Tag Archive: Certificate of No Marriage


1 Jan 03 B

A CENOMARor Certificate of No Marriage is a primary documentary requirement for those who are planning to get married.  It serves as proof that you or your would-be spouse is legally single – never contracted marriage or a previous marriage has been annulled.  It basically tells you if you are free to marry another person.

The CENOMARfollows a 6-month validity period and may be needed as early as when you file your application for a marriage license.  There are two ways you can get a copy of your CENOMARfrom the PSA: you can either go directly to any PSA office near your area or you can order it online at PSAHelpline.ph and have it delivered to your home or office.

How to get your CENOMAR at the PSA:

Requirements:

  • Duly accomplished CENOMARapplication form.
  • Present at least one valid ID:
    • Company ID
    • SSS/GSIS/Philhealth/Pag-IBIG ID
    • Driver’s License
    • Passport
    • PRC ID
    • Senior Citizen’s ID
    • Voter’s ID
    • NBI Clearance
    • PhilPost ID
    • PWD ID
  • If you are getting the CENOMAR of another person, you need to present an authorization letter signed by the owner.
  • Prepare P210.00 per copy of CENOMAR as a processing/application fee.  Pay only at the PSA cashier and make sure you are issued a government receipt. Never transact with fixers.
  • The CENOMAR may be released to you on the same day or may take as long as 10 days.

How to get your CENOMAR online through PSAHelpline.ph

There are three ways you can order your PSA CENOMAR from PSAHelplinePSAHelpline:

A CENOMAR costs Php 465.00 when you order through PSAHelpline (through any of the above channels).  That amount already includes the processing and delivery fees.  You can pay right at the website using your Visa or Mastercard credit card or at any of their partner payment facilities:

  • PNB
  • Metrobank
  • BDO
  • Bayad Center
  • ecPay at 7-11 stores
  • Bancnet ATMs
  • TouchPay

When ordering online, make sure to provide all the complete and correct details of the owner of the CENOMAR, including the correct delivery address, a working email address, and mobile and landline numbers for quick coordination with the courier on the day of delivery.

While the website and chat facilities are user-friendly, you might want to pay closer attention to the delivery guidelines.  Due to the Data Privacy Act, the PSA has implemented stricter measures to ensure that these civil registry documents are only delivered to its rightful owners or their authorized representatives.

For your benefit, I am including the list of IDs and documents you need to be able to present to the courier upon delivery of your ordered CENOMAR:

What are the necessary requirements to be presented when receiving the documents upon delivery?

If the person receiving the document is the owner of legal age or any of the Authorized persons (legal spouse, father, mother, son, or daughter of legal age), he or she should present a signed valid original ID.

If the receiving party is not one of the authorized persons, he/she needs to present the following:

  • An original signed letter of authorization (LOA) from the certificate owner of legal age/authorized persons (legal spouse, father, mother, son, or daughter, of legal age).
  • To present a signed, valid, original ID of the owner of legal age/authorized persons (legal spouse, father, mother, son, or daughter, of legal age).
  • A photocopy of the signed, valid, original ID of the owner of legal age/authorized persons (legal spouse, father, mother, son, or daughter, of legal age).
  • A photocopy of the signed valid original ID of the authorized representative.

Again, don’t wait until the last minute before you get a copy of your PSA certificates.  Always keep a copy in your files because you never know when you might need it for your transactions.

Sources:

www.psa.gov.ph

www.psahelpline.ph

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Apr 24

About 2 weeks ago, while I was trying to withdraw funds from my savings account, my ATM card was captured by the machine.  I called my bank immediately to report the incident and was told to wait by the machine in case it spews my card back out.  It didn’t.  Finally, the agent asked me if my ATM is EMV-enabled.  I was not familiar with the term; she said an EMV-enabled card must have a chip embedded in it.

I said, no.  My card was the regular card with the magnetic strip at the back.  She then proceeded to explain that my card was not captured by accident.  The machine that I used was calibrated to capture and destroy ATM cards that are not EMV-enabled.  All I need to do now is visit a branch of my bank and request for a new ATM card, one that has the EMV chip.

What is an EMV chip and why are banks encouraging its depositors to switch to this new technology? 

Since we are on the subject of identity fraud and all these types of personal information security, we decided to feature the five reasons why it is important to have all your ATM cards changed to the EMV-enabled version.

