office.
  • For applicants 13 years old and above, immediately affix the signature on the third page of the passport booklet upon receipt of the passport.  For minors 12 years old and below, leave it blank.
  • If the applicant cannot personally claim his/her passport, an immediate family member or an authorized representative shall present an Authorization Letter or a Special Power of Attorney respectively, to claim the passport in behalf of the applicant.  Both documents should contain the name and photocopy of the ID of the authorized individual.
  • Passports unclaimed after one hundred and eighty (180) days will be canceled per Department Order No. 37-03.
  • Do not staple anything on the passport booklet especially the covers as it may damage the electronic chip and render the epassport unreadable.

Source: http://consular.dfa.gov.ph/passport

Sept 12

Securing an appointment with the DFA to apply for a passport or have your old one renewed has proven to be quite a challenge for most.  Good thing the DFA has made courtesy lanes available for certain types of applicants.

Here is the list of requirements in order to be eligible for the DFA’s courtesy lanes:

  1. Senior Citizens (60 years old and over).
  • Senior citizens are allowed one companion.
  • The companion of the senior citizen must be an immediate family member (i.e. spouse, siblings, adult children, adult grandchildren, and children-in-law of the senior citizen and must show proof of relationship.
  • If the companion is not an immediate family member, the companion has to show proof of travel arrangements (e.g. confirmed plane or hotel booking) with the senior citizen to be able to avail of the courtesy lane facility.
  1. People with disabilities (PWDs) with proof of disability.
  • PWD is allowed one (1) companion.
  • The companion of the PWD must be an immediate family member, i.e. spouse, siblings, adult children, adult grandchildren, parents-in-law, and children-in-law of the PWD and must show proof of relationship.
  • If the companion is not an immediate family member, the companion has to show proof of travel arrangements (e.g. confirmed plane or hotel booking) with the PWD to be able to avail of the courtesy lane facility.
  1. Solo parent with valid solo parent card, and his/her minor children.
  2. Minors seven years old and below and his/her parents and minor siblings.
  3. Pregnant women
  • If pregnancy is not visible, the applicant must present medical certificate/records.
  1. Overseas Filipino Workers (Land and Sea-based) with valid proof of status, such as:
  • Valid iDOLE card
  • Valid employment contract
  • Valid work visa
  • Seaman’s book stamped at international border less than 365 days from the date of application.

Senior citizens, PWDs, solo parents, and their minor children, pregnant women, and OFWs have the option to choose from regular or expedited processing of their passport application.

The companion of the senior citizens and PWDs, minors seven years old and below, their parents and minor siblings, are to be assessed expedited processing fee because they are not entitled to use the courtesy lane; they are accommodated for their convenience.

All applications made on Saturdays – whether those entitled to use the Courtesy Lane Facility or those accommodated for their convenience – shall be assessed expedited processing fees based on the relevant provision of the Passport Act.

 

Source: http://consular.dfa.gov.ph

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Sept 06

Sa October 1, 2018, ang lahat ng PhilHealth members ay dapat nakakumpleto ng hindi bababa sa 9 months na contributions sa loob ng 12 months BEFORE or BAGO ang hospital confinement, upang magamit ang kanilang mga benepisyo.  Ito ang 9/12 rule na papalit sa 3/6 (3 months paid contributions within the last 6 months prior to confinement) rule na kasalukuyang sinusunod ng mga members at mga hospitals.

Paano ang pagbilang ng 9 months sa 9/12 rule?

Kung ang date of confinement mo ay October 2, 2018 (isang araw matapos mag effect ang 9/12 rule), bumilang ka ng 12 months pabalik, kasama ang buwan ng confinement (October).

  • 12 months: October 2018 to November 2017
  • Kailangang bayad ang contributions ng 9 na buwan between October 2018 to November 2017,
  • Hindi kailangang consecutive o sunod-sunod na buwan ang bayad; basta’t nakabuo ng at least 9 months na premium payments, eligible ang miyembro sa PhilHealth benefits.

