Category: SSS Information

05 - 12

This article is for our mom-to-be followers who are wondering if they are qualified to claim for maternity benefits from the SSS.  Often, expectant mothers who only recently began making SSS contributions, or those who missed a month or two prior to their delivery dates, are worried that they would not be able to claim assistance from SSS.

We lifted the official computation and other guidelines from the SSS website to help all female SSS members understand how maternity benefits are determined.

Read on!

The SSS Maternity Benefit

  • For normal delivery and miscarriages: 100% of member’s average daily salary credit multiplied by 60 days.
  • For caesarean section delivery: 100% of member’s average daily salary credit multiplied by 78 days.

Benefit Computation

  1. Exclude the semester of contingency (delivery or miscarriage).
    • A semester refers to two consecutive quarters ending in the quarter of delivery.
    • A quarter refers to three consecutive months ending March, June, September, or December.
  2. Count 12 months backwards starting from the month immediately before the semester of contingency.
  3. Identify the six highest monthly salary credits within the 12-month period.  The monthly salary credit means the compensation base for contributions and benefits related to the total earnings for the month.  The maximum covered earnings or compensation is Php 16,000.00 effective January 1, 2014.
  4. Add the six highest monthly salary credits to get the total monthly salary credit.
  5. Divide the total monthly salary credit by 180 days to get the average daily salary credit.  This is equivalent to the daily maternity allowance.
  6. Multiply the daily maternity allowance by 60 (for normal delivery or miscarriage) or 78 days (for caesarean section delivery) to get the total amount of maternity benefit.

Below is an example:

Let’s say the SSS member will give birth on December 2017, how do we determine the amount of maternity benefit she can expect from SSS?

  1. The semester of contingency is from July 2017 to December 2017.
  2. The 12-month period before the semester of contingency would be from July 2016 to June 2017.
  3. Assuming the six highest monthly salary credits are Php 15,000 each, then the total monthly salary credit would be Php 90,000.00 (Php15,000 x 6).
  4. The daily maternity allowance would be Php 500.00 (Php 90,000 / 180).
  5. To get the total amount of maternity benefit: multiply the daily maternity allowance by the number of days based on the type of delivery:
    • For normal delivery and miscarriages: Php 500 x 60 = Php 30,000.00
    • For caesarian section delivery: Php 500 x 78 = Php 39,000.00

Important Reminders:

  1. The SSS maternity benefit is paid to a female member for the first four deliveries and miscarriages only, by virtue of the Social Security Act of 1997 (RA 8282).
  2. Employed members shall receive the full amount of the maternity benefit within 30 days from the date of filing of the maternity leave application.  This will be given in advance by the employer (who shall then be reimbursed in full by the SSS).
  3. If the employee member gives birth or suffers a miscarriage and the required number of contributions have not been properly remitted by the employer, or if the employer fails to notify the SSS, the employer will be required to pay damages to the SSS.  Such damages shall be equivalent to the benefits that the employee should have been entitled to.
  4. Separated / voluntary / self-employed members shall be paid directly by the SSS.
  5. A female member cannot claim for sickness benefit for a period of 60 days for normal delivery or miscarriage and 78 days for caesarean delivery.  No member can be entitled to two benefits for the same period.

The moment you have confirmed that you are pregnant, notify your employer right away.  If you are a voluntary member, file the necessary papers at the SSS immediately.  This will secure the validity of your claim, whether you carry the child to full term or suffer a miscarriage (anything can happen).  It also pays to create an online SSS account so you can monitor your and your employer’s monthly contribution.

We hope this article helps all new and future mothers!


Chips And Nibblers (1)

Closet Queen



03 - 10

SSS members who have found better earning opportunities abroad may continue to enjoy the same privileges as members who reside in the country.  One such benefit is the salary loan facility of the SSS; this enables members to borrow an amount to meet short-term credit needs and be able to repay at affordable terms and interests.