EMV, or Europay, MasterCard, and Visa, provide added security for credit and debit card users.  This is especially important if you like purchasing online where all your payment information is made available for just about anyone to intercept.  The EMV makes “swiping” cards a thing of the past; the term often used now is “insert your card” so the machine could read the EMV.

So why have all your ATM cards changed to EMV cards?  Read this!

  1. EMV allows more secure card-present transactions.

EMV smart cards offer better transaction security to all parties involved in the payment process.  While traditional magnetic stripe cards store all of your information in a single magnetic stripe (and a simple swipe is all it needs to complete a transaction), it also makes it easier for skimmers to intercept this information to create clones of your card.

EMV cards store your information in microprocessor smart chips that are encrypted to protect your data.  Unlike the magnetic stripe cards that leave all your card information available to just about anyone after a swipe, EMV chips make it more difficult to acquire and copy your data.  Encrypted information requires a certain technology in order for all stored data to be duplicated.

EMV cards also have various options for cardholder verification, unlike the magnetic cards where merchants only rely on your signature and any valid ID you can present – both can be copied and faked.

  1. EMV supports contact, contactless, and mobile transaction types.

EMV technology enables contactless transactions where cardholders tap their cards against the terminal.

Contact payments, such as the ones done in grocery counters, require the card to be inserted into the terminal for the duration of the transaction.

A more advanced feature of the EMV technology is the fast mobile wallet payment which allows customers to wave their smartphones over a terminal rather than dipping or tapping a card to a terminal.

  1. EMV is a global standard.

The Banko Sentral has ordered banks to issue EMV cards to all clients by June 2018.  This is a hard deadline that all banks must implement among its depositors.  If your ATM is not yet EMV-enabled, go visit your bank immediately to avoid the rush.

  1. Better information storage.

Since EMV chips are capable of storing more of your personal information, your identity as the owner and user of the card is likewise broader.  Unlike when using a magnetic stripe card where merchants only rely on your signature as proof of your identity, an EMV-enabled card provides more options to ensure that the card being used for the transaction is not stolen or duplicated.

  1. EMV systems can operate in offline mode.

EMV cards can perform offline transaction verification and offline cardholder verification.  This is one of the breakthroughs of the EMV technology that makes the magstripe cards look like play money.  EMV terminals can be configured to accept offline PIN codes, improving transaction security without requiring an online connection to banking systems.

If your card is not yet EMV-enabled, contact your bank now and ask how you can have your cards replaced with new ones.  If your old card gets captured in an ATM, don’t panic!  If your card is still magstripe, chances are it was captured more for your protection than anything else.  🙂

Share this with your loved ones!

Chips And Nibblers (1)

Closet Queen

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Apr 23 (1)

I attended a brief lecture on RA 10173, or more popularly known as the Data Privacy Act, last Friday.  It is always enlightening to listen to someone who can simplify complicated documents such as Republic Acts and IRRs.  It helps ordinary people like myself understand how a particular law works and how I, as a citizen of this country, can benefit from it.

There were a lot of salient points that I gathered from last Friday’s lecture; but there were seven items that stood out from the rest.  Probably because these are daily, ordinary information about myself that I readily give out to almost anyone who would ask for it.  Little did I know that these are anything but ordinary information as these are unique details about myself and anyone who gets a hold of it could use it for fraudulent activities and ruin my name.

RA 10173 defines these personal information as sensitive.  This means that any party who wishes to obtain these information from you or about you, must inform you properly, specify why they need your information, and must be granted your consent.  Except when you are entering into a contractual agreement, you actually have the right to refuse giving out these personal information.

So what are these seven sensitive, personal and privileged information that we are not supposed to be sharing around with just anyone?  Read on!

  1. A person’s RACE or ETHNIC ORIGIN

Your race is different from your nationality.  All of us are Filipinos, but each of us has our own ethnic origin.  It is our primary sense of belonging to an ethnic group.

Tagalog ka ba?  Ilokano?  Kapampangan ka ba?

These are common questions we ask each other when we are trying to get to know a person.  It is common for Pinoys to identify themselves with the bayan or town where they were born or where their ancestors are from.  Sadly, it has also become a root cause of discrimination and bullying among the younger generation.