Para sa lahat ng types ng PhilHealth members ba ang 9/12 rule?

Ito ay applicable sa lahat ng uri ng members MALIBAN SA MGA SUMUSUNOD:

  • Members na may Validity Dates ang PhilHealth cards tulad ng mga Sponsored Members, Land-based OFWs, at Indigent Members.

Magkano ang monthly PhilHealth contributions ng mga Individual Payors?

Mananatili sa Php 200 per month ang required monthly contribution (para sa P2,400 annually) at Php 300 per month (para sa Php 3,600 annually).

Ang mga employed, seafarers, at kasambahay members lamang ang nag increase ang monthly premium payments.

Tandaan:

Hindi tatanggapin ng PhilHealth ang same day settlement o ang mga miyembro na nag bayad ng kanilang contribution (para mabuo ang 9 months) sa mismong araw ng confinement.  Ibig sabihin, kahit nagbayad ka ng umaga ng October 2, 2018 at ikaw ma-admit sa hospital ng gabi ng parehong araw, hindi ico-consider ng PhilHealth na nakatupad ka sa 9/12 rule.  Kaya’t importanteng regular na nakakapag bayad ng contributions buwan-buwan para laging siguradong eligible ka, ano man ang mangyari.

Ang 9/12 rule ay mag-uumpisa sa October 1, 2018.

Source: www.philhealth.gov.ph

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Aug 22

Even Filipinos who work abroad, whether land-based or sea-based, must be covered by the Philippine Health Insurance Corporation or PhilHealth.

Here is a quick guide that can help OFWs stay updated on their membership:

How to register for membership:

  1. If currently in the Philippines:
  • Visit the nearest PhilHealth Regional Office, Local Health Insurance Office, PhilHealth Business Center, or PhilHealth Express outlet in your area.
  1. If currently overseas:
  • Visit any branch of the PhilHealth accredited collecting partners, iRemit, and Ventaja Corporation.
  • Access the Electronic Registration facility and follow the step-by-step procedure.
  • Download the PhilHealth Member Registration Form, fill out, and email to ofp@philhealth.gov.ph

Checking one’s Member Data Record:

To verify if your PhilHealth Member Data Record contains updated information about your membership profile and your list of qualified dependents, click on the Member Inquiry icon under the Online Services section, follow the log-in procedures and check on the accuracy of your member data.

Updating the Member Data Record

  1. Download the PhilHealth Member Registration Form.
  2. Click FOR UPDATING on the upper right-hand side of the form.
  3. Indicate the necessary revisions.
  4. Email the accomplished form to ofp@philhealth.gov.ph
  5. Await via email a copy of your updated Member Data Record.

Premium Contribution Rates

  1. For land-based OFW:
  • Based on the amount prescribed by the PhilHealth.
  • Minimum current rate is Php 2,400 per year.
  • This can be paid in advance for two years to five years, or depending on the duration of the employment contract with the overseas employer.
  1. For sea-based OFW:
    • The premium contribution rate is salary-based following the premium schedule for the Formal Economy.

Where to pay premium contributions:

  • Premium payments can be made overseas through any PhilHealth accredited collecting agents and tie-ups.
  • Payments may also be made at any accredited collecting partners in the Philippines or through PhilHealth Counter at the Philippine Overseas Employment Administration (Ortigas Ave., Mandaluyong City).

Notes for Filipino Seafarers

PhilHealth coverage need not end when your contract with manning agency ends.  If vacationing in the Philippines while waiting for contract renewal, sea-based OFW members should pay their premium contributions to ensure benefits availment should the need arises.

Source: www.philhealth.gov.ph

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Aug 15

Every cloud has a silver lining.

This adage could not have been more real (or literal!) to SSS and GSIS members whose properties, sources of income, and places of work have been devastated by the recent typhoons and monsoon rains that flooded areas in Metro Manila and Luzon provinces this weekend.

Last Monday, August 13, the SSS announced that they shall be accepting calamity loan applications for members who have been adversely affected by typhoons Henry, Inday, Josie, and the monsoon rains experienced last month and last weekend.  A qualified member may be granted up to Php 16,000 calamity loan while pensioners may receive up to three months’ worth of their monthly pension.

