Tag Archive: PSA Correction


Apr 17 (2)

If you plan to apply for a Pag-IBIG housing loan soon, know that the first thing you need to do is attend a loan counseling session at designated Pag-IBIG offices.  To help you plan your trip to Pag-IBIG, here are their schedules for the said counseling session, as well as the addresses of the offices where they hold such talks:

  • Every TUESDAY and THURSDAY

3/F Training Room, Kamias MSB

#795 Anchor Center, Edsa, Quezon City

(Near GMA-Kamuning MRT Station)

  • Every SATURDAY

2/F JELP Business Solutions Building

409 Shaw Blvd., Mandaluyong City

  • Every 2ND SATURDAY OF THE MONTH

3/F Lecture Hall B, Legislative Building,

Quezon City Hall

  • Every 3RD SATURDAY OF THE MONTH

Rizal Provincial Capitol Multi-purpose Hall

Antipolo City

All orientations are scheduled to start at 9:00AM and will end at 11:00AM.  You do not need to pay anything to attend the seminar.  You just need to be at the venue or session hall on time, with a pen and paper for your notes.  You may approach any Pag-IBIG staff after the session if you have further questions.

Reference: www.pagibigfund.gov.ph

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Apr 13 (1)

If birth certificates do not expire, why do we need to secure new copies from the Philippine Statistics Authority (formerly National Statistics Office)?

In a recent radio interview, the assistant national statistician of the PSA mentioned the different reasons why Filipinos need to secure new copies of their civil registry records such as birth and marriage certificates.  Below is the list of reasons why you should request for brand new copies of your most important personal documents:

  1. PSA changes the color of the Security Paper they use when printing the birth certificates. All embassies and other government agencies are properly informed of this and therefore, are aware when a person’s birth certificate is an old copy or a new one.
  2. When the maximum number of printouts for a particular color scheme of the Security Paper is reached, the PSA changes the paper used for the birth certificates. This helps discourage the circulation of unauthorized and fake copies of birth, marriage, death, and Certificate of No Marriage (CENOMAR).
  3. It is the government agencies’ and other offices’ discretion to require brand new copies of PSA documents as a prerequisite for certain transactions. This means that some agencies may still accept certificates printed in old Security Papers, while others may reject these and require the applicants to submit new ones.  This is especially true when the applicant’s copy is dilapidated or when the entries in the document are hardly readable.
  4. You may secure copies of your PSA certificates at any of the six PSA outlets in Metro Manila or by calling the PSAHelpline hotline at 02-737-1111 and have your documents delivered to you instead.

For more information about PSA birth certificate delivery, visit www.psahelpline.ph.

References:

http://news.abs-cbn.com

www.psa.gov.ph

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Apr 10

We asked several SS members who have outstanding loan balances with the agency why they chose to ignore the loan condonation program of the SSS last year.  Most of them said that they do not see the need to settle their obligation since the money they borrowed was actually taken from their own SS contributions.

Is this the right concept when it comes to settling obligations with government agencies such as the Social Security System?

Last week, we featured the benefits of availing the loan condonation program offered by the SSS to members who failed to update their accounts.  Today, we will be sharing the 7-step process that you need to follow when availing the program.  We hope that we are able to encourage everyone to grab this opportunity offered by the SSS to update delinquent accounts and save your future claims from the SSS.

How to apply for the SSS Loan Condonation Program?

  1. Secure updated Statement of Loan Balance for Loan Restructuring Program (2 copies) from the nearest SSS office.
  2. Accomplish an Affidavit of Residency attesting residence/work address in a covered calamity area when the calamity/disaster happened. Member-borrower with Calamity Loan or Salary Loan Early Renewal Program (SLERP) and Death Benefit filer need not accomplish an Affidavit of Residency.
  3. Fill out the Loan Restructuring Application Form (MEL-01368) in one copy.
  4. If member-borrower is personally applying for the restructuring, present original copy of valid identification cards/documents.
  5. If a representative is filing for the restructuring program (on behalf of the member), he or she must submit the following:
  • Letter of authority – original copy.
  • Photocopies of two (2) valid identification cards each of the member-borrower and the filer, at least one (1) with photo and both with signature.  Present both original copies of the identification.
  1. Submit the form to the nearest SSS branch or Foreign Office with the Statement of Loan Balance for Loan Restructuring Program signed in the “conforme” portion and the notarized Affidavit of Residency (if applicable).
  2. For the Death, Total Disability, or Retirement (DDR) filer who will avail of the Loan Restructuring program, submit this Loan Restructuring Application form, Statement of Loan Balances for Loan Restructuring program together with the DDR claim application.