What are the qualifications?

a. The OFW’s monthly SSS contributions must be updated.

  • For one-month salary loan – the member-borrower must have 36 posted monthly contributions, six of which should be within the last twelve (12) months prior to the month of filing of application.
  • For two months salary loan – the member-borrower must have 72 posted monthly contributions, six of which should be within the last twelve (12) months prior to the month of filing of application.

b. The OFW must be under 65 years of age at the time of application.

c. The OFW has not been granted final benefit (total permanent disability, retirement, and death).

d. The OFW has not been disqualified due to fraud committed against the SSS.

What are the steps in applying for a salary loan?

a. Download and fill-out a Member Loan Application form.

b. Present your SSS ID.  If the OFW does not have an SSS ID yet, he needs to file for application of SSS card (Form E-6).

c. Prepare two valid identifications (ID); any two of the following will suffice:

  • Professional Regulation Commission (PRC)
  • Unexpired Driver’s License
  • Passport
  • Postal ID
  • School or Company ID
  • Tax Identification Number (TIN) card
  • Seaman’s Book
  • Membership card issued by private companies
  • Overseas Worker Welfare Administration (OWWA) card.
  • Senior Citizen’s card
  • Voter’s Identification card / Affidavit / Certificate of Registration
  • ATM card with cardholder’s name; or with certification from bank (if without name).
  • Credit card
  • Fisherman’s card issued by BFAR
  • GSIS card / Member’s Records / Certificate of Membership
  • ID card issued by LGUs (Barangay/Municipal/City)
  • ID card issued by professional association recognized by PRC.
  • Birth Certificate
  • Baptismal Certificate
  • Marriage Contract
  • NBI Clearance
  • Pag-IBIG Member’s Data Form
  • Permit to carry firearms issued by the Firearms and Explosive Unit of PNP.
  • PHIC Member’s Data Record
  • Police Clearance
  • Seafarer’s Registration Certificate issued by POEA
  • Temporary Driver’s License issued by LTO
  • Transcript of Records
  • Alien Certificate of Registration
  • Bank Account Passbook
  • Certificate from Office of Southern / Northern Cultural Communities; or Office of Muslim Affairs
  • Certificate of Licensure / Qualification Documents / Seafarer’s ID and Record Book for Maritime Industry
  • Certificate of Naturalization from the Bureau of Immigration
  • Life Insurance Policy
  • Birth / Baptismal certificate of children.

Who may file the Salary Loan Application?

a. If filed by Member-borrower’s authorized representative, bring the following:

  • Member-borrower’s Member Loan Application
  • Member-borrower’s SS card or any two valid IDs both with signature (at least one with photo).
  • Authorized Representative’s SS card or any two valid IDs both with signature (at least one with photo).
  • Letter of Authority (LOA) signed by both the member-borrower and the member-borrower’s authorized representative.

b. If filed by Employer/Company’s Authorized Representative, bring the following:

  • Accomplished Member Loan Application.
  • Authorized Company Representative (ACR) card issued by SSS.
  • Letter of Authority (LOA) from employer and any two valid IDs both with signature and at least one with photo.
  • Acknowledgment stub and any two valid IDs both with signature and at least one of the IDs with photo.

c. If filed by the member’s representative:

  • Present member’s SSS card or two valid IDs, one of which with photo and signature.
  • Authorization letter signed by the member and the representative.

Where does an OFW file his loan application while abroad?

a. OFW members may submit their applications at the SSS Representative office in the country of their location.

b. In case there is no SSS office in a particular country, the member may send the application and supporting documents to his relatives in the Philippines and authorize them to file at the SSS branch.

c. Any document issued abroad and forms part of the application must be authenticated by the Philippine Consulate/Embassy.


Chips And Nibblers (1)

Closet Queen



Are you currently receiving pension from the Social Security System (SSS), as a retiree or a beneficiary?  Have you recently undergone your Annual Confirmation of Pensioners (ACOP)?  Did you know that the ACOP schedule has been changed from contingency month to the birth month of the SSS member?

