Tag Archive: PSA Delivery


07 - 24 -1 (1)

It has been more than a year since we featured House Bill No. 5060 or the Philippine Identification System Act.  This is the bill that will require all Filipinos to be issued a national identification card that will serve as their main identification for all government transactions, claims, use of government-mandated benefits, and applying for clearances from the NBI and PNP.   At that time, the said bill has just been signed and approved by the House of Representatives and was passed on to the Senate for deliberation.

While the country is eagerly awaiting the finality the National ID System Act, the Department of Finance (DOF) came up with an additional proposal to tap the ID as a means to determine an individual’s privilege to certain subsidies, discounts, and tax exemptions under the law.

How do these additional parameters affect the National ID System’s initial purpose?

Apart from the National ID being an all-in-one valid ID (except as a Driver’s License and Passport), the DOF is proposing that it contain biometrics data to determine a citizen’s entitlement to certain subsidies and benefits provided by the government.

For example, if a PWD is entitled to discounts on medicines, fare, and education, his (national) ID alone should be enough to determine his eligibility for such discounts.  Another possibility that the DOF is looking at is to activate an EMV (Europay-Mastercard-Visa) chip in the card.  Through this chip, the card can double as an ATM card where the owner may receive cash subsidies from the government, if he or she is legally entitled to such benefits.  It simplifies the identification and benefits disbursement process, both for the government and the recipient.

Do these new proposals affect the anticipated release and distribution of the IDs?

It does.

The issuance of the IDs will be done in batches.  Since the DOF has expressed its intention of tapping the National ID to address the long process of applying and claiming benefits for individuals with special needs, senior citizens and persons with disabilities are seen to be the first recipients of these IDs.  Soon after, members of the 5.2 million poor households that are not yet covered by the conditional cash transfer program of the DSWD will follow.

All in all, the government plans to provide IDs to the more than 100 million Filipinos in two years’ time, after the bill is enacted into law.

Who will issue the IDs?

The Philippine Statistics Authority (PSA) shall be responsible for the proper issuance of the ID cards.

We will keep this thread updated on the progress of the proposed National ID System.  If you have any questions or related information you would like to share, please feel free to send us a message.  We will do our best to find the answers for you.

Sources:

www.psa.gov.ph

www.dof.gov.ph

www.philstar.com

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07 - 17

A leading cause of traffic jams and road mishaps are drivers who deliberately disobey traffic rules.  It could be as uncomplicated as tailgating another vehicle, to overtaking on single or double white lines, to beating red lights especially when there are no traffic enforcers around.

If drivers knew how much they would have to pay, apart from the damages they could cause others because of their negligence, they would probably be a lot more careful on the road.

Our fourth installment in this series will focus on fines and penalties for Frauds and Falsities, and Traffic Violations.  Read on!

1. Frauds and Falsities

Violation Fines and Penalties (Php)
1. Use of fake plates / sticklers / pursuant documents 2,000 to 4,000 to be imposed upon the owner and / or driver of the subject MV.
2. Misrepresenting a copy of a document pertinent to a motor vehicle before the Traffic Adjudication Services 1,500 to be imposed upon the driver or owner.

2. Traffic Violations

Violation Fines and Penalties (Php)
1. Parking

a. Within an intersection

b. Within 5 meters of the intersection

c. 4 meters from the driveway entrance

d. Within 4 meters from a fire hydrant

e. In front of a private driveway

f. On the roadway side of any unmoving or parked MV at the curb edge of the highway.

g. At any place where signs of prohibitions have been installed.