On the other hand, GSIS invites its government employee members to avail of the consolidated loan program which is equivalent to a member’s three to 14 months’ combined salary.

If your home or place of work is affected by the recent typhoons and monsoon rains, you may want to call or visit a GSIS or SSS office to inquire about your loan privileges.

Source: www.news.abs-cbn.com

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Aug 08

If the information in your passport is incorrect, such as the spelling of your name or the date of your birth, can you still use your passport to travel?

Some Pinoys do not have a middle name, can they still apply for a passport even if this is the case?

This is part 3 of our series on Passport FAQs!  Don’t fail to share!

Other Passport-related Inquiries

  1. My passport’s information is incorrect. My passport has a typographical error. What should I do?

If you notice an error in your passport, please go to the nearest Consular Office and inform them about the error so that it can be evaluated and rectified.  You may find the Consular Office nearest you at https://consular.dfa.gov.ph/directory

  1. Can I still use my maiden name in my passport even though I am married?

Yes, provided that you have not yet used your married name in any previous Philippine passport.

  1. What should I do, my name is on the DFA Watch List?

You may contact the Passport Division at passportconcerns@dfa.gov.ph

  1. When is a passport considered mutilated?

An ePassport is considered damaged or mutilated under the following conditions:

  • Data page or any information on it is rendered unreadable or has been torn removing any information from the page.
  • Passport chip has been damaged and is no longer readable.
  • Machine-readable zone (MRZ) is no longer readable or has been torn from the data page.
  • The photo on data page is no longer visible, has been tampered, or the quality is questionable.
  • Page/s have been torn out and are no longer available.
  • Cover has been unstitched from the booklet.
  • Stitching of booklet has been undone.
  • Booklet has been severely water-damaged/water-logged and/or visa stamps have bled out.

Should a passport be in any of the above conditions, the applicant must provide an Affidavit of Explanation.

  1. Can I apply for a passport even though I do not have a middle name?

Yes, as long as that is what is indicated in your birth certificate.

However, if you do have a middle name but it does not appear in your birth certificate, you need to have your birth certificate corrected first.  Please refer to https://psa.gov.ph/civilregistration/problems-and-solutions for the requirements and procedure.

Authentication of Documents (“Red Ribbon”)

  1. How do I get my documents authenticated?

Here is the procedure for authentication services:

Step 1: Fill out an application form (Maximum of 5 documents per application form).

Step 2: Present a valid ID upon submission of the documents to the processing window.

Step 3: Pay appropriate Authentication Fee (Php 100/document – 4 days processing / Php 200/document – 1 day) processing to the Cashier.

Step 4: Bring official receipt and claim the authenticated documents on the indicated release schedule.

For more details, please visit: http://consular.dfa.gov.ph/authentication

  1. Does authentication need an appointment?

No appointment is needed for authentication services.

  1. Where can I submit documents for authentication? / Are authentication services available on Saturdays?

Authentication services are available only at the following Consular Offices:

  • DFA Aseana
  • DFA NCR-Northeast (Ali Mall)
  • DFA NCR-East (SM Megamall)
  • DFA NCR-West (SM Manila)
  • DFA NCR-South (Metro Gaisano Alabang) and
  • DFA San Fernando, Pampanga

Yes, authentication services are available from Monday to Saturday.  But authenticated documents are released only from Monday to Friday.

DFA Aseana does not have authentication services on Saturday.

  1. Can I send a representative to have my documents authenticated for me? What are the requirements?

Applicants must file/claim their documents personally.  If you are unable to do so, you may send your authorized representative who may file/claim documents on your behalf.  Your authorized representative must present a Special Power of Attorney, a photocopy of the applicant’s valid ID bearing his/her signature and the representative’s own valid ID bearing his/her signature and one photocopy.

For more information, please visit: http://consular.dfa.gov.ph/requirements-for-authorized-representative

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