How to Become a PhilHealth Member: Requirements and Procedures

The Philippine Health Insurance Corporation is responsible for implementing universal health coverage for Filipinos.  Every Pinoy must be listed as a member of the PhilHealth and make regular contributions to secure his claims in the event that he gets sick or gets into a medical emergency.  In the same manner, PhilHealth, being a social insurance

How To Know If You Are Qualified for PhilHealth Benefits

PhilHealth membership is not limited to regularly-employed Filipinos.  In fact, unemployed and self-employed individuals are strongly encouraged to faithfully make monthly contributions to secure their PhilHealth claims in times of emergencies.  Problem is, when a member fails to make a contribution for a month or two, they immediately think that they are no longer qualified

Facts About PhilHealth’s Premium Rate Adjustment

On January 1, 2018, PhilHealth’s premium rates have been adjusted to 2.75% of the member’s monthly basic salary (MBS). To help everyone appreciate how the adjustment impacts an employee’s contribution (and effectively, the salary deduction he should anticipate as a result of the rate increase), we are sharing the following table lifted from PhilHealth’s official

Quick Guide to the No Balance Billing of PhilHealth

What is the No Balance Billing? No Balance Billing or NBB is a privilege given to qualified PhilHealth members.  If you are covered by the NBB policy, you no longer need to pay for your hospitalization at any government hospital and selected private medical centers nationwide.  It is the government that pays for the member’s

What You Need to Know About Your Philhealth Contributions and Membership Renewal Part 2

Here is the continuation of yesterday’s feature article on Philhealth contributions and membership renewals.  In today’s blog, we will cover the answers to common questions from Philhealth members such as refunds for unused contributions, how to “reactivate” membership after failing to pay several months, and how to continue paying for your Philhealth membership after you

What You Need to Know About Your Philhealth Contributions and Membership Renewal Part 1

There are two types of Philhealth members, those whose contributions are regularly remitted by their employers, part of which is deducted from their salaries, and those who pay for their contributions voluntarily.  Of the two types, the latter often fall into the trap of foregoing monthly remittances to Philhealth and as a result, their claims

The Senior Citizen Philhealth Membership Explained

My mom is a senior citizen enjoying all perks and privileges offered by our government to citizens her age.  She gets to beat long lines at grocery stores and rest rooms, watches movies for free at the mall at least once a week, and gets discounts when dining out. As her designated carer, my major

Philhealth Benefits and More Part 3: Z Benefit Packages

Z Benefit Packages were created by the government to help address patients’ needs of some cancer cases and other illnesses that require longer hospital confinement and special treatment procedures.  These are available through Philhealth and may be availed by contributing members and their qualified dependents. In the third installment of our blog series on Philhealth