Do you have an outstanding loan with the SSS that is left unpaid for several years now? Are you worried that the principal and interest rates have accumulated over time and you may not be able to pay the amount anymore?
The SSS has good news for you! They have recently launched the their Loan Restructuring Program to help members with past due loans. In our previous post, we detailed the qualifications needed when applying for a loan restructuring program. We have since received numerous inquiries on how to file the application as well as the list of documentary and ID requirements.
We are sharing our research to you today and encourage everyone who have outstanding obligations with the SSS to apply for the condonation program. This is your chance to regain a good membership standing with the SSS and secure your future benefits.
What you need to bring:
(a). Original copy of any one of the primary IDs or documents (or)
(b). Original copy of any 2 secondary IDs or documents
(c). At least one of the IDs must have 1 with photo, and both with signature
Primary IDs or Documents:
- SSS card
- Unified Multi-purpose ID (UMID)
- Driver’s License
- Passport
- Professional Regulation Commission (PRC) card
- Seaman’s Book (Seafarer’s Identification and Record Book)
Secondary ID Cards or Documents:
- Alien Certificate of Registration
- Certificate of Licensure or Qualification Documents from Maritime Industry Authority
- Certificate of Muslim Filipino Tribal Affiliation issues by National Commission on Muslim Filipinos
- Company ID Card
- Firearm License card issued by PNP or Philippine National Police
- Fishworker’s License issued by BFAR or Bureau of Fisheries and Aquatic Resources
- GSIS or Member’s Record or Certificate of Membership
- Health or Medical Card
- PagIBIG or Home Development Mutual Fund Member’s Data Form
- ID card issued by Local Government Units (LGUs). Examples in Barangay, Municipality, or City
- ID card issued by professional association recognized by PRC
- Marriage Contract or Certificate
- OWWA Card or Overseas Worker Welfare Administration
- PHIC Card or Philippine Health Insurance Corporation
- NBI Clearance or Police Clearance
- Postal ID Card
- School ID Card
- Seafarer’s Registration Certificate issued by Philippine Overseas Employment Administration
- Senior Citizen Card
- Taxpayer’s Identification Number (TIN) Card
- Voter’s Identification card or Voter’s Affidavit or Certificate of Registration
Step 1. Request for a copy of your Statement of Loan Balances from the nearest SSS branch. OFWs may request for a copy from the SSS foreign office.
Step 2. Accomplish a copy of an Affidavit of Residency as supporting document for your home address or work address. This is to attest to the fact that your area is within a covered calamity area stricken by a previous (natural) disaster.
Step 3. Prepare a copy of a duly accomplished Loan Restructuring Program. Write “Not Applicable” or “N/A” for information that are not applicable to you. Affix your initials on any erasures.
Step 4. If a representative is filing this form, submit the following:
- Original copy of Special Power of Attorney (SPA)
- Photocopy of 2 valid IDs each of the member-borrower and the filer (or representative).
Step 5. Bring the duly accomplished forms to the SSS branch. For Death, Total Disability, or Retirement benefit filers (who wish to avail of the reconstructuring program), include the DDR claim application form.
An SSS personnel will advise you on the next steps to be taken after you have submitted your application. This offer is open until April 27, 2017 only.
If you wish to make a follow up on your filed applications, you may contact SSS through the following:
Call Center : 02-920-6446 to 55
02-917-7777
1-800-10-2255777
Website: https://www/sss.gov.ph
pwede po ba ako mag loan sa sss dipa po ako nakapag loan sa sss ko at gusto kopo mag loan may hulog napo ako sa sss ko mga 39 months napo. pwede po kau nawalan po ako ng work 2010 pa po kc ehh gusto kopo makapag loan sana if ok lang po.
Hi Ian,
A member is qualified to apply for a salary loan if he or she has paid at least 36 monthly contributions and has at least six posted monthly contributions within the last 12 months before filing the application.
If you have completed 36 months of contributions but not more than 72 monthly contributions, you will be entitled to one-month salary loan; but if you have paid at least 72 monthly contributions, you are entitled to a two-month salary loan.
Hope this helps.
MC
Pano po kung nkapag apply ako loan reconstuction last april 2017 tapos di ko po nhulugan since june 2017 up to now kasi po nwalan ako ng work
,, pwede ko p po b hulugan yung monthly ko s loan reconstruction?
Yes pwede naman. Pero pumunta ka muna sa SSS office para maayos mo.
Can I ask if when is the next SSS condo nation program Coz it’s only this time that I open this service. Hope you can help me on the said matter.
