If you are a government employee, you should know that your PhilHealth contribution shall increase by May this year. This was announced through the Department of Budget and Management’s Circular Letter No. 2022-6.
Below is the summary of premiums that will be implemented based on the employee’s Monthly Basic Salary (MBS):
The adjustment shall take effect on May 2022.
10 Key Points of the DBM’s Guidelines on PhilHealth Contributions for CY 2022:
- The premium rates, monthly income floors, and ceilings for PhilHealth contributions, both for employee and employer, are adjusted in order to support the provision of health care benefits as provided under RA 11223.
- To ensure that the government share (employer share) in PhilHealth contribution is duly covered by an appropriation, the government prescribes that government premium contributions to be remitted to the PHIC shall be subject to advice or notice by the DBM.
- For NGAs, the funding requirements for FY 2021 (government share) shall be charged against Agency-Specific Budgets which covers the FY 2022 requirements corresponding to the UHCA-scheduled rate of government contributions to PHIC for FY 2021, which are already included in the comprehensive release of allotments through the GAA as the Allotment Order.
- The funding requirements for FY 2022 (government share) shall be charged against the Miscellaneous Personnel Benefits Fund (MPBF) – the special purpose fund which provides the required amounts to adjust the employer share in the HIP contributions effective January 1 of FY 2022, based on the UHCA-scheduled rate (i.e. 4.0%) for FY 2022.
- For GOCCs, the amounts required for the adjustment in the employer (government) share in the HIP contributions of government employees shall be charged against their respective Corporate Operating Budgets under the Personnel Services expense. It is emphasized that they are not allowed to source the payment for the purpose from loans and subsidy from the NG for the GOCCs operations, except for subsidy income or subsidy given by the DBM for the adjustment of HIP contributions.
- Local government units (LGUSs) are enjoined to implement the same adjustments in PhilHealth contribution of their respective employees, subject however to the provisions of RA No. 7160 or the Local Government Code of 1991, and other existing pertinent budgeting rules and regulations.
- The following shall be observed in computing the PhilHealth contributions (equally shared by both the employee and employer) for FY 2022.
- If the MBS do not exceed P10,000, the monthly PhilHealth contribution is fixed at P400.00 (P200 for the employee and P200 for the employer or the government).
- If the MBS is more than P10,000 but less than P80,000 (income ceiling), the monthly PhilHealth contribution is 4% of the MBS (e.g. P49,835.00 x 4% = P1,993.40; equally shared, thus, the employer share is P996.70 and the employee share is P996.70).
- If the MBS is P80,000 (income ceiling) and above, the monthly PhilHealth contribution is fixed at P3,200 (e.g. P1,600 for the employee and P1,600 for the employer or the government).
- If in case there is an excess when dividing the computed monthly premium between the personal and the employer shares, such excess shall be deducted from the employee’s share to derive the monthly premium due. (e.g. if the total monthly PhilHealth contribution is equal to P520.67, the employer share is P260.34 while the employee share is P260.33).
- Agencies concerned shall submit request to the DBM (subject to evaluation) to fund the PhilHealth premium contribution of their regular employees for FY 2022. The requested adjustments shall be charged against the MPBF. On the other hand, the funding requirements for the adjustments in PhilHealth contribution for FY 2021 (i.e. 3% vs 3.5%) was already released to the agencies through the GAA as Allotment Order.
- The provisions of CL No. 2022-6 is only applicable to the period and purpose specified in the Circulare.
- Any cases not covered in the Circular should be referred to the DBM.
Department of Budget and Management