200
2. Reckless Driving

Such as but not limited to the following:

a. Disregarding Traffic Signs

–  Failure to yield right-of-way;

– Failure to yield right-of-way to ambulance police or fire department vehicles;

– Failure to yield right-of-way at a “through highway” or a “stop intersection”

– Failure to give proper signal

– Illegal turn

– Failure to stop motor vehicle and notch handbrake of motor vehicle when unattended

– Unsafe towing.

b. Allowing passenger on top or cover of a motor vehicle except in a truck helper.

c. Failure to provide canvass cover to cargos or freight of trucks requiring the same.

d. Permitting passenger to ride on running board stepboard or mudguard of MV while in motion.

e. Driving for hire motor vehicles in slippers.

f. Driving in a place not intended for traffic or into place not allowed for parking.

g. Hitching or permitting a person or a bicycle, tricycle or skate roller to hitch a motor vehicle.

h. Driving against traffic.

i. Illegal overtaking.

j. Overtaking at unsafe distance.

k. Cutting an overtaking vehicle.

l. Failure to give way to an overtaking vehicle.

m. Increasing speed when being overtaken.

n. Overtaking when left side is not visible or clear of oncoming traffic.

o. Overtaking upon a crest of a grade.

p. Overtaking upon a curve.

q. Overtaking at any railway grade crossing.

r. Overtaking at any intersection.

s. Overtaking between “men working” or “caution” signs.

t. Overtaking at no overtaking zone.

u. Failure to yield the right-of-way.

v. Failure to stop traversing a “through a highway or railroad” crossing.

1,000 – 1st offense

1,500 – 2nd offense and suspension of DL for two months.

2,000 – 3rd offense and suspension of DL for six months

5,000 – succeeding offense and revocation of DL

3. Obstruction

Obstructing the free passage of other vehicles on the highway while discharging or taking passengers or loading and unloading freight, or driving a motor vehicle is such a manner as to obstruct or impede the passage of any vehicle.

200

In our final article, we will feature the violations involving taxi units and other non-traffic violations that can still be fined and penalized by LTO and MMDA.

If you have questions about the LTO, traffic rules, fines and penalties, send us a short message and we will do our best to find the answers for you.

Source: www.lto.gov.ph

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07 - 14

Our third installment on our LTO Fines and Penalties series is all about limits on cargo weight and illegal operation of motor vehicles, more particularly those that are used as public conveyance.  The fines are exorbitant, so make sure you stay within the limits set by the LTO and the MMDA if you belong in these categories.

Read on!

  1. Weights and Load Limits
Violation Fines and Penalties (Php)
1. Load extending beyond the projected without permit 500 – to be imposed upon the driver.
2. Axle overloading An amount equivalent to 25% of MVUC at the time of infringement on owner/operator or driver of trucks and trailers for loading beyond their registered gross weight, vehicle weight.  The penalty shall be waived for loads exceeding the registered GVW by a tolerance of less than 5%.  No motor vehicle shall be allowed to proceed on the roadway if either a dual-wheel axle load shall exceed 13,500 kgs. Or the vehicle load exceeds 150% of the maximum allowable gross weight.
3. Operating a passenger trtuck (bus) with cargo exceeding 160 kgs. 300 – to be imposed upon either the driver / operator / conductor.
4. Allowing more passenger and / or freight or cargo in excess of carrying capacity of MV 300 – to be imposed upon either the driver / operator or conductor.
5. Baggage or freight carried on top of truck exceeds 20 kgs. per square meter and not distributed in such a manner as not to endanger the passenger or stability of the truck. 400

2. Prohibited or Illegal Operation of Motor Vehicles

Violation Fines and Penalties (Php)
1. Out of line For Operators / Owners

 

1st offense – 6,000 for and additional 1,500 per day reckoned from the day of apprehension until the case was settled and suspension of registration and / or impoundment of MV for three months.

 

2nd offense – 6,000 and additional 2,000 per day reckoned from the day of apprehension until the case was settled and suspension of registration and / or impoundment of MV for six months.

 

3rd offense – 6,000 and additional 2,500 per day reckoned from the day of apprehension until the case was settled, revocation of registration and forever banned from applying for a franchise and / or revocation of franchise if franchise holder.

 

For Drivers:

 

1st offense – 250 and suspension of DL for three months.

2nd offense – 500 and suspension of DL for six months.

3rd offense – 750 and suspension of DL for one year.