Necessary Forms

You may download the forms from these links:

  1. SSS Loan Restructuring Program Application Form
  2. Affidavit of Residency
  3. Letter of Authority (if the application will be filed by a representative 

Terms and Conditions:

  1. Eligibility
  2. The loan/s must be past due for a period of at least six (6) months as of the first day of restructuring period.
  3. The member-borrower must be:
  1. Living or working in calamity/disaster declared areas as of disaster date or as of application date.  “Living” shall refer to the home address of the member-borrower;
  2. Must be under 65 years old at the end of the installment term;
  3. Has not been granted any final benefit, i.e. total permanent disability or retirement;
  4. Has not been disqualified due to fraud committed against the SSS;
  5. Member-borrowers with final benefits application (Death, Total Disability, Retirement) whose contingency date is on or before the last day of the availment period of the restructuring program.  Said final benefit claim must be filed within the availment period.
  1. Areas Covered

For covered short-term loan programs, below is the list of covered calamities or disasters declared by NDRRMC as under the state of calamity:

  1. Ondoy (2009)
  2. Sendong (2011)
  3. Pedring and Quiel (2012)
  4. Pablo (2012)
  5. Labuyo (2013)
  6. Maring (2013)
  7. Santi (2013)
  8. Armed Conflict in Zamboanga City (2013)
  9. Earthquake in Bohol and Cebu (2013)
  10. Yolanda (2013)
  11. Agaton (2013)
  12. Glenda (2014)
  13. Mario (2014)
  14. Ruby (2014)
  15. Seniang (2015)
  16. Lando (2015)
  17. Nona (2015)
  18. Lawin (2016)
  19. Nina (2016)
  20. Earthquake in Surigao del Norte (2017)
  21. Earthquake in Leyte (2017)
  22. Armed Conflict in Marawi City (2017)
  23. Urduja/Vinta (2017)
  24. Mayon Volcano Eruption (2018)

2. Restructured Loan Amount

The sum of principal and accrued interests of all past due short-term loans of the member-borrower shall be consolidated into one Restructured Loan (RL1).

Payment Terms

  1. Full Payment – payable within 30days from the approval date of restructuring application.
  2. Installment Payment – payable in equal monthly amortization based on payment range as follows:
RL1 Range (Sum of Principal and Interest) Number of Months to Pay
P2,000 to P18,000 12 months
P18,000.01 to P36,000.00 24 months
P36,000.01 to P54,000.00 36 months
P54,000.01 to P72,000.00 48 months
More than P72,000.00 60 months

The member-borrower may elect his preferred payment term but not to exceed five years.

Interest Rate and Penalty

  1. For installment term, RL1 shall be subject to an interest rate of 3% per annum computed on a diminishing principal balance over the applicable payment term.
  2. A penalty of 0.5% shall be charged against the amortization due for every month unpaid during the RL1 term.

Due Dates and Manner of Payment

  1. Monthly installment shall be due for payment every 10th day of the month following the amortization month. Amortization shall start on the month immediately following the approval date of the Restructured Loan.

Example:

  • Restructured Loan Approval Month: April
  • 1st amortization month: May
  • 1st installment amortization is due on June 10.
  1. Payment shall be made through any SSS branch with teller facilities or authorized collection agents of the SSS.

 

Conditional Condonation

Penalties shall be condoned after full payment of outstanding principal and interest of RL1 within the approved term.  The balance of RL1 should be zero at the end of the term.  Otherwise, the unpaid principal of RL1 and the proportionate balance of condonable penalty shall become part of a new principal under Restructured Loan 2 (RL2).