To ensure continuous release of your monthly SSS pension, you need to undergo the ACOP program every year.  Here is the list of procedure and documents needed when reporting at the SSS for ACOP; take note too of the defined exemptions, depending on the pensioner’s physical condition.


How to Comply:

The pensioner has to report to any SSS branch, EXCEPT if the pensioner is 80 years old and above.  In such cases, the pensioner only needs to accomplish the ACOP form and attach required documents.  These documents should then be submitted to the nearest SSS branch through a representative or email to

Required Documents (depending on the pensioner’s age and physical condition):

If the Pensioner can report personally:

  1. Accomplished and signed ACOP form.
  2. SS card or two valid IDs, both with signature and at least one with photo.

If the Pensioner is incapacitated or 80 years old and above and resides in the Philippines:

  1. Accomplished and signed ACOP form.
  2. Photocopy of SS card or two valid IDs, both with signature and at least one with photo.
  3. Sketch of residence.

If the Pensioner is confined in an institution:

  1. Accomplished and signed ACOP form.
  2. Photocopy of SS card or two valid IDs, both with signature and at least one with photo.
  3. Certification from applicable institution confirming Pensioner’s confinement.

If the Pensioner resides abroad:

  1. Accomplished and signed ACOP form.
  2. Photocopies of SS card, valid passport, or any two valid IDs issued by the host country government unit/agency where photo and signature are shown.
  3. Complete physical examination report done within 3 months prior to the last day of compliance and certified by a physician indicating his license number and clinic address.
  4. Laboratory or other diagnostic examination results applicable to disability.



How to Comply:

If the pensioner receives his pension thru a bank, he or she has to report to the designated bank; if pension is received thru checks or a guardian, the pensioner needs to report to any SSS branch.

Required Documents (depending on the pensioner’s age and physical condition):

If the Pensioner can report personally:

  1. Accomplished and signed ACOP form.
  2. SS card or two valid IDs, both with signature and at least one with photo.

If the Pensioner is incapacitated or 80 years old and above and resides in the Philippines:

  1. Accomplished and signed ACOP form.
  2. Photocopy of SS card or two valid IDs, both with signature and at least one with photo.
  3. Sketch of residence.
  4. Certificate of existence from the Barangay Chairman.
  5. Medical Certificate done within three months prior to the last day of compliance and certified by a physician indicating his license number and clinic address.

If the Pensioner is confined in an institution:

  1. Accomplished and signed ACOP form.
  2. Photocopy of SS card or two valid IDs, both with signature and at least one with photo.
  3. Certificate from applicable institution confirming pensioner’s confinement.

If the Pensioner resides abroad:

  1. Accomplished and signed ACOP form.
  2. Photocopies of SS card, valid passport or any two valid IDs issued by the host country governmental unit / agency where photo and signature are shown.




My sister, a private school teacher, gave birth in January 21, 2016 to a healthy baby boy.  I am not sure if her case can be considered a premature delivery since she gave birth three weeks earlier than her scheduled due date.  Nonetheless, her delivery was uneventful and the baby came out healthy and strong.

Less than two months after she gave birth, my sister suffered from a severe case of skin asthma.  It got so bad that she was even prohibited by her doctor to carry or cuddle her baby.  She also had difficulty breathing at night and whenever she is exposed to smoke and dust.  She was confined in the hospital for five days until her rashes cleared out.

A few days after she was discharged from confinement, she filed her sickness benefit claims from the Social Security System (SSS).  Unfortunately, her claim was denied.  This was puzzling to us as she just recently received her maternity benefits from the SSS; she had no difficulty filing and claiming the proceeds.