2. Colorum Operation For operators and owners:

 

1st offense – 6,000 and additional 1,500 per day reckoned from the day of apprehension until the case was settled and suspension of registration and / or impoundment of MV for three months.

 

2nd offense – 6,000 and additional 2,000 per day reckoned from the day of apprehension until the case was settled and suspension of registration and / or impoundment of MV for six months.

 

3rd offense – 6,000 and additional 2,500 per day reckoned from the day of apprehension until the case was settled, revocation of registration and forever banned from applying for a franchise and / or revocation of franchise if franchise holder.

 

For drivers:

 

1st offense – 250 and suspension of DL for three months.

 

2nd offense – 500 and suspension of DL for six months.

 

3rd offense – 750 and suspension of DL for one year

3. Operating a motor vehicle with expired franchise (CPC) Driver – 500

Operator / owner / possessor of MV – 1,000 per day from the date of expiry to date of the CPC.

–          The place, OR/CR of the subject MV shall be suspended for 6 months from the date of apprehension in addition to the fines.

4. Operating or using a “for hire” motor vehicle different from its types of service mentioned in the CPC. First Offense:

For driver – 1,000

For operator – 3,000

 

–          For hire MOTOR VEHICLES used by the members of the family of the operator, during emergency cases is allowed.

 

Second offense:

For driver – 2,000

For operator – 4,000

 

–          And suspension of plates, OR/CR for six months

 

For subsequent offenses and suspension of DL, plate, OR/CR for one year

For driver – 3,000

For operator – 5,000

 

Next week, we will tackle violations on franchising and traffic policies.

If you have questions on LTO fines and penalties, send us a message and we will do our best to find the answers for you.

Source: www.lto.gov.ph

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07 - 13

In the second installment of our series on LTO Fines and Penalties for erring drivers, please take note that this includes offenses committed by public utility drivers and operators.

Today, we are going to feature violations in connection with number plates, equipment, parts, accessories, devices, and markings of motor vehicles.  Lady drivers are strongly advised to go over this list too.

  1. Violations in Connection with Number Plates
VIOLATION PENALTIES (PHP)
1. MV number plates not firmly attached. 200
2. Obscure plates. 200
3. License plates different from body number on Public Utility Motor Vehicle. 500
4. Improper display of a motor vehicle permanent plate. 500
5. Display / Use of an expired commemorative plates or stickers. 2,000
6. Tampered / Marked plates or stickers. 2,000
7. Illegal transfer or use of MV regularly issued MV plates, tags or stickers except security plates on authorized motor vehicle. 10,000

–          Owners/operators are conclusively presumed to have committed the illegal transfer.

–          Drivers of MV involved in illegal transfer of plates or stickers shall suffer the suspension of their DL for three months.

–          If the MV with illegal transferred plates or stickers is used in the commission of a crime, its owner shall suffer the penalty of P12,000 fine and suspension of plates and registration certificate and Official Receipt for two years.

 

2. Violations Relative to Equipment, Parts, Accessories, Devices, and Markings of Motor Vehicles.

VIOLATION PENALTIES (PHP)
1. Operating MV with metallic tires in any public highways. 5,000
2. Defective brakes. 500
3. Use or installation of unnecessary lights in front and rear of a motor vehicle 300
4. Operating motor vehicle without head, tail, plate, and / or brake lights. 300
5. Without muffler 150
6. Without wiper 150
7. Dirty or unsightly or unsanitary MV 300
8. Dilapidated or defective MV 1,000

–          To hold release of plates until defect is corrected.

9. Failure to paint or improper painting of authorized route our PUJ, Filcabs, Shuttle Services, trucks for hire, taxis, and similar for hire motor vehicles operating with fixed routes. 500

–          To hold plates until defect is correct.

10. Non-painting of business or trade name. 500

–          To hold plates until defect is corrected.

11. Use of unauthorized or improvised plates. 300
12. Without or defective hand brakes. 200

–          To hold plates pending correction of defect.

13. Without or defective speedometer. 200

–          To hold plates pending correction of defect.

14. Without or defective windshield wiper. 200

–          To hold plates pending correction of defect.

