How to Apply for Government-issued IDs

I found this super helpful article in Rappler that I think will help this year’s high school and college graduates secure their government IDs and other documents that are required when applying for a job.  When I was a fresh graduate myself, I dreaded making trips to government offices because of the long lines andContinue reading “How to Apply for Government-issued IDs”

Where Can I Register for the National ID?

Now that we have the list of documents and IDs that can be presented when registering for a National ID, we shall be sharing the areas of registration centers where citizens and resident aliens can submit their application.  The following list was lifted from the Implementing Rules and Regulations of the RA 11055 or theContinue reading “Where Can I Register for the National ID?”

How To Apply for a Pag-IBIG Multi-purpose Loan

Last January 18, I personally filed my application for a Pag-IBIG Multi-purpose Loan (or salary loan) at the Pag-IBIG office in Intramuros, Manila.  This is actually the third time I renewed my loan but decided to write about it only now because of the significant improvement in speed and efficiency I experienced at this particularContinue reading “How To Apply for a Pag-IBIG Multi-purpose Loan”

Pag-IBIG Multi-Purpose Loan vs. SSS Salary Loan: Which Should You Get?

If you are an employed member of the Pag-IBIG and the SSS, you shall, at one point, be entitled to salary loans from these government agencies.  The good thing about getting a government-issued personal loan is that they offer low-interest rates compared to getting a loan from the bank or a private lending company.  YourContinue reading “Pag-IBIG Multi-Purpose Loan vs. SSS Salary Loan: Which Should You Get?”

4 Steps to Purchase Pag-IBIG Acquired Properties

Pag-IBIG offers the provision of home financing programs for both new and repossessed (or acquired) housing properties that were developed by Pag-IBIG.  Active members have the option to purchase an acquired Pag-IBIG property at negotiated rates. Acquired assets are foreclosed properties (house and lot) that are auctioned off by Pag-IBIG to the public at cheaperContinue reading “4 Steps to Purchase Pag-IBIG Acquired Properties”

Six Steps When Getting a Pag-IBIG Housing Loan

Active members of the Pag-IBIG Fund are entitled to avail of housing loan privileges; you can choose to build a house, buy one that is up for sale, or choose from among Pag-IBIG’s acquired assets.  It is the most affordable means to own a home through its payment terms and low interest rates. To helpContinue reading “Six Steps When Getting a Pag-IBIG Housing Loan”

Should You Get a Pag-IBIG Multi-purpose Loan or an SSS Salary Loan?

If you are a member of the Social Security System and the Home Development Mutual Fund or Pag-IBIG (HDMF), you have various privileges such as short-term loan applications, housing loans, educational loans, and retirement benefits.  You have the option to choose one from the other or maximize both. Today we are going to feature theContinue reading “Should You Get a Pag-IBIG Multi-purpose Loan or an SSS Salary Loan?”

4 Things You Need To Know When Applying for a Pag-IBIG Housing Loan

Are you planning to buy a house soon?  Have you considered getting one through a Pag-IBIG housing loan? Here are some facts and figures that could help you decide on availing a real estate property through your Pag-IBIG membership. Lower interest rates for Regular Housing Loan Effective February 14, 2018, the Pag-IBIG began offering homeContinue reading “4 Things You Need To Know When Applying for a Pag-IBIG Housing Loan”