Interest Rate After Term Expiry

After the term of RL1 expires and the loan remains outstanding, the new principal balance under RL2 shall henceforth be charged with an interest rate of 10% per annum until fully paid.

Other Terms

  1. While the Restructured Loan is existing or outstanding, the member-borrower cannot avail other SSS short-term loan programs including Educational Assistance Loan Program.
  2. The member-borrower may avail of SSS short-term loan program after six (6) months from the date of full payment of the Restructured Loan.
  3. Once the member-borrower availed of this loan restructuring program, he/she is disqualified from availing of any future loan condonation/restructuring programs of SSS.
  4. In case of member-borrower’s death, total disability, or retirement, the total loan obligation or any unpaid amount of the loan as well as the interest and penalty shall be deducted from the final benefits.

Source: http://sssinquiries.com/loan/how-to-apply-for-sss-loan-restructuring-program-2018/

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Apr 05

An employee is entitled to a separation pay after he resigns from his job.  But why do some get more than others, even when both had the same number of years in service and are receiving almost the same monthly salaries?

Here is a summary of how a resigning employee’s separation pay is determined by the employer, as published by the National Wages and Productivity Commission.

  1. One-half Month Pay Per Year of Service

An employee is entitled to receive a separation pay equivalent to one-half month pay for every year of service, a fraction of at least six (6) months being considered as one (1) whole year, if his/her separation from the service is due to any of the following authorized causes:

  1. Retrenchment to prevent losses (i.e. reduction of personnel affected by management to prevent losses);
  2. Closure or cessation of operation of an establishment not due to serious losses or financial reverses; and
  3. When the employee is suffering from a disease not curable within a period of six (6) months and his/her continued employment is prejudicial to his/her health or to the health of his/her co-employees.
  1. One-Month Pay Per Year of Service

An employee is entitled to separation pay equivalent to his/her one-month pay for every year of service, a fraction of at least six (6) months being considered as one whole year if his/her separation from service is due to any of the following:

  1. Installation by the employer of labor-saving devices;
  2. Redundancy, as when the position of the employee has been found to be excessive or unnecessary in the operation of the enterprise; and
  3. Impossible reinstatement of the employee to his or her former position or to a substantially equivalent position for reasons not attributable to the fault of the employer, as when the reinstatement ordered by a competent authority cannot be implemented due to closure or cessation of operations of the establishment/employer, or the position to which he or she is to be reinstated no longer exists and there is no substantially equivalent position in the establishment to which he or she can be assigned.

An employee is entitled to a separation pay when his or her termination from work is due to any of the above circumstances.

An employee who voluntarily resigns from employment is not entitled to separation pay, except when it is stipulated in the employment contract or Collective Bargaining Agreement or based on established employer practice in the company.

Separation pay may also be granted to an employee under the following instances:

  1. As financial assistance as an act of social justice, even in cases of legal dismissal under Article 282 of the Labor Code of the Philippines, where the employee is validly dismissed but for causes other than serious misconduct or those involving moral turpitude;
  2. If an employee is illegally dismissed and is ordered reinstated but reinstatement is not viable because of the strained relationship between the employee and the employer;
  3. When the payment of separation pay is part of the company policy or a benefit granted under the CBA of the employer and the employee.

 

References:

www.dole.gov.ph

www.nwpc.dole.gov.ph

 

Apr 03 (2)

There are four additional grounds that the divorce bill will include in the list of reasons why a person may seek to dissolve his or her marriage.  Bear in mind that the grounds listed for legal separation and annulment remain in effect and are carried into the divorce bill.

