Even Filipinos who work abroad, whether land-based or sea-based, must be covered by the Philippine Health Insurance Corporation or PhilHealth.
Here is a quick guide that can help OFWs stay updated on their membership:
How to register for membership:
- If currently in the Philippines:
- Visit the nearest PhilHealth Regional Office, Local Health Insurance Office, PhilHealth Business Center, or PhilHealth Express outlet in your area.
- If currently overseas:
- Visit any branch of the PhilHealth accredited collecting partners, iRemit, and Ventaja Corporation.
- Access the Electronic Registration facility and follow the step-by-step procedure.
- Download the PhilHealth Member Registration Form, fill out, and email to firstname.lastname@example.org
Checking one’s Member Data Record:
To verify if your PhilHealth Member Data Record contains updated information about your membership profile and your list of qualified dependents, click on the Member Inquiry icon under the Online Services section, follow the log-in procedures and check on the accuracy of your member data.
Updating the Member Data Record
- Download the PhilHealth Member Registration Form.
- Click FOR UPDATING on the upper right-hand side of the form.
- Indicate the necessary revisions.
- Email the accomplished form to email@example.com
- Await via email a copy of your updated Member Data Record.
Premium Contribution Rates
- For land-based OFW:
- Based on the amount prescribed by the PhilHealth.
- Minimum current rate is Php 2,400 per year.
- This can be paid in advance for two years to five years, or depending on the duration of the employment contract with the overseas employer.
- For sea-based OFW:
- The premium contribution rate is salary-based following the premium schedule for the Formal Economy.
Where to pay premium contributions:
- Premium payments can be made overseas through any PhilHealth accredited collecting agents and tie-ups.
- Payments may also be made at any accredited collecting partners in the Philippines or through PhilHealth Counter at the Philippine Overseas Employment Administration (Ortigas Ave., Mandaluyong City).
Notes for Filipino Seafarers
PhilHealth coverage need not end when your contract with manning agency ends. If vacationing in the Philippines while waiting for contract renewal, sea-based OFW members should pay their premium contributions to ensure benefits availment should the need arises.