We tried calling the SSS but no one seems to be able to give us a plausible answer.  I did my own research and these are my findings:

  1. A female SSS member who has successfully claimed her maternity benefits is no longer eligible to claim other types of benefits within a specified period:
    • A female who gave birth through normal delivery, or had a miscarriage, cannot file for sickness benefits claim within 60 days after childbirth or miscarriage.
    • A female who gave birth through caesarean section cannot file for sickness benefits claim within 78 days after childbirth.
  2. By law, an SSS member may only receive / claim one benefit at a given time.

My sister was able to claim her maternity benefits shortly after her baby turned one month old.  This was the reason why her claim for sickness benefits was denied by the SSS.

When we got hold of this information, my sister was able to clarify her concern better with the SSS.  She was then able to confirm that due to her maternity claim, she is not eligible for sickness benefits claims until after the 60-day prescription period.

Most SSS members may not be aware of this policy and it is best that claimants clarify minor details in their claims in order to avoid confusion later on.

Now you know.




SSS Loan Restructuring Program How To

Do you have an outstanding loan with the SSS that is left unpaid for several years now?  Are you worried that the principal and interest rates have accumulated over time and you may not be able to pay the amount anymore?

The SSS has good news for you!  They have recently launched the their Loan Restructuring Program to help members with past due loans.  In our previous post, we detailed the qualifications needed when applying for a loan restructuring program.  We have since received numerous inquiries on how to file the application as well as the list of documentary and ID requirements.

We are sharing our research to you today and encourage everyone who have outstanding obligations with the SSS to apply for the condonation program.  This is your chance to regain a good membership standing with the SSS and secure your future benefits.

What you need to bring:

(a). Original copy of any one of the primary IDs or documents (or)

(b). Original copy of any 2 secondary IDs or documents

(c). At least one of the IDs must have 1 with photo, and both with signature

Primary IDs or Documents:

  1. SSS card
  2. Unified Multi-purpose ID (UMID)
  3. Driver’s License
  4. Passport
  5. Professional Regulation Commission (PRC) card
  6. Seaman’s Book (Seafarer’s Identification and Record Book)

Secondary ID Cards or Documents:

  1. Alien Certificate of Registration
  2. Certificate of Licensure or Qualification Documents from Maritime Industry Authority
  3. Certificate of Muslim Filipino Tribal Affiliation issues by National Commission on Muslim Filipinos
  4. Company ID Card
  5. Firearm License card issued by PNP or Philippine National Police
  6. Fishworker’s License issued by BFAR or Bureau of Fisheries and Aquatic Resources
  7. GSIS or Member’s Record or Certificate of Membership
  8. Health or Medical Card
  9. PagIBIG or Home Development Mutual Fund Member’s Data Form
  10. ID card issued by Local Government Units (LGUs). Examples in Barangay, Municipality, or City
  11. ID card issued by professional association recognized by PRC
  12. Marriage Contract or Certificate
  13. OWWA Card or Overseas Worker Welfare Administration
  14. PHIC Card or Philippine Health Insurance Corporation
  15. NBI Clearance or Police Clearance
  16. Postal ID Card
  17. School ID Card
  18. Seafarer’s Registration Certificate issued by Philippine Overseas Employment Administration
  19. Senior Citizen Card
  20. Taxpayer’s Identification Number (TIN) Card
  21. Voter’s Identification card or Voter’s Affidavit or Certificate of Registration

Step 1. Request for a copy of your Statement of Loan Balances from the nearest SSS branch.  OFWs may request for a copy from the SSS foreign office.

Step 2. Accomplish a copy of an Affidavit of Residency as supporting document for your home address or work address.  This is to attest to the fact that your area is within a covered calamity area stricken by a previous (natural) disaster.

Step 3. Prepare a copy of a duly accomplished Loan Restructuring Program.  Write “Not Applicable” or “N/A” for information that are not applicable to you.  Affix your initials on any erasures.

Step 4. If a representative is filing this form, submit the following:

  1. Original copy of Special Power of Attorney (SPA)
  2. Photocopy of 2 valid IDs each of the member-borrower and the filer (or representative).