15. Without rear view mirror. 200

–          To hold plates pending correction of defect

16. Without interior light. 200

–          To hold plates pending correction of defect.

17. Without name or business name and address of operator inscribed on both sides of MV for hire. 500

–          To hold plates or OR/CR until defect is corrected.

18. Unauthorized use of bell, siren, or exhaust whistle. 15,000

–          Forfeiture of said gadgets in favor of the government.

19. Without functional spare tire. 300
20. Without red flag or red lights on projecting end of load extending more than a meter beyond the bed or body, and in the evening red lights visible at least 50 meters away. 500
21. Failure to paint plate number on a motor vehicle for hire. 500

–          To be imposed upon the owner/ operator.

22. Failure to carry EWD 150
23. Failure to install EWD 4 meters from the front and rear of the stalled motor vehicle. 500

–          To be imposed upon the owner/driver.

24. Without capacity marking 375

–          To be imposed upon the owner.

25. Unauthorized installation of jalousies, painted windshield or colored windshield. 600

–          To be imposed upon the owner/driver.

26. Installation of dim/colored lights, strobe lights, dancing lights or similar lights. 600

–          To be imposed upon the owner/operator or motor vehicle.

27. Use or installation of heavily tinted colored/painted windshield or window glass. 600

–          To be imposed upon the owner/operator sun visor or light tinted are allowed.

28. Without permanent tail gate with inscription “not for hire” sign in a private jeepney. 500

–          To be imposed upon the owner.

29. Use/installation of a glaring/stainless object upon at the front and/or rear of a motor vehicle. 500

–          To be imposed upon the owner/driver.

Tomorrow we will focus on illegal operation of motor vehicles and load limits.  If you are an operator or driver of a public utility vehicle, don’t miss our feature story tomorrow.

For questions on traffic violations, fines, and penalties, drop us a line here.  We will do our best to find the answers for you.

Source: www.lto.gov.ph

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07 - 11

Anong violation ko?

That is a common defense mechanism of most drivers who go against road rules but would like to dodge fines and penalties.  Does it work?  Well, sometimes it does (with the help of a few hundred bucks).  But most of the time, traffic enforcers choose to slap you with a ticket and worse, confiscate your driver’s license.

Being apprehended for a traffic violation is not such a bad thing.  We all need to learn a lesson or two in order not to commit the same errors in the future, don’t we?  What’s not good about the whole ticket-tubos hullabaloo is when the erring driver is made to pay more than what the law prescribed for his violation.  Has this happened to you before?

Arguing with corrupt enforcers will not get you anywhere.  Unless you know better than them, you will always end up on the losing end.  So to help drivers avoid paying more than what their violation requires, we researched on the LTO-approved rates for traffic and administrative violations’ fines and penalties.

Remember, knowledge is power.

Read on.

  1. Violations in Connection with Licensing
VIOLATION PENALTY (PHP)
1. Driving without license. 1,500
2. Driving with delinquent or expired license. 400
3. Driving with suspended or revoked or improper license. 1,000
4. Failure to carry Driver’s License 200
5. Failure to sign Driver’s License 200
6. Driving under the influence of liquor

First offense

Second offense

For subsequent violations after the second offense.

 

5,000 – and two months suspension of DL

5,000 – and three months suspension of DL

6,000 – and six months suspension of DL;

After third offense, automatic revocation of DL.

7. Driving under the influence of drugs 10,000 – and automatic revocation of license.
8. Allowing an unlicensed/improperly licensed person to drive a motor vehicle. 1,000 – and suspension of plates, registrations and Driver’s License for two months.
9. Possession and use of fake / spurious Driver’s License

– Driver has been issued an authentic license, it shall be suspended for one year in addition to the fine.

– Driver has not bee issued an authentic license, he shall be disqualified from securing a Driver’s License for a period of two years.