You have the right to withhold this information if you feel uncomfortable sharing it with others.

  1. A person’s MARITAL STATUS

Are you married?

Why are you still single?

I thought you married so and so?

These are not just downright rude questions to ask someone, it is also technically prohibited by law.  Unless the person you are asking is transacting some kind of business or application with you and his marital status is an imperative information to fulfill the transaction, then you have no business asking a person if he or she is married.

In the past, anybody can go to the PSA office (formerly NSO) and request for a copy of your Certificate of No Marriage (or CENOMAR).  This is one way of making sure that the person you are planning to marry has the legal capacity to do so.  You can no longer do this now.  In a memo issued by the PSA last year, only the following may be issued copies of Certificate of Death, Certificate of Marriage, and Certificate of No Marriage of a particular person:

  • The owner himself or through a duly authorized representative;
  • His/her spouse, parent, direct descendants, guardian, or institution legally in-charge of him/her, if minor;
  • The court or proper public official whenever absolutely necessary in administrative, judicial, or other official proceedings to determine the identity of a person;
  • In case of the person’s death, the nearest of kin.

A good answer to the question, may asawa ka na ba?  would be: Why do you want to know?

3. A person’s AGE

Ilang taon ka na nga?

I thought you’re so and so years old already?!

At a certain age, a person will find it difficult, even unnecessary, to reveal his age.  We all need to learn to respect that.

Especially now that it is classified by law as sensitive information.

  1. A person’s RELIGIOUS, PHILOSOPHICAL, or POLITICAL affiliations.

Only in the Philippines will you find people talking about their religious affiliations over dinner, drinks, and even during office meetings, like it’s just some movie they saw during the weekend.

Iglesia ka ba?  Katoliko ka?

Your religion, or lack of it, is a sensitive information.  Be careful who you tell about your faith as this could be used to invade your privacy.

  1. A person’s HEALTH CONDITION

It baffles me how some people are still able to announce to the digital world that they are sick (posts a photo of his digital thermometer that reads 38.5), in pain (major headache, aaarggh!), or worse, in an emergency room (posts a photo of his hand injected with an IV drip) when they are supposedly sick, in pain, and worse, confined in a hospital bed!

Your health, and illnesses, and injuries, and other information discussed to you by your Physician are all sensitive information.  There is a reason a doctor’s office is kept closed when a patient is consulting with him; all the information that he will be reading to the patient, based on the lab tests, x-rays, CT scans, and other procedures are SENSITIVE.

Don’t go around taking photos of your lab results and prescriptions and posting these on social media.  On the other hand, you have no business finding out whether a person is suffering from a certain kind of illness or is being treated for a particular disease unless your job requires you to find out.  Even then, you need the consent of the person before you gather such information.

Your health is a sensitive matter.  Keep it to yourself.

  1. A person’s EDUCATIONAL ATTAINMENT

Hindi ka ba nakatapos?

Ano bang natapos mo?

Only when you are filling out forms that require you to reveal your educational attainment should you disclose this sensitive information.

  1. A person’s GENETIC or SEXUAL PREFERENCES

Even without the lecture, I know better than to ask about a person’s sexual preference.  Whether it is obvious in the person’s demeanor, or if gossip and hearsay are all I have as bases, I know I should not be prying into a person’s sexual identity.

You are not compelled to reveal your sexual preference(s).  Personally, I do not see any reason why a document or any kind of transaction would want this information too.

 

Share this with your family, especially your kids who are exposed to the internet most of the time.  Social media, online games, online shopping sites, and all these pages that we visit on a daily basis can be used to obtain our personal information if we are not careful.  Often, these are disguised as innocent-looking pop-up windows asking for your name and location, or electronic forms that you need to fill out in order to qualify for some raffle.  Be vigilant against these kinds of fraudulent activities.

Never give out your personal information to just anyone.

 

Reference:

www.officialgazette.gov

Chips And Nibblers (1)

Closet Queen

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How Often Should I Get A BC

When I had my MRP passport renewed two weeks ago, I was required to bring a copy of my PSA birth certificate.  As the one I had on file is already a bit old (with tears on the corners and some entries have faded over time), I was left with no choice but to have a new, fresh copy delivered to me instead.  I was glad to have an excuse to finally secure a new copy of my birth certificate.  I received my order from PSAHelpline.ph after two days, in time for my appointment with the DFA.