 Below are the grounds under Article 55 of the Family Code, and Annulment under Article 55 of the same code:

  1. Physical violence or grossly abusive conduct directed against the petitioner, a common child, or a child of the petitioner.
  2. Physical violence or moral pressure to compel the petitioner to change religious or political affiliation.
  3. Final judgment sentencing the respondent to imprisonment of more than 6 years, even if pardoned.
  4. Drug addiction or habitual alcoholism or chronic gambling of the respondent.
  5. Homosexuality of the respondent.
  6. Contracting by the respondent of a subsequent bigamous marriage, whether in the Philippines or abroad.
  7. Marital infidelity or perversion or having a child with another person other than one’s spouse during the marriage, except when the spouses have agreed to have a child through in vitro or a similar procedure, or when the wife bears a child as a result of being a rape victim.
  8. Attempt against the life of the petitioner, a common child, or a child of the petitioner.
  9. Abandonment without justifiable cause for more than a year.
  10. Those legally separated by judicial decree for more than two years can also avail of divorce.
  11. One of the spouses was older than 18 but younger than 21 at the time of marriage without the consent of a parent, guardian, or substitute parental authority unless, after the age of 21, the pair freely cohabitated and lived together.
  12. Either party was of unsound mind, unless such party, after coming to reason, freely cohabitated with the other.
  13. The consent of one party was obtained through fraud unless, despite after knowing the fraud, continued to cohabit as husband and wife.
  14. That the consent of one party was obtained by force, intimidation, or undue influence unless, despite the cessation of such, the pair continued to cohabit.
  15. That either party was incapable of consummating the marriage with the other, and the incapacity continues or appears to be incurable.
  16. That either party is afflicted with a sexually transmissible infection that is serious or appears to be incurable.

The bill introduces four additional bases for divorce:

  1. Separation for at least five years at the time the petition is filed, with reconciliation highly improbable, except if the separation is due to the overseas employment of one or both spouses in different countries, or due to the employment of one of the spouses in another province or region distant from the conjugal home.
  2. Psychological incapacity of the other spouse as defined in Article 36 of the Family Code, whether or not the incapacity was present at the time of marriage or later.
  3. When one of the spouses undergoes gender reassignment surgery or transition from one sex to another.
  4. Irreconcilable marital differences and conflicts resulting in the total breakdown of the marriage beyond repair despite the efforts of both spouses.

What do you think of the listed grounds for divorce?  Do you think these aptly cover all possible situations that an unhappily married couple may face?

We’d love to hear from you!

Reference: https://www.rappler.com/nation/196612-explainer-house-divorce-bill

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Mar 27

On Monday, April 2, 2018, the Social Security System (SSS) will once again open its doors to members who with unpaid obligations with the agency.  This is another opportunity that the state-run pension  fund is extending to members to allow them to settle overdue loans and regain their good standing with the SSS to avoid problems with their claims later on.

Who can benefit from this offer?

The SSS will condone penalties of member borrowers, making special mention of those who were affected by the Marawi siege and Mayon Volcano eruption.

How will members benefit from the program?

Members with delinquent accounts will not have the opportunity to settle their overdue loan principal and interests – in full payment or through installment basis – with respect to the SSS’ terms, depending on the member’s capacity to pay.

Whether the member is paying in full or through installment basis, the SSS will waive the loan penalties after the member has completed payment for the restructured loan.

Below is a summary of the program’s provisions, for reference:

  • Past due payments for the following loans:
    • Salary loan
    • Emergency loan
    • Old educational loan
    • Study Now, Pay Later Plan
    • Voc-tech loans,
    • Y2K loans,
    • Investments Incentive Loan
    • Other loans that were past due for at least six months as of April 2, 2018.
  • An interest rate of 3% will be implemented for restructured loans.
  • Penalties will be condoned upon full payment, with option to renew the loan after six months.
  • Members will be back to “good standing” with the SSS, be able to apply for new loans, and be assured of fully enjoying their final benefit claims in the future.
  • Members who were granted condonation in the last loan restructuring program of the SSS will no longer be accommodated.

Visit the nearest SSS branch office in your area now to know more about this offer.  The SSS Loan Restructuring Program will be available until October 1, 2018.

Reference: www.sss.gov.ph

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Mar 22 (1)

Almost 200 universities and colleges will be implementing the Free Tuition Fee law starting this school year; parents and students are eagerly looking forward to an expense-free education because even miscellaneous payments are covered by the act.  The government has allotted a P40-billion fund for the first year of the law’s implementation to cover the tuition fee requirements of hundreds of thousands of Filipino students.