2,000
10. Conviction of the driver of a crime using a motor vehicle. 3,000
11. Student driver operating an MV without being accompanied by a licensed driver. 500
12. Unlicensed conductor of a motor vehicle for hire. 500
13. Operating / driving a motor vehicle which is unregistered / improperly registered or with invalid registration 2,000

–          If committed by the driver without the knowledge and consent of the owner/operator.

–          If the driver is also the owner / possessor of the subject motor vehicle.

4,000

–          In both cases the motor vehicle shall be impounded or the plates if any shall be confiscated and shall not be released until properly registered.

14. Operating a motor vehicle with unregistered substitute or replacement engine, engine block or chassis. 5,000

–          The subject MV shall be impounded until such parts are properly registered.

15. Failure to carry Certificate of Registration or Official Receipt of Registration. 150.00
16. Operating / allowing the operation of MV with a suspended / revoked Certified / Official Receipt of Registration 1,000

–          The subject MV shall be impounded and its plate held during the suspension.

–          In addition to the original suspension, the said MV and plates shall further be suspended for two years.

17. Tourist operating or allowing the use of non-Philippine registered motor vehicle beyond the 90 day period of his sojourn in the country. 5,000

–          The MV shall not be allowed to operate by the confiscation of its plates, OR and CR until properly registered.

–          In addition, if the driver is a holder of local driver’s license, the same shall be suspended for one month.

 Tomorrow we will feature violations in connection with number plates, equipment, parts, accessories, and markings on motor vehicles.  These lists will include public utility vehicles, especially those that operate under a franchise.  Please share these articles with all drivers you know, whether driving a private or public utility vehicle.

If you have questions regarding traffic violations and the corresponding penalties, send us a message and we will try our best to find the answers for you.

See you again tomorrow and drive safely!

Source: http://www.lto.gov.ph

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07 - 10

The fourth and final installment of our series on Philhealth benefits will focus on orthopedic surgeries, renal diseases, and other types of cancer.  When availing of these benefits, it is best to see a Philhealth representative at the hospital where you are confined or call their Action Center number at 02-447-7442.

Read on.

Benefit Package and Amount Selections Criteria
Z MORPH (Mobility, Orthosis, Rehabilitation, Prosthesis Help)

–          First right and / or left below the knee P15,000.00

–          Both limbs P30,000.00

a. Signed ME Form;

b. No associated disabilities or co-morbidities, such as contractures, deformities, mental, and behavioral incapacity, quadriparesis, cardiopulmonary disease;

c. Community ambulation with or without cane, crutches, or walker;

d. At least three months post-amputation, if acquired; and

e. At least 15 years and 364 days of age, if congenital.

Selected Orthopedic Implants

1. Implants for Hip Arthroplasty

a.  Implants hip prosthesis, cemented P103,400.

b. Total hip prosthesis, cementless P169,400.

c. Partial hip prosthesis, bipolar P73,180.

a. Signed ME Form;

b. Should pass Philhealth’s prescribed Clinical Features.

c. Pre-injury status: ambulatory patients.

d. With no more than two co-morbid illnesses based on physical status classification based on ASA.

2. Implants for Hip Fixation

a. Multiple screw fixation (MSF) – P61,500

a. Signed ME Form

b. Any hip fracture not covered under the total hip package for femoral neck fracture.

c. Pre-injury status: ambulatory patients.

d. With no more than two co-morbid illnesses based on: Physical status classification based on ASA (low to moderate risk).

3. Implants for Pertrochanteric Fracture

a. Compression Hip Screw Set (CHS) – P69,000

b. Proximal Femoral Locked Plate (PFLP) – P71,000

a. Signed ME form;

b. CHS: stable fracture of the intertrochanteric area.

c. PFLP: unstable/comminuted pertrochanteric fracture .

d. Pre-injury status: ambulatory patients.

e. With no more than two co-morbid illnesses based on: Physical status classification based on ASA (low to moderate risk).

4. Implants for Femoral Shaft Fracture

a. Intramedullary Nail with Interlocking Screws – P48,740.

b. Locked Compression Plate (LCP) – Broad/Metaphyseal/Distal Femoral LC – P50,740.

a. Signed ME Form

b. Should pass Philhealth’s requirements for Femora Shaft Fracture and physical status classification based on ASA.