Hi Emelyn,
Hindi pa natin alam kung kailan ulit mag offer ang SSS ng condonation program. We will definitely announce it here pag may balita na.
MC
Hello po, may salary loan po ako, hanggang september lang po last payment ko sa loan. 7 months na po ako hindi nakakabayad. Mag aapply din po ba ako ng LRP? Need response po asap. Thank You.
Last day ngayon punta ka na sa SSS office.
Pwede po bang makapagprocess nito kahit secondary ID/documents lang po ang meron?
I try mo na lang kasi may record ka naman doon eh.
Kailangan pa ba ng Affidavit of Residency if Salary Loan ang ipapa-restructure? Will appreciate your clarification. Thanks!
Kung hihingin ng SSS kailangan i provide mo.
Hello po! Ask q lang po sana kc OFW yung papa ko tapos ako po yung representative nya pwede po ba na ang SPA na gagawin ay mula sa embassy sa ibang bansa? And needed po ba yung affidavit of residency even if it’s salary loan po? thank you po in advance 😃😃😊
May online application ng loan ang SSS i try na lang doon.
Nag apply po ako dti ng restructuring kaso d po natuloy kc kinapos ako ng pera kya di po ako nkabyad. Ask ko kung pwd ulit ako mag apply ng restructuring.
Hanggang month of April 2017 na lang yan. Punta ka na sa SSS office para mahabol pa ito.
ako po ay may salary loan before d ko sure kung tapos na nabayaran noon 2004 kung di po nabayaran pasok po ba ako sa restructioning program ng sss salamat po.
Hi Romeo,
Pwede mong i-check ang loan payments mo sa SSS online. Visit http://www.sss.gov.ph at mag create ka ng online account mo para ma-access mo ang SSS account details mo, kasama na pati ang mga naging contributions mo in the past.
Kung hindi mo pa fully paid ang loan mo, pumunta ka sa pinaka malapit na SSS office at mag inquire ka about loan restructuring.
MC
Hi..inquire ako sana for my mom.Nasa US kasi sya at may pending sya SSS loan.Nakapag initial inquiry na ko ang gusto nila personal na gawin ni Mama ang filing.Nun sinabi kong di makakauwi kasi la naman yun sariling kita dun magkasama sila ng tita ko na senior na din. Pwede naman daw i-file ko with SPA pero yun DDR sya pa din daw dapat mag-file.Panu ko makakapagpa SPA kung wala naman sya dito?wala ba branch sa US na pwede sya mismo ang magpunta para mag file?
Siya ang mag e execute ng SPA doon.
Good day, may outstanding balance po ako na hindi ko nbyaran mga 8years na cgro, gusto ko syang maumpisahan na byaran kahit wala na ako trabaho, pwede ba ako mag loan ng rectring program na yan?
Yes pwede mo ito ipasok sa restructuring program nila para sa mga loans.
Magbabayad na po ako ng loan, restracture na din po yon, last november pa po. Kaso po may interest po, pwede po ba akong mag pa restracture po ulit na zero interest?
Try mo na lang kung pwede pa. SSS na kasi ang mag de decision nyan eh.
62 yrs. Old na ako at pede n magpension, d ako pede magbiyahe kya ansk ko nagaasikaso, Ng pumunta sya s isang branch nio sabi may outstanding loan daw ako, pede ba itong ibawas na Lang s makukuha ko, la akong work at pension na Lang ako aasa pra Sa mga pansarili Kong needs like medication…etc. Salamat!
Pwede naman nyo itong i request sa SSS. Try nyo mag lump sum ng pension tapos pabawas nyo na lang yung loan mo.
seaman po asawa ko.. ako po pnag aayos ng loan nya pra s restructuring program ng sss.. wla po ako SPA.. ano po pwede nmn gawin. thanks po.
Hi Riza,
Bilang representative ka ng SSS member na gustong magpa loan restructuring, kailangan meron kang SPA mula sa iyong asawa.
Makaka-kuha ka ng form ng SPA para sa SSS dito: https://i1.wp.com/isensey.com/wp-content/uploads/2016/05/SSS-Special-Power-of-Attorney-Form-for-Loan-Restructuring.jpg
Mag print ka ng kopya ng form na iyan at papirmahan mo sa asawa mo at pirmahan mo din. Pagkatapos ay ipa notaryo mo para magkaron ng bisa.