I prepared a photocopy of my birth certificate and brought the original one for verification.  When the interviewer took my documents, I was surprised to find out that they will also be keeping the original copy of my PSA birth certificate (apart from the photocopy that I prepared).  I asked the interviewer why they need to take the original copy; she said that since I am renewing an MRP passport, my renewal is considered a new application and therefore, they need to collect the original copy of my identification (the birth certificate).  I offered the old copy of my birth certificate (the frayed one) instead but she said that the DFA requires the document to be in the most recent SECPA (Security Paper).  I had no choice but to surrender the brand new copy of my birth certificate.

When I left the DFA office, I was both happy and disappointed: happy because I’ve crossed out one major item from the to-do list (get your passport renewed), disappointed because I again do not have a copy of my PSA birth certificate.

Before I placed a new order to have my PSA document delivered, I searched online if there are any differences with the old copy I got from NSO before and the new one that I submitted to the DFA.  I just wanted to understand why the DFA would not honor the NSO copy I was offering them.

I came across a press statement made by PSA, explaining that birth certificates do not have “expiration dates” (unlike Certificate of No Marriage which is only valid for six months) because the details contained in this document do not change and cannot be altered.  Even when there have been changes in the details (like correction of misspelled entries, changes in names, legitimation), these are indicated only as annotations on the original copy.

If there had been any changes on the copies (if I were to compare the old copy from NSO and new one I got recently), it would only be the color of the Security Paper and the new logo of the PSA.  According to the press statement, these changes are implemented to prevent the spread of fake PSA birth certificates.  The new features of the document do not nullify the validity of an old copy you may already have in your files.  Whichever copy you are holding, whether sealed with the logo of the former NSO or the new PSA, you can be sure that it is a valid copy of your birth certificate as long as it was acquired through an authorized PSA partner like PSAHelpline.ph.

The PSA also emphasized that they do not have control over the specific requirements of agencies and establishments that require “updated” copies of PSA birth certificates (like DFA).  There are a multitude of reasons why some offices require that we execute new copies of our documents, including birth certificates.

So that answered my question.

After this experience, I ordered two copies of my PSA birth certificate: one for my files and the other as a ready document should I be required to submit an original copy anytime soon.

I suggest you do the same so you can always be sure that you have a copy of your birth certificate on file.

The PSAHelpline.ph delivers your PSA documents in two to three days.  You may visit their website or call their hotline at 02-737-1111.

Source: https://psa.gov.ph/content/press-statement-issue-civil-registry-documents-such-birth-death-and-marriage-certificates

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Cenomar After Annulment

Bonjour!  Mabuhay!

One of the most commonly asked questions regarding CENOMAR (or Certificate of No Marriage or Certificate of Singleness) is:  What appears on the CENOMAR if the owner has had his previous marriage annulled?

Let us find out.

According to the Philippine Statistics Authority (PSA), a CENOMAR is a certificate issued by the NSO stating that a person HAS NOT contracted any marriage.  It is also referred to as Certificate of No Record of Marriage or Certificate of Singleness.

Ang taong hindi pa nakasal kahit kalian ay mabibigyan ng CENOMAR at doon makikita na sya nga ay single pa.  Ito ang proof na hindi pa sya nakasal.  Para sa mga nakasal na, ang details ng kanilang kasal ay makikita din sa kanilang CENOMAR – katunayan na hindi na sila “single”.

Hindi naman kasama ang CENOMAR sa mga documentary requirements ng pagkuha ng marriage license o sa pagpapakasal.  However, meron nang mga ilang LCR offices na nanghihingi ng kopya nito bago ma-process ang application for marriage license ng mga gustong magpakasal; ganun din ang mga parish kung saan balak magpakasal ng mga applicant.

According to www.verifiedph.com, kung annulled ang previous marriage, ang lalabas sa CENOMAR later on would be the details of his previous marriage (including the name of the spouse and the date of marriage).  Kung annulled na ang nasabing kasal, magkakaroon din ng annotation sa kopya ng CENOMAR pertaining to the annulment.

Ang hindi mangyayari ay ang makakuha pang muli ang taong ito ng malinis na CENOMAR na magsasabing hindi pa sya nakasal.