“PD First” – for End-stage Renal Disease Requiring Peritoneal Dialysis – P270,000 per year. a. Signed ME Form (to be submitted annually together with the pre-authorization)

b. Patients must have a permanent Tenckhoff peritoneal dialysis catheter properly placed in the abdominal cavity;

c. Patients must have completed PD initiation in an accredited healthcare institution so that the patient is no longer uremic, with stable vital signs and adequately trained (patient himself/herself or a caregiver) to perform PD at home using manual exchanges;

d. Must pass Philhealth’s clinical criteria (including age of patient, history of cancer, etc.)

Colon and Rectum Cancer

a. Colon Cancer

– Stage I – II (low risk) – P150,000

– Stage II (high risk) – III – P300,000

b. Rectum Cancer

– Stage I (clinical and pathologic) – P150,000

– Pre-operative clinical stage I but with post-operative pathologic stage II – III

– Using linear accelerator as mode of radiotherapy P400,000.

– Using cobalt as mode of radiotherapy P320,000

– Clinical Stage II – III

-Using linear accelerator as mode of radiotherapy P400,000.

-Using cobalt as mode of radiotherapy P320,000.

It pays to be well-informed especially with government benefits such as financial assistance when a family member is sick and needs to be hospitalized.  Always make sure that you are transacting with a Philhealth-accredited health institution and medical practitioners.

If you have questions about Philhealth benefits, send us a message and we will do our best to find the answers for you.

Source: https://www.philhealth.gov.ph/benefits/

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07 - 07

Z Benefit Packages were created by the government to help address patients’ needs of some cancer cases and other illnesses that require longer hospital confinement and special treatment procedures.  These are available through Philhealth and may be availed by contributing members and their qualified dependents.

In the third installment of our blog series on Philhealth benefits, we are going to feature the partial list of illnesses categorized as “Z” cases and the corresponding amount of Philhealth benefits for each:

Benefit Package and Amount of Benefit Selections Criteria
Acute Lymphocytic / Lymphoblastic Leukemia (standard risk)

Php 210,000.00

a. Signed Member Empowerment (ME) Form;

b. Age 1 to less than 10 years old;

c. White blood cell count <50,000/µL;

d. No CNS leukemia diagnosis

Breast Cancer (Stage 0 to IIIA)

Php 100,000.00

a. Signed ME form

b. Follow Philhealth’s prescribed clinical and TNM staging.

Prostate Cancer (low to maintenance risk)

Php 100,000.00

a. Signed ME Form;

b. Male patients age up to 70 years old;

c. Follow Philhealth’s prescribed clinical stage.

d. Localized prostate cancer; and

e. No uncontrolled co-morbid conditions.

End-state renal disease eligible for requiring kidney transplantation (low risk)

Php 600,000.00

a. Signed ME Form;

b. Age >10 and <70 years old;

Single organ transplant

c. Follow prescribed conditions for kidney transplant for recipient.

d. Certification from social service of the hospital that they can maintain anti-rejection medicines for the next three years.

Coronary Artery Bypass Graft Surgery (standard risk)

Php 550,000.00

a. Signed ME Form

b. Age 19 to 70 years

c. Should pass current medical status and past history as prescribed by Philhealth.

Surgery for Tetralogy of Fallot in Children

Php 320,000.00

a. Signed ME Form

b. Age: 1 to 10 years + 364 days

c. Should pass 2D Echo and Functional Class specifications prescribed by Philhealth.

Surgery for Ventricular Septal Defect in Children

Php 250,000.00

a. Signed ME Form

b. Age: 1 to 5 years + 364 days

c. Must pass 2D Echo results as prescribed by Philhealth.

d. No previous cardiac surgery.

e. Must pass pulmonary artery pressure as prescribed by Philhealth.

Cervical Cancer:

a. Chemoradiation with Cobalt and Brachytherapy (low dose).