Step 5. Bring the duly accomplished forms to the SSS branch.  For Death, Total Disability, or Retirement benefit filers (who wish to avail of the reconstructuring program), include the DDR claim application form.

An SSS personnel will advise you on the next steps to be taken after you have submitted your application.  This offer is open until April 27, 2017 only.

If you wish to make a follow up on your filed applications, you may contact SSS through the following:

Call Center : 02-920-6446 to 55



Website: https://www/



SSS Pension

As paying members of the Social Security System (SSS), we are all looking forward to that day when we can just sit back, relax, and wait for our monthly pension to arrive.  We count the years until we are prepared to retire from our jobs and finally be able to take that much needed vacation, spend quality time with our children, and no longer be bothered by “work”.  We look forward to that day when we can finally ask ourselves, “What do I do with all these free time on my hands?”

But the question we should all be asking at this point is, how much must I expect as monthly pension from the SSS and will that be enough to sustain my needs as I approach my senior years?

To help you determine your monthly pension, here is a guide lifted from the SSS website and a recent article from the Manila Bulletin.


Are you under the Compulsory or Voluntary program of the SSS?

The Compulsory program covers employers and their employees, as well as self-employed individuals.  Their contributions are automatically deducted from their monthly salaries and remitted by their employers to SSS.

Voluntary members are OFWs, non-working spouses of SSS members, and members who have separated (resigned) from their jobs.  They pay their monthly contributions “voluntarily” by going to SSS offices or accredited payment centers.

Apart from the two programs, SSS also encourages its members to establish a separate savings account under the SSS Personal Equity and Savings Option (PESO) to add to their retirement funds.  This is a tax-free investment fund that can earn income based on interest rates of five-year Treasury yields.  At a minimum amount of Php 1,000 per month, a qualified SSS member is able to basically double his SSS savings.


A member’s pension is determined based on the number of credited years of service (CYS) and the number of dependent minor children.

There are three formulae that the SSS uses to compute for a member’s pension; the monthly pension will be the highest amount resulting from any of the three formulae.

  1. The sum of = Php 300.00 + 20% of the Average Monthly Salary Credit (AMSC) + 2% of the AMSC for each Credited Year of Service (CYS) in excess of 10 years, OR
  2. 40 % of the AMSC, OR
  3. Php 1,200.00 if the CYS is at least 10 but less than 20.
  4. Php 2,400 if the CYS is 20 or more.

Note: The AMSC is determined by the SSS based on your monthly compensation.  Salaries from Php 15,750 and above are assigned an AMSC of 16,000.


Using formula number 1, here is a sample computation for an individual who:

  1. Is earning Php 30,000.00 monthly
  2. Has worked and contributed to the SSS for 40 years

Monthly Pension (MP) = P300 + (20% of AMSC) + (2% of AMSC x 30 years (40 years – 10))

MP = Php 300.00 + (20% x 16,000.00) + (2% x 16,000 x 30 years)

MP = Php 300 + 3,200 + 9,600

MP = Php 13,100.00


There are two ways to determine if you are qualified for SSS retirement benefits:

a. You are 60 years old and are no longer working or have ceased to be self-employed.  You have made at least 120 monthly contributions before the semester of retirement.

b. You are 65 years old – may be employed or not – and have made at least 120 monthly contributions before the semester of retirement.


There are also two ways to receive your retirement benefits:

a. Lifetime monthly pension – receive your pension monthly through the bank that you pick as your designated bank.

b. Lump sum – receive the first 18 months of your pension at a discounted rate determined by the SSS.  Your monthly pension will begin on the 19th month.


Be ready with the following IDs and documents when filing for your retirement benefits:

  1. Retirement claim application form (SSS Form DDR – 1);
  2. DDR Saving Account form;
  3. Certificate of Separation from last employer (for members less than 65 years old);
  4. Passbook (if pension);
  5. Certified true copies of birth or baptismal certificate of dependent children;
  6. Certificate of cessation of business or practice of profession (for self-employed less than 65 years old);
  7. Certified true copy of marriage certificate (if with dependent children);
  8. Proofs of filiation for illegitimate dependent children; and
  9. SSS digitized or E-6 (acknowledgment stub) with two valid IDs, one of which has a recent photo.