If you have a previous marriage and have gotten it annulled and are now planning on settling down with a different person, mabuting mag request ka na ng kopya ng CENOMAR mo six months before your planned wedding.  Pwede kang mag order online through www.nsohelpline.com or call (02) 737-1111 and have a copy delivered to you.  Kahit hindi ito required, mas mabuting sigurado ka na tama at accurate ang mga details and annotations na nakalagay sa iyong CENOMAR.  Do not wait until the last minute to fix any oversights or have the CENOMAR updated.

I hope these information helped.  Sharing is caring!

MARRIAGE ANNULMENT - MASTER CTIZEN

Bonjour!  Mabuhay!

The internet is abuzz with a recent announcement from the Vatican: Church annulment is now simplified, with bishops now empowered to judge the annulment cases themselves.  What’s more, the process is made more affordable, if not for free, addressing the prohibitive costs of an annulment and therefore, making it available to anyone seeking to nullify his or her marriage.

Does this mean we no longer need costly lawyers and lengthy court hearings to annul a marriage?  Let’s take a look at what family lawyer, Atty. Lorna Kapunan, has to say about this topic.

In her interview with DZMM, Atty. Kapunan emphasized on the difference between Church Annulment and Civil Annulment.  The facts below were lifted from her interview and can be read in full here: http://www.abs-cbnnews.com/focus/09/13/15/how-much-does-annulment-cost

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“Ang may legal consequence, ang may epekto, ay civil annulment.  Kung nagpa-church annulment ka without a civil annulment, before the eyes of the law, may asawa ka pa rin.”

What does this mean?

According to Atty. Kapunan, a church annulment does not have the same effect as a civil annulment because of the principle of the separation of the Church and the State.

Therefore, kung gusto mong magpa-annul, you still have to undergo the civil processes.  Unlike the church annulment, a civil annulment costs money.  Lots of it.

On Cost

Dahil sa term na “declaration of nullity of marriage”, an annulment is not just a legal conclusion.  Kailangang ito ay conclusion ng isang eksperto.  At dahil dito, kailangan mo din ng licensed psychologist o psychiatrist, bukod sa abogado mo.  A psychologist or psychiatrist charges between P100,000 to P150,000 para sa annulment cases.  Ang mga abogado naman ay maaaring mag charge ng at least P100,000 plus appearance fees.

On Speed

Since there are few family courts, couples seeking annulment need to “wait in line”.  Case hearing can only be as frequent as once every three or six months.

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Based on my own research, speed on resolution is one of the Church’s main agenda in creating the reformed annulment processes.  Especially for cases of spousal abuse and extramarital affairs, bishops are given the ability to fast-track the annulments.  The entire process should be completed in 45 days after nominal and administrative fees have been settled.  We all know na hindi ganito ang case sa civil annulment.

May mga pagkakaiba din sa listahan ng grounds for civil annulment at ng church annulment.  It is interesting to explore this topic para makita kung gaano kalayo o kalapit ang ideas ng church at ng state pagdating sa kasal at paghihiwalay ng mag-asawa.  I will blog about this soon, watch out for that.

Sa usaping kasal at annulment, hindi nawawala ang mga documents.  At isa sa mga pinaka importanteng document na kailangang meron ka para ma-prove na ikaw ay single, hindi pa nakasal, or nakasal noon pero annulled na ngayon, ay ang CENOMAR.  It pays to have a ready copy of this important document.  My friend had hers delivered by ordering online at www.nsohelpline.com.  Kung hindi ka naman comfortable sa online ordering, pwede mo din silang tawagan sa (02) 737-1111.

Thanks for dropping by.  Sharing is caring!

Bonjour. Mabuhay.

