LTO Online PASS: Appointment Setting for Driver’s License and Car Registration Renewal

Renewing your driver’s license and car registration has become so much simpler and faster now that the Land Transportation Office (LTO) has launched their LTO Online Personal Appointment and Scheduling System or PASS.   Applicants may now simply set an appointment at any of the four LTO branches that offer the PASS service to ensure thatContinue reading “LTO Online PASS: Appointment Setting for Driver’s License and Car Registration Renewal”

Everything You Need to Know About the Overseas Employment Certificate (OEC)

The OEC is a basic requirement for OFWs before they are given permission to work abroad.  They must secure this to ensure that their departure and overseas employment are properly documented.  This document has a 60-day validity from the date it was issued; this means that the OFW must be able to leave before theContinue reading “Everything You Need to Know About the Overseas Employment Certificate (OEC)”

4 Things You Need To Know When Applying for a Pag-IBIG Housing Loan

Are you planning to buy a house soon?  Have you considered getting one through a Pag-IBIG housing loan? Here are some facts and figures that could help you decide on availing a real estate property through your Pag-IBIG membership. Lower interest rates for Regular Housing Loan Effective February 14, 2018, the Pag-IBIG began offering homeContinue reading “4 Things You Need To Know When Applying for a Pag-IBIG Housing Loan”

School Enrollment Documents You Need to Prepare

  Are you enrolling your child as a Senior High School student or college freshman in a few months?  Here are the basic requirements you need to prepare in order to achieve a hassle-free school admission. Senior High School (K-12) Certificate of Junior High School Completion. Certificate of Good Moral Character (from the previous school,Continue reading “School Enrollment Documents You Need to Prepare”

Why Do You Need to Get a New Copy of Your PSA Birth Certificate?

If birth certificates do not expire, why do we need to secure new copies from the Philippine Statistics Authority (formerly National Statistics Office)? In a recent radio interview, the assistant national statistician of the PSA mentioned the different reasons why Filipinos need to secure new copies of their civil registry records such as birth andContinue reading “Why Do You Need to Get a New Copy of Your PSA Birth Certificate?”

How To Know If You Are Qualified for PhilHealth Benefits

PhilHealth membership is not limited to regularly-employed Filipinos.  In fact, unemployed and self-employed individuals are strongly encouraged to faithfully make monthly contributions to secure their PhilHealth claims in times of emergencies.  Problem is, when a member fails to make a contribution for a month or two, they immediately think that they are no longer qualifiedContinue reading “How To Know If You Are Qualified for PhilHealth Benefits”

6 Reasons Why You Always Need to Have a Copy of your PSA Birth Certificate

I was never a fan of keeping files as these have the tendency to pile up on my desk over time.  I have developed the habit of just getting what I need when I need it.  However, I realized this may not be a good practice when it comes to personal documents such as myContinue reading “6 Reasons Why You Always Need to Have a Copy of your PSA Birth Certificate”

Facts About PhilHealth’s Premium Rate Adjustment

On January 1, 2018, PhilHealth’s premium rates have been adjusted to 2.75% of the member’s monthly basic salary (MBS). To help everyone appreciate how the adjustment impacts an employee’s contribution (and effectively, the salary deduction he should anticipate as a result of the rate increase), we are sharing the following table lifted from PhilHealth’s officialContinue reading “Facts About PhilHealth’s Premium Rate Adjustment”