What are the important facts that we all need to know about this new law?  Who are qualified to enjoy this privilege?

Here are the five important things we all need to know about the Universal Access to Quality Tertiary Education Act:

  1. The free tuition fee applies only to required classes for the semester. This means that a student’s tuition will be free for as long as the subjects he enrolled in are part of the curriculum and are required for him to finish his degree. Reviews, remedial, and enhancement classes are not covered.
  2. The definition of “miscellaneous”. Apart from tuition fee, the law also covers payments for miscellaneous requirements such as the use of libraries, laboratories, computer rooms, IDs, use of gyms and sports clinics, guidance counseling, medical and dental services, and other related activities.
  3. Schools must have programs for students from minority groups. The law covers even, and most especially, disadvantaged students and schools are mandated to craft programs to make it easier for them to avail of the free tuition law. Lumads, Muslims, indigenous peoples, persons with disabilities, and students from public high schools and depressed areas are all included in the free tuition fee program and must be accommodated by the said participating schools.
  4. Opt-out Mechanism. Upon enrollment, a student may decide if he will avail of the free tuition fee program or voluntarily bow out of the offer. This is expected of students who have the financial capacity to shoulder his tuition and miscellaneous expenses.  He will be required to submit a notarized waiver and will then be considered as a paying student for that particular semester.  They have the chance to change their decision in the next semesters.
  5. Student Loan Program. Under the Free Tuition Fee Law, students will be given the privilege of an education loan. This shall be implemented in partnership with banks and similar financial institutions and will be discussed in detail in the IRR.

Stay tuned for more updates as the CHED discloses more information on this news.  The IRR is expected to be released on Monday, March 26, 2018.

Reference: http://www.ched.gov.ph

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Mar 19

There are a total of 112 state universities and colleges and about 78 local universities and colleges that are covered by the free tuition fee law signed by the President last week.  We are sharing the list of schools that are expected to comply with the free tuition fee law beginning June 2018.

National Capital Region

  • Eulogio ‘Amang’ Rodriguez Institute of Science and Technology
  • Marikina Polytechnic College
  • Philippine Normal University
  • Philippine State College of Aeronautics
  • Polytechnic University of the Philippines
  • Rizal Technological University
  • Technological University of the Philippines
  • University of the Philippines System
  • Pamantasan ng Lungsod ng Maynila
  • Pamantasan ng Lungsod ng Muntinlupa

Region I – Ilocos Region

  • Don Mariano Marcos Memorial State University
  • Ilocos Sur Polytechnic State College
  • Mariano Marcos State University
  • North Luzon Philippines State College
  • Pangasinan State University
  • University of Northern Philippines
  • Ilocos Sur Community College
  • University of Eastern Pangasinan
  • Binalatongan Community College
  • Urdaneta City University

Cordillera Administrative Region

  • Abra State Institute of Science and Technology
  • Apayao State College
  • Benguet State University
  • Ifugao State University
  • Kalinga State University
  • Mountain Province State University

Region II – Cagayan Valley

  • Batanes State College
  • Cagayan State University
  • Isabela State University
  • Nueva Vizcaya State University
  • Quirino State University

Region III – Central Luzon

  • Aurora State College of Technology
  • Bataan Peninsula State University
  • Bulacan Agricultural State College
  • Bulacan State University
  • Central Luzon State University
  • Don Honorio Ventura Technological State University
  • Nueva Ecija University of Science and Technology
  • Pampanga State Agricultural University
  • Philippine Merchant Marine Academy
  • Ramon Magsaysay Technological University
  • Tarlac College of Agriculture
  • Tarlac State University
  • Mabalacat College
  • Baliuag Polytechnic College
  • Bulacan Polytechnic College
  • City College of Angeles
  • City College of San Fernando, Pampanga
  • Eduardo L. Joson Memorial College
  • Guagua Community College
  • Kolehiyo ng Guiguinto
  • Kolehiyo ng Subic
  • Limay Polytechnic College
  • Norzagaray College
  • Pambayang Dalubhasaan ng Marilao
  • Polytechnic College of Botolan
  • Polytechnic College of the City of Meycauayan