MC
nawalan po ako ng work 2015..my naiwan po ako n loan kalhati ng 2yr..pina Cc check ko ito somthing 17,000 pa..pina tanong ko kung pede ipa re structure sabi hindi daw pede kc maliit pa ang value..ano po ang pedeng gawin ko dito kahit n monthly han ko pr lng mabawasan ang utang ko at makapg simula uli ng bayad pr sa aking pension sa drting na panahon..
Pasagot nmn po..
Puntahan mo personal kasi yung program nila na yan is para nga mahinto na yung penalty na nag a accumulate sa nakuha mo.
Pwede po ba kaibigan ko ang pabayarin ko monthly kasi my work po kasi ako sa ibang bansa,ano po ba ang dalhin nya sa sss po..thank you po
Pwede naman. Bigay mo full name mo and SSS number.
Kung ang unsettle loan ko po ay maternity loan, pwede po ba ako maqualified sa restructuring program?tnx.
Ang alam ko walang maternity loa. Maternity benefits meron hindi loan yun kundi benefits.
hello po may loan po ako last 2003 ng 6500 iaply ko po ng reconstruction program sakali pong bayaran ko magkano na po ang bayaran ko / huli ko pong hulog 2012 sa contribution
Sa opisina na ng SSS i di discuss sa iyo yan.
ofw po ako pero di kopo na huhulugan ng monthly ang sss ko ngsimula po ako ng 2010 pahinto hintonpo kasi hulog ko pano kopo malalaman kung pede na po ako mgloan ng pera or kung qualified n apo ba ko sa pagloloan salamat po .
Qualiifed ka sa loan kung naka 36 months of contribution ka na pero dapat updated for the latest 8 months yung hulog mo.
If ever po mag bayad ng outstanding loan using this program.. pde n po ba mag avail ng bagong loan.
Kapag nabayadan mo na ng buo.
Kailangan ko pa bang fill upan ang affidavit of residency salary loan nman po ang saklaw ng loan ko sa programang ito.
Pinag e execute ka ba ng affidavit or ipi fill up mo lang sa form?
Pwede po b akong magbayad ng loan restruturing ko sa bayad center? May form na din po ba don? Salama t po…
Sa SSS office ka muna makipag coordinate para dyan.
Problem is HABA ng PILA sa mga branches. There SHOULD be ways to do it ONLINE without the hassles of lining up the WHOLE DAY. thanks!
Hi Concerned Citizen,
Yes, the SSS are exploring ways kung pano ma-relieve ang mga branches nila ng mahabang pila by automating their services. Meron nang online salary loan application; sana maisunod na din nila ang iba pang transactions.
MC
Good Day I have outstanding salary loan which was not deducted during my employment in Cebu and im now in Iloilo can i apply restructioning program?and can i send a representative to process?
Yes pwede mo naman ito ipa inquire kung paano ito mababayaran thru restructuring program.
What about those who have outstanding salary loan which was not paid for more than 10 years… Is this included in the restructuring program or yhose only with outstanding calamity loan which you previously advertised.
Salary loan is included in the restructuring.
Hello po pwede po bang aq ang mag apply sa restructuring program ng sss pra sa tatay ko na dting my outstanding balance loan? wla n po kc syang trabaho at mlpit na syang mag senior citizen.advce nman po f ano ang dpat kong gwin. Slmat po..
Pwede naman punta na kayo sa malapit na SSS office para maayos ito.
Ofw ako nandito ako s Kuwait ngayon my outstanding loan ako s pilipinas gusto kng byaran pwede b akng mg avail ng reconstructioning program sa sss.anong maaari kng gawin?
Hi Cely,
As an OFW, pwede kang mag request ng Statement of Loan Balances mula sa SSS foreign office. Sila na din ang magsasabi sayo kung paano mo ito maifa-file.
Ihanda mo na din ang mga IDs at iba pang documents na kakailanganin.
MC
Pwede naman mag pa punta ka ng representative sa SSS office para malaman kung ano ang mnga kailangan mong i provide at paano gagawin ang payment.
Ofw ang husband ko may outstamding balance loan pa hnd na nabayaran for almost mag10yrs na ano po dapat gawin gusto po namin magbayaran sana ano mga requirment paano po ..
I apply nyo sa restructuring profram ng SSS. Punta kayo sa SSS office or check mo itong blog na to for requirements.
puede po ba ako mag avail nito? may present loan po ako sa SSS nakaka 9 mos. palng po ako ng hulog…
Ask ko lng po sana if pwede na po ba aqng kumuha ng ss id..Jesson otacan may 24 1991
Kung SSS member ka at nakahulog ka na at least 6 months pwede kang mag avail nyan.