Planning on getting married soon? You do know that a crucial part of the preparation is securing a marriage license in order to make the wedding official and valid. So I’m going to put out a series of areas and the requirements needed in securing a marriage license in these featured areas.

marriage-license2_460x300

Let’s start with the City of Manila:

REQUIREMENTS FOR MARRIAGE LICENSE (MANILA)

(Personal Appearance of the applicant is required)

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  1. Applicants between 18-21 years Old

– 1.1 Birth Certificate-  (Born in Manila) Latest Certified Local Copy / (Born outside Manila)  NSO Copy (get one online at www.NSOHelpline.com) / Latest Original Copy of Baptismal (If no record of birth )

– 1.2 Latest Certificate of No Marriage (CENOMAR) (get one online at www.NSOHelpline.com)

– 1.3 Valid ID w/ Address in Manila – Original & Xerox

– 1.4 Parental Consent – Parent (Father, Mother or Guardian in the order mention) to come personally with valid ID (Original & Xerox)

– 1.5 Marriage Counseling   – Manila Health Dept. & MSWD

*Parental consent provided for under Art.14 of the Family Code of the Philippines

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  1. Applicants between 21-25 years old

– 2.1 Birth Certificate –  (Born in Manila) Latest Certified Local Copy / (Born outside Manila)  NSO  Copy (get one online at www.NSOHelpline.com) / Latest Original copy of Baptismal (if no record of Birth)

– 2.2 Latest Certificate of No Marriage (CENOMAR) (get one online at www.NSOHelpline.com)

– 2.3 Valid ID w/ Address in Manila –Original & Xerox

– 2.4 Parental Advice  – Both Parents must come personally w/ valid ID (Original & Xerox)

– 2.5 Marriage Counseling – Manila Health Dept. & MSWD

* Parental Advice – If not obtain or unfavorable, Marriage License shall not be issued till after 3 mos. following the completion of the publication of the application.

A sworn statement of the contracting parties must likewise be submitted indicating therein that the parents refuse to give advice.

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  1. Applicants above 25 yrs. Old

– 3.1 Birth Certificate –  (Born in Manila) Latest Certified Local Copy / (Born outside Manila) NSO Copy (get one online at www.NSOHelpline.com) / Latest Original Copy of Baptismal (If no record of birth)

– 3.2 Latest Certificate of No Marriage (CENOMAR) (get one online at www.NSOHelpline.com)

– 3.3 Valid ID w/ address in Manila (original & xerox)

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  1. Foreigner  or Former Filipino Citizen but is now Naturalized Citizen of other country

– 4.1 Legal Capacity to marry to be issued by their Respective Embassy here in the Phil.

– 4.2 Passport – Original & Xerox

* If one of the applicants is a former Filipino Citizen and a Divorcee or Foreign National formerly married to a Filipino, SUBMIT Judicial Recognition of the absolute decree of divorce obtained abroad of his/her previous marriage.

SOURCE: http://manila.gov.ph/services/civil-registry/

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I hope this helps planning couples who are setting their sights on getting married in the city of Manila. There are a lot of churches and gardens and venues where you can celebrate your big day in the capital city. So plan ahead and plan smart. enjoy your big day.

MC

Bonjour. Mabuhay.

Just want to know if you find a Certificate of No Marriage (CENOMAR) useful for you as you prepare to get married.

We might be surprised of the results we find.

Bonjour.  Mabuhay.

Want to know what a CENOMAR is?

Kung ikaw ay magpapakasal at nais mong malaman kung nag iyong magiging asawa ay hindi pa kinakasal kahit kailan, CENOMAR ang dapat mong i-request. Pinapakita nito ang record ng mga posibleng kasal (o mga kasal) na pinasok ng iyong magiging kabiyak.

Mas ok na yung sigurado 🙂

Here are some facts on what and how to get a Certificate of No Marriage or otherwise known as Certificate of SIngleness.

A Certificate of No Marriage Record (CENOMAR) from the National Statistics Office (NSO) is simply what its name implies. It is a certification issued by the NSO stating that a person has not contracted any marriage. Also called a certificate of No Record of Marriage or Certificate of Singleness.

In legal definitions for interpersonal status, a single person is someone who has never been married. A person who was previously married and was divorced or widowed is usually considered an “unmarried” person. If a marriage is annulled, however, or it is found to have been void ab initio (i.e. not valid in law to start with), and assuming the person was not married previously, that individual is single, rather than unmarried.

When requesting for a CENOMAR, the interested party shall provide the following information to facilitate verification and issuance of certification.

How to request for a No Record of Marriage

  1. Complete name of the person
  2. Complete name of the father
  3. Complete maiden name of the mother
  4. Date of birth
  5. Place of birth
  6. Complete name and address of the requesting party
  7. Number or copies needed
  8. Purpose for the certification

Source: http://www.census.gov.ph/data/civilreg/civapfaq.html

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