 Region IV-A – CALABARZON

  • Batangas State University
  • Cavite State University
  • Laguna State Polytechnic University (Laguna State Polytechnic College)
  • Sourthern Luzon State University
  • University of Rizal System
  • Balian Community College
  • City College of Calamba
  • Colegio de Montalban
  • Colegio ng Lungsod ng Batanga
  • Dalubhasaan ng Lungsod ng Batangas
  • Dalubhasaan ng Lungsod ng Lucena
  • Kolehiyo ng Lungsod ng Lipa
  • Laguna University
  • Pambayang Kolehiyo ng Mauban
  • San Mateo Municipal College
  • Trece Martires City College
  • Antipolo Institute of Technology (AiTech)
  • Tanauan City College (TCC)
  • Pamantasan ng Cabuyao (PNC)
  • Dalughasaan ng Lungsod ng San Pablo
  • City College of Tagaytay (CCT)

Region IV-B – MIMAROPA

  • Marinduque State College
  • Mindoro State College of Agriculture and Technology
  • Occidental Mindoro State College
  • Palawan State University
  • Romblon State University
  • Western Philippines University
  • Baco Community College
  • MIMAROPA City College of Calapan

Region V – Bicol Region

  • Bicol University
  • Bicol State College of Applied Sciences and Technology
  • Camarines Norte State College
  • Camarines Sur Polytechnic Colleges
  • Catanduanes State University
  • Central Bicol State University of Agriculture
  • Emilio B. Espinosa, Sr. Memorial State College of Agriculture and Technology
  • Partido State University
  • Sorsogon State College
  • Community College of Manito
  • Ligao Community College
  • Baao Community College
  • Calabanga Community College
  • Caramoan Community College
  • City College of Naga
  • Daraga Community College
  • Libon Community College
  • Oas Community College
  • Polangui Community College
  • Rapu-Rapu Community College
  • San Jose Community College
  • Sorsogon Community College
  • Donsol Community College (DCC)
  • San Pascual Polytechnic College (SPPC)
  • Aroroy Municipal College (AMC)
  • Governor Mariano E. Villafuerte Community Colleges

Region VI – Western Visayas

  • Aklan State University
  • Capiz State University
  • Carlos C. Hilado Memorial State College
  • Guimaras State College
  • Iloilo State College of Fisheries
  • Central Philippines State University
  • Northern Iloilo Polytechnic State College
  • Northern Negros State College of Science and Technology
  • University of Antique
  • Iloilo Science and Technology University
  • West Visayas State University
  • Iloilo City Community College (ICCC)
  • Passi City College
  • Libacao College of Science and Technology
  • Bago City College

Region VII – Central Visayas

  • Bohol Island State University
  • Cebu Normal University
  • Cebu Technological University
  • Negros Oriental State University
  • Siquijor State College
  • Buenavista Community College
  • Carcar City College
  • Sibonga Community College
  • Trinidad Municipal College

Region VIII – Eastern Visayas

  • Eastern Samar State University
  • Eastern Visayas State University
  • Leyte Normal University
  • Naval State University
  • Northwest Samar State University
  • Palompom Polytechnic State University
  • Samar State University
  • Southern Leyte State University
  • University of Eastern Philippines
  • Visayas State University
  • Maasin City College

Region IX – Zamboanga Peninsula

  • H. Cerilles State College
  • Jose Rizal Memorial State University
  • Western Mindanao State University
  • Zamboanga City State Polytechnic College
  • Zamboanga State College of Marine Sciences and Technology
  • Zamboanga del Sur Provincial Government College (ZdSPGC)

