3 Ways to Create a Virtual Pag-IBIG Account

While we continue to stay indoors because of the pandemic, life, as we know it, must go on. Thanks to the internet, we are able to reach out to agencies and establishments and get the things we need by transacting online. 

The Pag-IBIG Fund is just one of the many government agencies that activated its online services to provide its members a more convenient and safer way to transact with them during these challenging times. Every Pag-IBIG member must know that there is a Virtual Pag-IBIG page on the Pag-IBIG website that allows you to file your transactions, check the statuses of your requests, and a lot of other things you normally can only do in a Pag-IBIG office.

Here’s how it works:

You can access the Virtual Pag-IBIG site by logging on to https://www.pagibigfundservices.com/virtualpagibig/.

In here you can:

  1. Apply for membership with Pag-IBIG.
  2. Apply for your MP2 Savings account
  3. Pay for your savings and loans online
  4. Apply for loans
  5. View your membership records

Based on my experience, you can apply for a multi-purpose loan (MPL) and check the status of your application, without having to create a Virtual Pag-IBIG account.  But because I wanted to maximize the benefits of the Virtual Pag-IBIG site, I decided to create an account for myself just the same.

If you still do not have a Virtual Pag-IBIG account but you are already a Pag-IBIG Fund member, here’s how you can create your own:

  1. Go to the Virtual Pag-IBIG website.
  2. Place a check mark on the Data Privacy Agreement pop-up screen to proceed to the home page.
  3. Click on the Create Account button (second to the last button on the left side of the screen).

There are three ways you can create your account in the Virtual Pag-IBIG website:

  1. Via the Loyalty Card Plus (which you can get or already have as a Pag-IBIG member).
  2. Creating and activating an account online
  3. As an OFW

How to create an account if you are a holder of the Loyalty Card Plus:

  1. Log on to the Virtual Pag-IBIG website.
  2. Click “Create Account”
  3. Select “Via Your Loyalty Card Plus”
  4. Keep these information on-hand as these will be required during your registration:
    1. Pag-IBIG Fund membership ID number (MID)
    1. Loyalty Card Plus bank issuer
    1. The last 4 digits of your card number (found at the back of the Loyalty card)
  5. Wait for the one-time password (OTP) that will be sent to your registered mobile phone number.
  6. After the OTP verification, you will be asked to provide further personal data. Make sure you provide true and accurate details.  You will also be asked to answer three security questions for your account’s protection.
  7. Upload a photo of your valid government-issued IDs.
  8. Upload your selfie holding any of the government-issued IDs you submitted.

Your account will be activated in 3 days and you will be notified via text message.

How to create and activate your account if you do not have the Loyalty Card Plus:

  1. Log on to the Virtual Pag-IBIG website.
  2. Click “Create Account”
  3. Select “create and activate your account online”.
  4. Have the following information ready:
    1. Pag-IBIG Fund membership ID number
    1. Complete number
    1. Date of birth
    1. Mobile phone number
  5. Wait for the OTP to be sent to your phone. This may take a while so best to register early in the morning or at night.
  6. Provide further information that will be asked by the system, making sure that your spellings and dates are correct.
  7. Upload photos of 2 valid government-issued IDs.
  8. Upload your selfie holding one of the two IDs you submitted.
  9. Wait for text confirmation to be sent to your registered mobile number.
  10. Activation will take 6 business days. Monitor your phone for updates and notification SMS.

For OFWs who wish to create their own Virtual Pag-IBIG accounts, follow the same procedure but make sure that the mobile number you will register is capable of receiving SMS notifications from Pag-IBIG (Philippine mobile number).  Activation of account for OFW members will take 3 days.

Once your account is activated, you can transact with Pag-IBIG through this virtual site.

If you have questions about Virtual Pag-IBIG, you can call the Pag-IBIG hotline at 02-8-724-4244 or email them at contactus@pagibigfund.gov.ph.




Published by MasterCitizen

I collect citizen facts and the usual stuff that might be important for a Pinoy's everyday life....Subscribe to get updates, opinions, and news.

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