For a more thorough and accurate computation of your retirement benefit, visit the nearest SSS branch.



SSS Educational Loan

If you need additional funds for your children’s college tuition fees, you may seek help from the Social Security System (SSS) through the SSS Educational Loan Program.  This is open to SSS members who meet the following criteria:

(a). Payments for existing salary/housing loan amortization must be updated.  Overdue amount must not exceed three (3) monthly loan amortizations;

(b). Member must have paid at least thirty-six (36) monthly contributions, three (3) of which should be within the last twelve (12) months prior to the date of application of the loan;

(c). Member’s last posted Monthly Salary Credit must be Php15,000 or below while actual monthly basic salary must not be more than Php25,000.

Amount of Loan a Qualified Member may Apply For

The loan amount is determined primarily by the type of course the member or beneficiary is taking up.

(a). Degree Courses – Maximum of Php20,000.00 per semester/trimester/quarter term or actual tuition/miscellaneous fees, whichever is lower, rounded off to the next higher Php100.

(b). Vocational/Technical Course (minimum of 2 years) – Maximum of Php10,000 per semester/trimester or actual amount of tuition/miscellaneous fees, whichever is lower, rounder off to the next higher Php100.

A 6% interest per annum based on diminishing principal balance shall be applied on the loan amount.  For unpaid loan amortizations, a 1% penalty shall be applied per month.

Who can be covered by the program?

The proceeds of the educational loan can be used by the following:

(a). Member-borrower

(b). Member-borrower’s legal spouse

(c). Child of SSS member (including illegitimate)

(d). Siblings of unmarried SSS member (including half-brother/sister)

A married member-borrower are allowed to apply for up to two (2) beneficiaries, including himself.

What are the required documents for application?

(a). SSS ID or two (2) valid IDs.

(b). Accomplished application form.

(c). Assessment/Billing statement issued by the school of member/beneficiary.

(d). Proof of monthly salary/income.

(e). Income Tax Return or affidavit of income (for self-employed/voluntary paying).

You may download a copy of the Educational Assistance Loan form here.




Narito ang pagpapatuloy ng article tungkol sa AlkanSSSya Program ng SSS.  Tulad ng nabanggit kahapon, ang AlkanSSSya ay isang programang inilunsad ng SSS para mabigyan ng pagkakataon an gating mga kababayan sa Informal Sector Groups na makapag ipon para sa kanilang retirement at mga emergency needs sa ilalim ng SSS.

Ano ang mga Tungkulin Mo Bilang Miyembro ng AlkanSSSya?

  1. Ano mang pagbabago sa iyong personal information (nagbago ng apelido o civil status, nagbago ng mga beneficiaries, mobile number, etc.) at sa halaga ng iyong kontribusyon o Monthly Salary Credit (MSC) ay dapat na ipaalam agad sa SSS.  Manghingi ng AlkanSSSya Program Masterlist Form at Member’s Data Amendment Form (SS Form E-4) sa pinaka malapit na SSS branch.  Ilagay lahat ng mga impormasyon na hinihingi ng mga forms at i-submit ito sa SSS.
  2. Siguruhing nakakaipon kayo ng hindi bababa sa P330.00 tuwing katapusan ng buwan.  Iwasang lumiban.
  3. Makakatanggap kayo ng text message para sa schedule ng monthly computation o buwanang pagkwenta ng inyong hulog.  Ito ay gagawin tuwing katapusan ng buwan.  Siguruhing updated ang inyong mobile number na naka deklara sa SSS para matanggap ninyo ang announcement ng schedule.
  4. Tiyakin na naire-remit ng inyong asosasyon ang iyong kontribusyon sa tamang Collecting Agent.
  5. Siguruhing tama ang spelling ng iyong pangalan, SS number, at halaga ng kontribusyon sa Contribution Collection Posting Report na nanggagaling sa SSS.  Ito ay dapat na naka paskil sa bulletin board ng inyong asosasyon.
  6. Ugaliing bumisita sa website ng SSS para malaman ang mga pagbabago o updates sa mga programa at patakaran ng SSS.  (
  7. Kung may mga katanungan tungkol sa AlkanSSSya Program, maaaring magtungo sa pinaka malapit na SSS branch o kaya ay tumawag sa mga sumusunod na numero:02-435-9832

