SSS Death Benefits

When an SSS member passes away, his beneficiaries are entitled to claim death benefits from the Social Security System (SSS).  Here is how you can file and claim for SSS death benefits:

There are two types of death benefits paid to beneficiaries of a member:

  1. Pension
  2. Lump Sum Amount

In order for the beneficiaries to claim any of the two, the deceased member must have satisfied the following:

  1. For Pension – must have paid at least 36 monthly contributions before the semester of death.
  2. For Lump Sum Amount – this is granted to the primary beneficiaries of a deceased member who had paid less than 36 months.  In case there are no primary beneficiaries, the benefits may be claimed by secondary beneficiaries.

Who are considered Primary and Secondary beneficiaries?

  1. Primary Beneficiaries
    • Legitimate dependent spouse until he or she remarries.
    • The dependent legitimate, legitimated, or legally adopted child / children.
    • Illegitimate children who are not yet 21 years old.
    • If member is single and without children, the benefits will go to the dependent parents who are considered the secondary beneficiaries.
    • In the absence of both primary and secondary beneficiaries, any other person designated by the member in his / her SSS records shall be considered as the beneficiary.
  2. Secondary Beneficiaries
    • Dependent parents of the deceased SSS member.
    • Designated secondary beneficiaries — must be dependent on the deceased member at the time of the member’s death.

What are the application requirements?

  1. Death Claim Application (SSSForm_Death_Claim)
  2. Affidavit of Death Benefit, if claimant is secondary beneficiary (SSSForm_Affidavit_Death_Claim_Benefits).
  3. Filer’s Affidavit (SSSForms_Sinumpaang_Salaysay)
  4. Other affidavit, whichever is applicable:
    • Joint Affidavit of Two Disinterested Persons, if claimant is legal heir or designated beneficiary (SSS Form CLD – 1.3)
    • Application for Appointment as Representative Payee, if claimant is guardian (SSS Form CLD – 15)
  5. Report of Death (SSS Form BPN – 105), if death is work-related.
  6. Claimant’s photo, signature form, and valid IDs.
  7. If claimant is spouse of the deceased, marriage certificate, and birth certificates of minor children (duly certified by NSO/PSA).
  8. If single, the deceased member’s birth certificate and marriage certificate of parents (duly certified by LCR/NSO).
  9. Certified true copy of deceased member’s death certificate.
    • Certified / issued by LCR / NSO, if member died in the Philippines.
    • Issued by vital statistics / census office or equivalent agency and certified by the Philippine Embassy / Consultant, if member died abroad.
  10. For pension – single savings account passbook or ATM card with validated deposit slip of Cash Card Enrollment Form (photocopy and presentation of original for validation).

Please note that the SSS may require additional documents necessary during the processing of the claim.

Claimants may file for death benefits at any SSS branch or representative office.