Php 120,000.00

 

b. Chemoradiation with Linear Accelerator and Brachytherapy (high dose)

Php 175,000.00

a. Signed ME Form

b. No previous chemotherapy

c. No previous radiotherapy

d. No uncontrolled co-morbid conditions

e. Treatment plan from gynecologic oncologist

On Monday, we will feature Z benefits dealing with fractures, orthopedic implants, and rehabilitation, so stay tuned.

If you have questions about Philhealth benefits, send us a message and we will do our best to search for the best answers for you.

Have a great weekend!

Source: https://www.philhealth.gov.ph/benefits/

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07 - 06 (1)

Outpatient benefits are applied on hospital visits that are less than 24 hours and without the need for confinement.  Today’s article will focus on such benefits afforded by Philhealth to its contributing members and their dependents.

This is the second part of our feature blog series on Philhealth benefits.

Outpatient Benefits

1. Day Surgeries (Ambulatory or Outpatient Surgeries) – these include elective surgical procedures (non-emergency) ranging from minor to major operations, where patients are safely sent home within the same day for post-operative care.

  • Payments for these procedures are made to the accredited facility through All Case Rates.
  • The case rate amount shall be deducted by the HCI from the member’s total bill, which shall include professional fees of attending physicians, prior to discharge.
  • The case rate amount is inclusive of hospital charges and professional fees of attending physician.
  • Availment condition: Member must have at least three months’ premium contributions within the immediate six months prior to the month of availment.
  • Documents needed: copy of Member Data Record (MDR) and duly accomplished Philhealth Claim Form 1.
  • This is available in all accredited ambulatory surgical clinics (ASC).

2. Radiotherapy

  • Case Rate: P2,000 for radiotherapy using cobalt and P3,000 for linear accelerator (case rate per session).
  • 45 days benefit limit: one session is equivalent to one day deduction from the 45 allowable days per year.
  • Availment condition: Member must have at least three months’ premium contributions within the immediate six months prior to the month of availment.
  • This is available at Accredited HCIs including Primary Care Facilities that are accredited for the said service.

3. Hemodialysis

  • Case Rate: P2,600 per session.
  • 90 days benefit limit: One session is equivalent to one day deduction from the 90 allowable days per year.
  • Availment condition: Member must have at least three months’ premium contributions within the immediate six months prior to the month of availment.
  • This is available at all accredited HCIs.

4. Outpatient Blood Transfusion

  • Case rate: P3,640 (one or more units).
  • Includes drugs and medicines, X-ray, laboratory, operating room.
  • 45 days benefit limit: One session for each procedure is equivalent to one day deduction from the 45 allowable days per year exempted from the SPC rule.
  • Available at all accredited HCIs.

5. Primary Care Benefits

  • Preventive Services
    • Consultation
    • Visual inspection with acetic acid
    • Regular BP measurements
    • Breastfeeding program education
    • Periodic clinical breast examination
    • Counseling for lifestyle modification
    • Counseling for lifestyle modification
    • Counseling for smoking cessation
    • Body measurements
    • Digital rectal examination
  • Diagnostic Examinations
    • Complete blood count
    • Urinalysis
    • Fecalysis
    • Sputum microscopy
    • Fasting blood sugar
    • Lipid profile
    • Chest x-ray
  • Drugs and Medicines
    • Asthma including nebulisation services
    • Acute Gastroenteritis (AGE) with no or mild dehydration
    • Upper Respiratory Tract Infection (URTI) / Pneumonia (minimal and low risk)
    • Urinary Tract Infection (UTI)

Tomorrow we are going to feature Philhealth’s coverage for Z Benefit packages.  These cases include cancer patients, kidney transplantation, Artery Bypass, and the like.

Stay tuned.

Source: https://www.philhealth.gov.ph/benefits/

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07 - 04

Are you leaving the country to work as an Overseas Filipino Worker (OFW) for the first time?

We researched on important information that OFWs need to be aware of before they sign a contract with an employer or an agency.  We are sharing this list from the Philippine Overseas Employment Administration (POEA) to help all aspiring Pinoys be on the safe side when scouting for job opportunities abroad.

