How to Register as a PhilHealth Voluntary Member

Pinoys have yet to fully accept the values and benefits of being insured.  Whether it is a life or medical insurance, every working Filipino must be protected from the inevitable.  When unfortunate situations arise – a family member gets sick, a child meets an accident – it is best to be prepared. If you areContinue reading “How to Register as a PhilHealth Voluntary Member”

4 Things You Need to Remember When Claiming Your PhilHealth Benefits

In a previous article, we featured the guidelines on how you can be sure that you are eligible to claim your PhilHealth benefits after you have been confined and treated in a hospital.  There are cases, however, when even a qualified PhilHealth member is not able to fully enjoy his privileges in spite of showingContinue reading “4 Things You Need to Remember When Claiming Your PhilHealth Benefits”

How to Become a PhilHealth Member: Requirements and Procedures

The Philippine Health Insurance Corporation is responsible for implementing universal health coverage for Filipinos.  Every Pinoy must be listed as a member of the PhilHealth and make regular contributions to secure his claims in the event that he gets sick or gets into a medical emergency.  In the same manner, PhilHealth, being a social insuranceContinue reading “How to Become a PhilHealth Member: Requirements and Procedures”

How To Know If You Are Qualified for PhilHealth Benefits

PhilHealth membership is not limited to regularly-employed Filipinos.  In fact, unemployed and self-employed individuals are strongly encouraged to faithfully make monthly contributions to secure their PhilHealth claims in times of emergencies.  Problem is, when a member fails to make a contribution for a month or two, they immediately think that they are no longer qualifiedContinue reading “How To Know If You Are Qualified for PhilHealth Benefits”

Facts About PhilHealth’s Premium Rate Adjustment

On January 1, 2018, PhilHealth’s premium rates have been adjusted to 2.75% of the member’s monthly basic salary (MBS). To help everyone appreciate how the adjustment impacts an employee’s contribution (and effectively, the salary deduction he should anticipate as a result of the rate increase), we are sharing the following table lifted from PhilHealth’s officialContinue reading “Facts About PhilHealth’s Premium Rate Adjustment”

Quick Guide to the No Balance Billing of PhilHealth

What is the No Balance Billing? No Balance Billing or NBB is a privilege given to qualified PhilHealth members.  If you are covered by the NBB policy, you no longer need to pay for your hospitalization at any government hospital and selected private medical centers nationwide.  It is the government that pays for the member’sContinue reading “Quick Guide to the No Balance Billing of PhilHealth”

Guide to the OFW’s Philhealth Membership Part 2

What are the benefits that OFWs can enjoy as bona fide PhilHealth members?  Are their dependents entitled to the same benefits as well? Below are the latest case rates applicable to OFW members.  The amount stated in this summary is PhilHealth’s participation in the member’s hospital and medical expenses.  Any amount over the stated coverageContinue reading “Guide to the OFW’s Philhealth Membership Part 2”

Philhealth’s Animal Bite Treatment Package

If you are fond of taking care of pets, or are in an area where dogs and cats freely roam the streets, you are at a higher risk of getting bitten by stray animals and exposed to the rabies virus.  Animal bites must be taken seriously because when left untreated, can cause irreversible infections andContinue reading “Philhealth’s Animal Bite Treatment Package”