Region X – Northern Mindanao

  • Bukidnon State University
  • Camiguin Polytechnic State College
  • Central Mindanao University
  • University of Science and Technology of Southern Philippines – Cagayan De Oro Campus
  • MSU – Iligan Institute of Technology
  • University of Science and Technology of Southern Philippines – Claveria Campus
  • Northwestern Mindanao State College of Science and Technology
  • Pangantucan Bukidnon Community College (PBCC)
  • Magsaysay College
  • Initao College
  • Alfonso D. Tan College
  • Northern Bukidnon Community College
  • Opol Community College
  • Tagoloan Community College

Region XI – Davao Region

  • Compostela Valley State College
  • Davao Del Norte State College
  • Davao Oriental State College of Science and Technology
  • Southern Philippines Agri-Business and Marine and Aquatic School of Technology
  • University of Southern Philippines
  • Kapalong College of Agriculture, Sciences, and Technology (KCAST)
  • Governor Generoso College of Arts, Sciences, and Technology (GGCAST)
  • Monkayo College of Arts, Sciences, and Technology
  • Kolehiyo ng Pantukan (KNP)

Region XII – Main SOCCSKSARGEN

  • Cotabato State University
  • Cotabato Foundation College of Science and Technology
  • Sultan Kudarat State University
  • University of Southern Mindanao
  • Glan Institute of Technology
  • Makilala Institute of Science and Technology
  • Autonomous Region in Muslim Mindanao
  • Adiong Memorial Polytechnic State College
  • Basilan State College
  • Mindanao State University
  • MSU-Tawi-Tawi College of Technology and Oceanography
  • Sulu State College
  • Tawi-Tawi Regional Agricultural College

Region XIII – Caraga Administrative Region

  • Agusan del Sur State College of Agriculture and Technology
  • Caraga State University (Northern Mindanao State Institute of Science and Technology)
  • Surigao del Sur State University
  • Surigao State College of Technology
  • Hinatuan Southern College

According to the CHED, the recipients of the free tuition fee privilege shall be required to render services to their respective colleges and universities.  Menial tasks like providing assistance in the library and other similar activities may be required by the school administration from qualified students.  Whatever these tasks are going to be, the schools must make sure that the service does not get in the way of the students’ academic requirements and study time.

A student’s tuition and miscellaneous fees will be waived for as long as:

  1. They pass or meet the admission and retention policies of the institution;
  2. They have no previous undergraduate degree; and
  3. They are not overstaying.

Needless to say, schools will now be more stringent in monitoring their students’ grades to make sure that the privilege is not abused and the objectives of the law are met.  At the end of the day, what we all want is for every Filipino, regardless of economic status, to be provided with quality education and equipped to perform in the corporate or business arena later on.

Reference: www.ched.gov.ph

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Mar 16

Good news for parents and state university students!  You no longer need to pay tuition and miscellaneous fees this coming school year (June 2018)!

According to the Commission on Higher Education (CHED), state universities and colleges are covered by the P8-billion free tuition and miscellaneous fees, following the release of the Implementing Rules and Regulations (IRR) of the Universal Access to Quality Tertiary Education Act of 2017.  CHED will visit the different state universities and colleges in the country to announce the good news.

Who will get free tuition under the Universal Access to Quality Tertiary Education Act of 2017?

According to the CHED, all students who are enrolled or will enroll in State Universities and Colleges (SUCs), accredited Local Universities and Colleges (LUCs), and publicly-run Technical-Vocational Institutions (TVIs) are entitled to free tuition and other fees as long as they fulfill the admission and retention standards of the school.

How does a student qualify for the free tuition fee?

The student must have taken and successfully passed the admission and retention requirements of the school.  He or she must not have an undergraduate degree and not considered as an overstaying student (or has stayed beyond the prescribed school years of his chosen course).

How will the school determine qualified students?

A student’s family income is no longer considered as a basis for his qualification to the free tuition fee program.  The government’s thrust is to not discriminate the scholars based on their parents’ income or capacity to earn.  As far as the administration is concerned, everyone must be entitled to free education for as long as they pass the qualifying examinations.  The income requirement shall be applied only to determine who among the scholars must be given additional financial support; as it is, all students must be able to go to school without worrying about his or her tuition fee.

How much stipend can scholars expect from the government?