In 2015, the POEA reported that there are more than 1.8 million OFWs around the world, 1.4 million of which are land-based and most of the OFW population is composed of women workers.  These statistics dictate the urgent need to keep Pinoys well-informed of their rights and privileges in as far as labor (whether domestic or international) is concerned.

We hope the following list lifted from the POEA can help our kababayans prepare themselves for the 2-year haul of working in foreign soil.

Read on.

OFWs are entitled to:

  • A minimum monthly salary of $400 (USD or its equivalent in the country where the OFW will be deployed).
  • At least one day off per week.
  • Free transportation from the Philippines to the host country and back.
  • Free accommodation and food.
  • Free medical and dental services.
  • Vacation leave with pay of up to 15 days a year.
  • Personal life accident, medical and repatriation insurance from a reputable insurance company.
  • Remittance of money to the Philippines, and assistance from the employer in setting up a bank account.
  • Just and humane treatment from the employer.

OFWs are reminded as well to take care of their passports and work / residence permits.  Keep photocopies of these important documents in their possession at all times.  They are also encouraged to leave photocopies with their families in the Philippines as reference.

The minimum age requirement for OFWs is 23 years old.  Do not even attempt to fake your age when applying for a job as this will definitely result in serious problems later on, more so when discovered by (sometimes unforgiving ) foreign employers.

If you are applying as a household service worker, your employment contract must be approved by the Philippine Overseas Labor Office for your protection.  There should be no placement fees to work abroad as well.

If you have questions about OFW rights and privileges, send us a message and we will do our best to search for the answers for you.

Source: www.poea.gov.ph

Chips And Nibblers (1)

Closet Queen

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06 - 29 (1)

A common question we receive from readers is how to remarry without going through the process of annulment or divorce.  Of course the obvious answer to this question is there is no other way for a married person to get married again unless his or her spouse dies and makes him a widow/widower.  This answer gave birth to more questions about negligence, abandonment, and presumptive death as grounds for the other party to seek solace in another person’s company.  Questions such as: I haven’t seen or heard from my husband for five years! Can I remarry now? fill our mailboxes almost every day.

Oh love, how could you be so sweet and bitter at the same time?

To help shine some light into this madness, we are sharing the following list of legal requirements for declaration of judicial presumption of death, as lifted from the Public Attorney’s Office website.  It would be safe to assume that the absence of any of these requirements would demerit your case of tagging your spouse as “deceased” and prevent you from marrying again.  If you have further questions, you may get in touch with a lawyer who can explain this to you in detail.

Read on.

“Before a judicial declaration of presumptive death can be obtained, it must be shown that the prior spouse has been absent for four consecutive years and the present spouse has a well-founded belief that the prior spouse was already dead.  Under Article 41 of the Family Code, there are four essential requisites for the declaration of presumptive death:

  1. That the absent spouse has been missing for four consecutive years, or two consecutive years if the disappearance occurred where there is danger of death under the circumstances laid down in Article 391 of the Civil Code;
  2. That the present spouse wishes to remarry;
  3. That the present spouse has a well-founded belief that the absentee is dead; and,
  4. That the present spouse files a summary of proceeding for the declaration of presumptive death of the absentee.”

While the requirements may seem lenient, we must be reminded that the court will study the present spouse’s claim closely and will check if he or she exerted effort to locate the missing spouse.  It is up to the court to decide whether these efforts meet the required degree of stringent diligence prescribed by jurisprudence.  Proofs may be gathered to support the present spouse’s claim that he or she really did try to look for the missing spouse; these could be police reports, public announcements about the missing person, and personal testimonies of people involved in the search.

If you are in a similar situation, we hope the above article helped clear some areas you may still be struggling with.  Again, your best recourse is to seek the assistance of a lawyer.

If you have questions about annulment and separation in the Philippines, drop us a line and we will do our best to search for the answer for you.

Reference: www.pao.gov.ph

Chips And Nibblers (1)

Closet Queen

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