    02-920-6401 local 6415 o 6417

Ang pag-iipon ay ginagawa natin para maging handa sa mga pangyayari sa buhay na hindi inaasahan tulad ng pagkakaroon ng sakit, aksidente, at mga biglaang pangangailangan.  Ang SSS ay isang ahensyang mapagkakatiwalaan natin sa perang ating pinag hirapan.  Hindi mahalaga kung malaki o maliit ang ating sinusweldo; ang SSS ay nagbibigay ng mga programa para makatulong sa bawat Pilipino na siguruhin ang kanilang kinabukasan.  Ang maliliit na halaga na ating naitatabi habang tayo ay malakas pa ay pakikinabangan din natin sa panahong hindi na natin kayang mag trabaho.

Ibahagi natin ang balitang ito sa lahat ng ating mga kaibigan at kamag-anak para makatulong.




Ang bawat Pilipino na naghahanap-buhay ay dapat naka lista bilang miyembro ng Social Security System o SSS.  Bukod sa mga benepisyo tulad ng Sickness, Maternity, at Disability, ang SSS din ang inaasahan ng maraming Pinoy na pagkukunan ng kanilang pension sa kanilang pag tanda.

Ngunit papano kung ikaw ay nabibilang sa tinatawag na Informal Sector Group (ISG)?  Papano kung ang pang-araw-araw mong kinikita ay hindi sapat para makapag tabi ng monthly contribution sa iyong SSS membership?  May paraan ba para mabigyan din sila ng pagkakataon na mapabilang sa mga covered members ng SSS?

Ang AlkanSSSya Program

Nag lunsad ang SSS ng tinatawag na AlkanSSSya Program.  Ito ay isang paraan ng pag-iimpok na idinisenyo para sa mga manggagawa ng Informal Sector Group para sa kanilang SSS contribution.

Sino ang maaaring sumali sa programang ito?

Ang mga sumusunod ay maaaring sumali sa AlkanSSSya Program:

  • Operator ng jeepney
  • Driver ng jeepney
  • Tricycle at trisikad drivers
  • Nagtitinda sa palengke
  • Magsasaka
  • Mangingisda
  • Nangongolekta ng basura
  • Bilanggo
  • Nagta-trabaho sa golf course
  • Empleyado ng barangay at tanod mula sa local government units at iba pang self-employed individuals.

Ano ang mga kailangan para makasali?

  • PSA Birth Certificate
  • Dalawang valid IDs na may lagda; ang isa ay dapat may litrato
  • Kailangang miyembro ng organisadong grupo ng Informal Sector Group na may kumpletong opisyal mula Pangulo, Pangalawang Pangulo, Kalihim, Ingat-Yaman, at iba pa.

Pumunta sa pinaka malapit na SSS branch at manghingi ng Application Form para sa AlkanSSSya Program.  Kapag naisulat na ang lahat ng impormasyon na hinihingi, ibigay ito sa inyong organized Informal Sector Group.

Magkano ang maaaring ihulog sa AlkanSSSya Program?

Malaya ang miyembro na mag desisyon kung magkano ang nais niyang ihulog sa kanyang AlkanSSSya.  Kailangan lang na makaipon siya ng hindi bababa sa P330 kada buwan bilang kontribusyon.  Ito ay ayon sa P3,000 na Monthly Salary Credit (MSC).