For state university students, a budget of Php 40,000 per school year (10 months) will be allocated per student.  This will be given on a staggered basis until the 10-month school year is completed.  If the student is studying in a private university, the scholar will be given Php 60,000.  The budget for private university students is reserved for the underprivileged but qualified to study in the institution based on his exams.

So there you have it!  This school year should be less stressful for most parents and students as all they need to do now is pass the qualifying exams in order to study for free.  Let us take advantage of this privilege afforded to us by the government by studying harder, learning as much as we can from our institutions, and graduate with flying colors.

This is something we definitely will be looking forward to!  Tell us what you think of this news.

Reference: http://news.abs-cbn.com/news/03/15/18/libreng-tuition-sa-college-simula-na-sa-hunyo-ched

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Mar 14 (1)

The Philippine Health Insurance Corporation is responsible for implementing universal health coverage for Filipinos.  Every Pinoy must be listed as a member of the PhilHealth and make regular contributions to secure his claims in the event that he gets sick or gets into a medical emergency.  In the same manner, PhilHealth, being a social insurance program, provides a means for the healthy to pay for the care and wellness of the sick and those who cannot readily afford medical procedures and assistance.

As soon as an individual reaches the age of 21, whether employed or still studying, he or she must already be enrolled and provided with a PhilHealth number.

How does one become a PhilHealth member?  Here are the steps, procedures, and requirements to get a PhilHealth number and begin making contributions to the agency.

Requirements for: UNEMPLOYED MEMBERS (Individually Paying Member)

Submit the following to the nearest PhilHealth office in your area.  Foreigners residing in the Philippines may also enroll in the PhilHealth under this membership category.

  1. Duly filled out PhilHealth Membership Form (PMRF).  You may download a copy of the form here: https://www.philhealth.gov.ph/downloads/membership/pmrf_revised.pdf
  2. Photocopy of PSA birth certificate or any valid government-issued ID.  Bring an original copy of your birth certificate for verification.
  3. Photocopy of supporting documents for your beneficiaries.
  4. Two latest 1×1 ID pictures.
  5. Photocopy of Alien Certificate of Registration (ACR) issued by the Bureau of Immigration (for foreigners only).

Your PhilHealth number will be issued to you on the same day.  Your PhilHealth membership is a lifetime membership and will not change even if you change membership status (in case you become employed or later on, as a Senior Citizen).

Requirements for: EMPLOYED MEMBERS

  1. Duly filled out PhilHealth Membership Form (PMRF), making sure you include your employed status.
  2. Photocopy of PSA birth certificate or any valid government-issued ID.  Bring an original copy of your birth certificate for verification.
  3. Photocopy of supporting documents for your beneficiaries.

Requirements for: OFWs

OFWs may register and pay their contributions once they are registered at the POEA.

  1. Duly accomplished PMRF
  2. Supporting documents of beneficiaries
  3. Any proof of being an active OFW

 

How to get your PhilHealth ID?

There are actually two types of PhilHealth IDs.

  • The paper ID that can be used when claiming inpatient or outpatient hospital benefits. This can be claimed without charge at any PhilHealth Local Health Insurance Office (LHIO).
  • The PhilHealth Insurance ID Card – a digitized ID card issued to members in the Formal Economy and Informal Sector.  This is issued on a voluntary basis at a cost of P90.00.  It is a duly recognized valid government-issued ID.

Both IDs may be applied for at any PhilHealth office.

The following perks are made available to holders of the digitized ID card:

  • 15% discount on generic drugs on Watson’s, Rose Pharmacy, South Star Drug, and The Generics Pharmacy.
  • 20% to 80% discount on flu vaccines on PQ Health Shield and GSK.
  • Free eye exam from Vivian Sarabia optical.
  • 20% discount on regular items in Vivian Sarabia Optical.
  • 10% discount on drug testing services at JNW Drug Testing sites.

Being a PhilHealth member and having any of the two types of IDs above are the most effective ways to claim your health assistance benefits at private and public hospitals.  Always update your contributions to ensure that you are able to claim your benefits in full, when and where you need to.

Reference: www.philhealth.gov.ph

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