Saan pwedeng mag hulog ng kontribusyon ang mga miyembro?

Maaaring mag bayad ang mga AlkanSSSya Program members sa mga sumusunod:

  • SSS Tellering Facilities
  • Accredited Commercial, Thrift, at Rural Banks
  • Accredited Cooperatives
  • Ican CTI

Maaaring makipag ugnayan ang mga miyembro sa pinaka malapit na SSS branch o tumawag sa mga sumusunod na numero:


02-920-6401 local 6415 hanggang 6417

Ano ang mga benepisyo na maaaring matanggap ng isang self-employed member ng AlkanSSSya Program?

Benepisyo sa Pagakakasakit – daily cash allowance na ibinabayad para sa mga araw na ang isang miyembro ay hindi nakapag trabaho dahil siya ay may sakit o napinsala.

Benepisyo sa Panganganak – daily cash allowance para sa mga babaeng miyembro na hindi nakapag trabaho dahil sa panganganak o miscarriage.

Benepisyo sa Pagkabalda – halagang ipinagkakaloob sa miyembro na nagkaroon ng pansamantala or permanenteng disability o kapansanan dahil sa sakit o aksidente.  Maaring matanggap ito buwan-buwan o lump sum.

Benepisyo sa Pagreretiro – cash benefit para sa mga miyembrong hindi na makakapag trabaho dahil umabot na sila sa edad ng pagreretiro.  Maaaring matanggap ito buwan-buwan o lump sum.

Benepisyo sa Pagkamatay – cash benefit na ibinabayad sa beneficiaries ng siang namatay na miyembro; maaaring matanggap buwan-buwan o lump sum.

Benepisyo sa Pagpapalibing – cash benefit na ibinibigay sa sinumang nagbayad ng burial expenses ng namatay na miyembro.

Pautang – may pribilehiyo ang miyembro para sa personal na pangangailangan sa ilalim ng mga loan programs tulad ng salary loan, housing, house repair and improvement loan.

Bukas, ibabahagi naming ang mga tungkulin na kailangang gampanan ng isang AlkanSSSya member at ang mga patakaran ng SSS para sa mga Informal Sector Group.



Non Remittance of SSS

A person’s SSS membership must be kept active at all times.  Keeping your information, contributions, and loan payments (if you have any) updated help you avoid inconveniences when claiming for your benefits later on.

But what if a member (whether employed or voluntary) or his employer fails to update the SSS contributions and payments?  What are the effects of non-reporting and non-remittance of contributions to the SSS?  Let us find out.

For Employed Members

The employees’ entitlement to his SSS benefits shall remain in spite of his employer’s failure to remit the necessary SSS contributions.

For Self-employed and Voluntary Members

It is important for self-employed individuals to know that they need to be registered members of the SSS, otherwise, they may be subjected to fines.  Voluntary and self-employed members may pay their monthly contributions on time or in advance, but not retroactively.  Meaning, if a member missed a contribution for a particular month, he cannot double his payment for the following month to cover for the month he missed.  The previous month will remain unpaid while his succeeding payments are credited to his SSS account.

For Non-working Spouses who gains employment later on (or declares himself to be self-employed or an OFW), his membership shall be re-classified but he will not be issued a new SSS number.  A member cannot have more than one SSS number; his membership may only be re-classified depending on the updates on his employment status.

For Employers

An employer is considered in violation of SSS laws if he fails to report temporary or provisional employees under his payroll.  In case he fails to remit the corresponding SSS contributions of his employees, he may be punishable by fine and / or imprisonment.  The employer is responsible to deliver the following in favor of the employee, even if he failed to remit the employee’s SSS contributions:

a. Pay the benefits of those who die, become disabled, get sick, or reach retirement age;

b. Pay all unpaid contributions plus a penalty of 3% per month.

As paying SSS members, we can regularly check the progress of our contributions and loan payments online.  You may create your online SSS account at




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